Unaudited Financial Results for the quarter ended June 30, 2026
RESULTS
▼ Concern Flagged
LOW RISK
📅 Filed on BSE: 17 Jul 2026, 01:34 PM IST · BSE ID: e0d2cb9e-0866-4bca-b163-82c4eff96fc8
View Original BSE Filing (PDF)
💡
In Simple Terms
Federal Bank's board has approved its latest quarterly financial report, showing its income and profit for the period.
🤖 AI Summary
- Federal Bank's Board approved unaudited standalone financial results for the quarter ended June 30, 2026.
- Net Profit for the quarter stood at Rs. 1,17,693 Lakhs after tax.
- Total Income for Q1 FY27 was reported as Rs. 8,28,669 Lakhs.
- Gross Non-Performing Assets (NPA) ratio was 1.52% and Net NPA ratio was 0.18%.
- Capital Adequacy Ratio (CAR) under Basel III was 16.97% as of June 30, 2026.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Net Profit for the period
Rs. 1,17,693 Lakhs
36.58%
Total Income
Rs. 8,28,669 Lakhs
6.24%
Capital Adequacy Ratio (Basel III)
16.97%
Basic EPS
Rs. 4.77
35.89%
🏢 How This Affects the Company
The financial results provide an update on the bank's core banking operations, including interest earned from advances and investments, and other income streams. The segment reporting indicates contributions from Treasury, Corporate/Wholesale Banking, and Retail Banking.
The bank reported a Net Profit of Rs. 1,17,693 Lakhs and Total Income of Rs. 8,28,669 Lakhs for the quarter. Gross NPA decreased to 1.52% from 1.62% in the previous quarter, while Net NPA also decreased to 0.18% from 0.20%.
During the quarter, the bank allotted 37,56,655 equity shares of Rs. 2 each due to employee stock option exercises, impacting paid-up equity capital. The limited review by statutory auditors confirms standard accounting practices.
The reduction in both Gross NPA to 1.52% and Net NPA to 0.18% indicates a decrease in credit risk for the bank. The Capital Adequacy Ratio of 16.97% reflects continued compliance with Basel III capital regulations.
👥 What This Means For Shareholders
✅
Action Required
No specific action is required from shareholders based on this financial results disclosure.
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Who Is Affected
Existing shareholders are affected by the company's financial performance, specifically the reported net profit of Rs. 1,17,693 Lakhs and the changes in asset quality ratios.
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Management Signal
The approval of the unaudited financial results and the limited review report indicates management's adherence to regulatory disclosure requirements for financial transparency.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Q2 FY27 unaudited results – observe trends in Net Profit and Total Income.
RBI regulatory updates – monitor any changes in banking guidelines.
Updates on asset quality – track further changes in Gross and Net NPA ratios.
LOW RISK
The filing reports stable Capital Adequacy Ratio and improved NPA figures.
💡 Investor Takeaway
Federal Bank's Q1 FY27 standalone net profit stood at Rs. 1,17,693 Lakhs, a decrease from Rs. 1,25,910 Lakhs in Q4 FY26. Total income was Rs. 8,28,669 Lakhs. Gross NPA improved to 1.52% and Net NPA to 0.18%.
⚖️ Strengths & Concerns
✅ Positives
- Net Non-Performing Assets (NPA) reduced to 0.18% in Q1 FY27 from 0.20% in the previous quarter, indicating asset quality improvement.
- Capital Adequacy Ratio (CAR) under Basel III remains robust at 16.97% for Q1 FY27, maintaining strong capital position.
⚠️ Concerns
- Net Profit for the period decreased to Rs. 1,17,693 Lakhs in Q1 FY27 from Rs. 1,25,910 Lakhs in the prior quarter.
- Interest earned saw a decline to Rs. 7,23,831 Lakhs in Q1 FY27 from Rs. 7,39,909 Lakhs in the previous quarter.
📅 Company Track Record
On April 29, 2026, Federal Bank approved its audited financial results for FY26 with an unmodified audit opinion and recommended a dividend of Rs. 1.20 per share, indicating a history of consistent financial reporting and shareholder distributions.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What was Federal Bank's Net Profit for the quarter ended June 30, 2026?
Federal Bank reported a Net Profit from Ordinary Activities after tax of Rs. 1,17,693 Lakhs for the quarter ended June 30, 2026.
What was the Total Income of Federal Bank in Q1 FY27?
The Total Income for Federal Bank for the quarter ended June 30, 2026, was Rs. 8,28,669 Lakhs.
What are Federal Bank's Gross and Net NPA ratios for Q1 FY27?
Federal Bank's Gross NPA was 1.52% and Net NPA was 0.18% for the quarter ended June 30, 2026.
What is Federal Bank's Capital Adequacy Ratio as of June 30, 2026?
The Capital Adequacy Ratio (Under Basel III) for Federal Bank was 16.97% as of June 30, 2026.
How many equity shares did Federal Bank allot during Q1 FY27?
During the quarter ended June 30, 2026, Federal Bank allotted 37,56,655 equity shares of Rs. 2 each pursuant to the exercise of stock options by employees.
Questions based on this BSE filing only. For information purposes.