Federal Bank Q2 FY27 Net Profit Rs. 1,34,609 Lakhs, Gross NPA 1.32%
RESULTS
▲ Positive Development
LOW RISK
📅 Filed on BSE: 16 Oct 2026, 01:24 PM IST · BSE ID: 1c1b42c9-0890-4ff8-ae73-4f1616827fb9
View Original BSE Filing (PDF)
💡
In Simple Terms
Federal Bank's board has approved its latest financial results, showing its profit and asset quality for the recent quarter and half-year.
🤖 AI Summary
- Federal Bank's Board approved unaudited standalone financial results for Q2 FY27 and H1 FY27.
- Net Profit for the quarter ended September 30, 2026, was Rs. 1,34,609 Lakhs.
- Gross Non-Performing Assets (NPA) stood at 1.32% for the quarter ended September 30, 2026.
- Net Non-Performing Assets (NPA) were 0.11% as of September 30, 2026.
- Capital Adequacy Ratio under Basel III was 16.84% as on September 30, 2026.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Net Profit for Q2 FY27
Rs. 1,34,609 Lakhs
40.91%
Net Profit for H1 FY27
Rs. 2,56,302 Lakhs
41.67%
Gross NPA (Q2 FY27)
1.32 %
Capital Adequacy Ratio (Q2 FY27)
16.84 %
🏢 How This Affects the Company
The results indicate sustained performance in interest earned and other income. Growth in advances and deposits suggests continued business expansion.
Net Profit for Q2 FY27 was Rs. 1,34,609 Lakhs. Gross NPA decreased to 1.32%, indicating improved asset quality and lower bad loans. Capital Adequacy Ratio remains robust at 16.84%.
The reduction in Gross NPA to 1.32% and Net NPA to 0.11% suggests a decrease in credit risk exposure for the Bank. Capital Adequacy at 16.84% provides a buffer against financial shocks.
👥 What This Means For Shareholders
✅
Action Required
No immediate action is required by shareholders based on this financial results filing.
👤
Who Is Affected
All shareholders are affected as the financial performance and asset quality metrics indicate the bank's operational health and risk profile.
🔍
Management Signal
The Board's approval of results reflects ongoing commitment to regulatory compliance and transparent reporting of financial performance and asset quality.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Q3 FY27 financial results — monitor Net Profit and asset quality trends.
Any further disclosures on capital raising plans or strategic initiatives.
Updates on regulatory changes impacting banking sector operations.
LOW RISK
Improved asset quality and robust capital adequacy ratio indicate lower inherent financial risks.
💡 Investor Takeaway
Federal Bank reported a Net Profit of Rs. 1,34,609 Lakhs for Q2 FY27, a 40.91% increase from Rs. 95,526 Lakhs in Q2 FY26. Gross NPA stood at 1.32%, down from 1.83% in Q2 FY26, confirming improved asset quality.
⚖️ Strengths & Concerns
✅ Positives
- Net Profit increased to Rs. 1,34,609 Lakhs in Q2 FY27 from Rs. 95,526 Lakhs in Q2 FY26, demonstrating growth.
- Gross NPA reduced to 1.32% in Q2 FY27 from 1.83% in Q2 FY26, indicating improved asset quality.
📅 Company Track Record
Federal Bank's Q1 FY27 Net Profit was Rs. 1,17,693 Lakhs, with Gross NPA at 1.52%. For FY26, the bank approved results with an unmodified audit opinion and recommended a dividend of Rs. 1.20 per share.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What was Federal Bank's Net Profit for Q2 FY27?
Federal Bank reported a standalone Net Profit of Rs. 1,34,609 Lakhs for the quarter ended September 30, 2026.
What was Federal Bank's Gross NPA for Q2 FY27?
The Gross Non-Performing Assets (NPA) percentage for Federal Bank was 1.32% as of September 30, 2026.
What was Federal Bank's Net NPA for Q2 FY27?
The Net Non-Performing Assets (NPA) percentage for Federal Bank was 0.11% as of September 30, 2026.
What is Federal Bank's Capital Adequacy Ratio as of September 30, 2026?
Federal Bank's Capital Adequacy Ratio under Basel III was 16.84% as on September 30, 2026.
How did Federal Bank's Net Profit for H1 FY27 compare to H1 FY26?
Federal Bank's Net Profit for the half year ended September 30, 2026, was Rs. 2,56,302 Lakhs, compared to Rs. 1,81,701 Lakhs for the half year ended September 30, 2025.
Questions based on this BSE filing only. For information purposes.