Federal Bank Q2 FY27 Net Profit Rs. 1,34,609 Lakhs, Gross NPA 1.32%
RESULTS
▲ Positive Development
LOW RISK
📅 Filed on BSE: 16 Oct 2026, 01:28 PM IST · BSE ID: 8b33a336-9c0d-4ee4-8bd9-7d67efc8ad47
View Original BSE Filing (PDF)
💡
In Simple Terms
Federal Bank's board has approved its latest financial results, reporting a net profit of Rs. 1,34,609 Lakhs for the recent quarter.
🤖 AI Summary
- Board approved unaudited standalone and consolidated financial results for Q2 and H1 FY27.
- Net Profit for the quarter ended September 30, 2026, was Rs. 1,34,609 Lakhs.
- Gross Non-Performing Assets (NPA) stood at 1.32% as of September 30, 2026.
- Capital Adequacy Ratio under Basel III was reported as 16.84%.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Net Profit for the quarter ended September 30, 2026
Rs. 1,34,609 Lakhs
40.91%
Gross NPA as of September 30, 2026
1.32%
Capital Adequacy Ratio (Basel III) as of September 30, 2026
16.84%
Total Income for the quarter ended September 30, 2026
Rs. 9,21,142 Lakhs
24.08%
🏢 How This Affects the Company
The bank reported a net profit of Rs. 1,34,609 Lakhs for Q2 FY27, contributing to a half-year net profit of Rs. 2,56,302 Lakhs. Gross NPA declined to 1.32% from 1.52% in the prior quarter, indicating improved asset quality.
The decrease in Gross NPA from 1.52% to 1.32% reduces credit risk exposure for the bank.
👥 What This Means For Shareholders
✅
Action Required
No action is required from shareholders based on this financial results approval.
👤
Who Is Affected
All shareholders are affected by the financial performance, specifically the net profit of Rs. 1,34,609 Lakhs and Gross NPA of 1.32%, which reflect the bank's operational health.
🔍
Management Signal
The approval of unaudited results indicates management's adherence to regulatory timelines for financial disclosures and review by auditors.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Q3 FY27 financial results — monitor Net Profit and asset quality trends.
RBI guidelines or policy changes — assess impact on banking sector.
Next Board Meeting outcome — check for any dividend recommendations or other corporate actions.
LOW RISK
The filing reports stable and improving financial metrics without indicating new significant risks.
💡 Investor Takeaway
Federal Bank reported a Net Profit of Rs. 1,34,609 Lakhs for Q2 FY27, an increase from Rs. 95,526 Lakhs in Q2 FY26. The Gross NPA percentage improved to 1.32% as of September 30, 2026, from 1.83% in the prior year.
⚖️ Strengths & Concerns
✅ Positives
- Net Profit increased to Rs. 1,34,609 Lakhs in Q2 FY27 from Rs. 95,526 Lakhs in Q2 FY26, a 40.91% increase YoY.
- Gross NPA percentage improved to 1.32% as of September 30, 2026, down from 1.83% as of September 30, 2025.
⚠️ Concerns
- Provisions increased to Rs. 34,219 Lakhs in Q2 FY27 from Rs. 31,777 Lakhs in Q1 FY27, an increase of 7.68% QoQ.
- Total Debt to Total Assets ratio increased to 5.77% as of September 30, 2026, from 5.46% as of March 31, 2026.
📅 Company Track Record
Federal Bank's Q1 FY27 Net Profit was Rs. 1,17,693 Lakhs with a Gross NPA of 1.52%. For Q2 FY26, Net Profit was Rs. 95,526 Lakhs. The bank approved FY26 results in April 2026 and recommended a dividend of Rs. 1.20 per share.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What was Federal Bank's Net Profit for the quarter ended September 30, 2026?
Federal Bank reported a Net Profit of Rs. 1,34,609 Lakhs for the quarter ended September 30, 2026.
What is Federal Bank's Gross NPA percentage as of September 30, 2026?
Federal Bank's Gross NPA percentage stood at 1.32% as of September 30, 2026.
What is Federal Bank's Capital Adequacy Ratio as of September 30, 2026?
Federal Bank's Capital Adequacy Ratio under Basel III was 16.84% as of September 30, 2026.
What was Federal Bank's Total Income for Q2 FY27?
Federal Bank reported a Total Income of Rs. 9,21,142 Lakhs for the quarter ended September 30, 2026.
Questions based on this BSE filing only. For information purposes.