Unaudited Financial Results for the quarter ended June 30, 2026
RESULTS
▲ Positive Development
LOW RISK
📅 Filed on BSE: 17 Jul 2026, 01:30 PM IST · BSE ID: 7a46e04c-f2a6-465e-9e00-712ae758873d
View Original BSE Filing (PDF)
💡
In Simple Terms
Federal Bank reported a profit of Rs. 1,17,693 Lakhs and improved its asset quality in the latest quarter.
🤖 AI Summary
- Federal Bank's standalone net profit was Rs. 1,17,693 Lakhs for the quarter ended June 30, 2026.
- Gross NPA decreased to 1.52% as of June 30, 2026, from 1.62% as of March 31, 2026.
- Net NPA improved to 0.18% as of June 30, 2026, compared to 0.20% as of March 31, 2026.
- Capital Adequacy Ratio under Basel III stood at 16.97% for the quarter ended June 30, 2026.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Net Profit from Ordinary Activities after tax (Q1 FY27)
Rs. 1,17,693 Lakhs
36.57
Gross NPA (Q1 FY27)
1.52%
Capital Adequacy ratio (Q1 FY27)
16.97%
Interest earned (Q1 FY27)
7,23,831 Lakhs
8.25
🏢 How This Affects the Company
The reduction in Gross and Net NPA percentages indicates improved asset quality, which is fundamental to a bank's core lending business.
Net Profit of Rs. 1,17,693 Lakhs contributes to the bank's profitability. Lower provisions for loan losses also positively impact the bottom line.
Lower NPA ratios suggest more effective credit risk management and recovery processes within the bank's operations.
The decrease in both Gross and Net NPA percentages reduces credit risk exposure for the bank, strengthening its financial position.
👥 What This Means For Shareholders
✅
Action Required
No specific action required from shareholders based on this financial results filing.
👤
Who Is Affected
All shareholders are affected by the bank's financial performance, as reflected in the Q1 FY27 net profit of Rs. 1,17,693 Lakhs and improved asset quality ratios.
🔍
Management Signal
The financial results indicate management's continued focus on improving asset quality and maintaining capital adequacy within regulatory guidelines.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Q2 FY27 results — monitor for sustained asset quality improvement and profit growth.
RBI regulatory updates — observe impact on capital adequacy and provisioning norms.
Credit growth figures — check for expansion in loan book in subsequent disclosures.
LOW RISK
Improved asset quality and stable capital adequacy reduce immediate financial risks.
💡 Investor Takeaway
Federal Bank reported standalone net profit of Rs. 1,17,693 Lakhs for the quarter ended June 30, 2026, an increase from Rs. 86,175 Lakhs in the same quarter last year. Gross NPA improved to 1.52% and Net NPA to 0.18% as of June 30, 2026.
⚖️ Strengths & Concerns
✅ Positives
- Net Profit from Ordinary Activities after tax was Rs. 1,17,693 Lakhs for Q1 FY27, up from Rs. 86,175 Lakhs in Q1 FY26.
- Gross NPA decreased to 1.52% from 1.91% in Q1 FY26, and Net NPA declined to 0.18% from 0.48% in Q1 FY26.
⚠️ Concerns
- Interest earned for Q1 FY27 was Rs. 7,23,831 Lakhs, a decrease from Rs. 7,39,909 Lakhs in Q4 FY26.
- Operating Profit before provisions and contingencies for Q1 FY27 was Rs. 1,49,733 Lakhs, lower than Rs. 2,27,641 Lakhs in Q4 FY26.
📅 Company Track Record
Federal Bank's Q1 FY27 Net Profit was Rs. 1,17,693 Lakhs with improved asset quality. This compares to a net profit of Rs. 1,25,910 Lakhs in Q4 FY26 and Rs. 86,175 Lakhs in Q1 FY26. The bank also approved FY26 results with a recommended Rs. 1.20 dividend per share.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What was Federal Bank's net profit for the quarter ended June 30, 2026?
Federal Bank reported a standalone unaudited net profit of Rs. 1,17,693 Lakhs for the quarter ended June 30, 2026.
What were Federal Bank's Gross NPA and Net NPA ratios for Q1 FY27?
As of June 30, 2026, Federal Bank's Gross NPA stood at 1.52%, and Net NPA was 0.18%.
How much interest did Federal Bank earn in Q1 FY27?
Federal Bank earned Rs. 7,23,831 Lakhs in interest for the quarter ended June 30, 2026.
What was Federal Bank's Capital Adequacy Ratio under Basel III for Q1 FY27?
The Capital Adequacy Ratio under Basel III for Federal Bank was 16.97% for the quarter ended June 30, 2026.
Did Federal Bank's employee cost change in Q1 FY27?
Yes, employee cost for Q1 FY27 was Rs. 92,169 Lakhs, compared to Rs. 77,570 Lakhs in the previous quarter ended March 31, 2026.
Questions based on this BSE filing only. For information purposes.