Bajaj Housing Finance Ltd
Bajaj Housing Finance Q2 FY27 Profit After Tax Rises to Rs. 756.97 crore
RESULTS
▲ Positive Development
LOW RISK
📅 Filed on BSE: 16 Oct 2026, 03:50 PM IST · BSE ID: 3b4a01d0-2acc-4c4a-9118-9e69d36e0323
View Original BSE Filing (PDF)
💡
In Simple Terms
Bajaj Housing Finance reported its latest quarterly profit of Rs. 756.97 crore and half-yearly profit of Rs. 1,472.25 crore.
🤖 AI Summary
- Bajaj Housing Finance Board approved unaudited financial results for Q2 and H1 FY27 on 16 October 2026.
- Profit after tax for the quarter ended 30 September 2026 was Rs. 756.97 crore.
- Half-year profit after tax for the period ended 30 September 2026 was Rs. 1,472.25 crore.
- Interest income for the quarter ended 30 September 2026 stood at Rs. 3,051.74 crore.
- Total assets as of 30 September 2026 reached Rs. 1,43,211.53 crore.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Profit after tax (Q2 FY27)
Rs. 756.97 crore
17.74%
Profit after tax (H1 FY27)
Rs. 1,472.25 crore
20.06%
Total Income (Q2 FY27)
Rs. 3,251.09 crore
18.30%
Total Assets (as of 30.09.2026)
Rs. 1,43,211.53 crore
23.48%
Loans (as of 30.09.2026)
Rs. 1,39,861.92 crore
23.71%
🏢 How This Affects the Company
The company's core lending business shows continued growth with interest income rising to Rs. 3,051.74 crore for the quarter.
Profit after tax increased to Rs. 756.97 crore for the quarter and Rs. 1,472.25 crore for the half-year, indicating enhanced profitability. Total assets expanded to Rs. 1,43,211.53 crore.
Impairment on financial instruments for the quarter was Rs. 34.78 crore, down from Rs. 42.85 crore in the prior year comparable quarter, suggesting improved asset quality.
👥 What This Means For Shareholders
✅
Action Required
No immediate action is required from shareholders based on this financial results disclosure.
👤
Who Is Affected
All shareholders are affected by the company's financial performance, specifically the reported profit after tax of Rs. 756.97 crore for Q2 FY27 and Rs. 1,472.25 crore for H1 FY27.
🔍
Management Signal
The approval of these unaudited financial results and the unmodified limited review opinion indicate management's adherence to reporting standards and transparency.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Q3 FY27 financial results — check for sustained profit and income growth
Upcoming regulatory filings — monitor for any material business developments
Updates on asset quality — observe impairment trends in future reports
LOW RISK
The company reported positive financial results with an unmodified audit opinion.
💡 Investor Takeaway
Bajaj Housing Finance reported a Q2 FY27 profit after tax of Rs. 756.97 crore, an increase of 17.74% from Rs. 642.96 crore in Q2 FY26. Half-year profit after tax reached Rs. 1,472.25 crore for H1 FY27, up 20.06% from Rs. 1,226.26 crore in H1 FY26, highlighting growth in earnings.
⚖️ Strengths & Concerns
✅ Positives
- Profit after tax for Q2 FY27 increased to Rs. 756.97 crore, up 17.74% from Rs. 642.96 crore in Q2 FY26.
- Half-year profit after tax for H1 FY27 grew to Rs. 1,472.25 crore, a 20.06% increase from Rs. 1,226.26 crore in H1 FY26.
⚠️ Concerns
- Net gain on fair value changes for Q2 FY27 was Rs. 24.19 crore, a decrease from Rs. 28.07 crore in Q2 FY26.
- Other comprehensive income, net of tax, for Q2 FY27 was a negative Rs. 3.70 crore, compared to negative Rs. 15.58 crore in Q2 FY26.
📅 Company Track Record
Bajaj Housing Finance reported Q1 FY27 profit after tax of Rs. 715.28 crore, up 22.63% YoY. This Q2 FY27 filing shows continued year-on-year profit growth, albeit at a slightly lower rate compared to Q1.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What was Bajaj Housing Finance's profit after tax for the quarter ended 30 September 2026?
Bajaj Housing Finance reported a profit after tax of Rs. 756.97 crore for the quarter ended 30 September 2026.
What was Bajaj Housing Finance's total income for the half year ended 30 September 2026?
The total income for Bajaj Housing Finance for the half year ended 30 September 2026 was Rs. 6,314.14 crore.
What were the total assets of Bajaj Housing Finance as of 30 September 2026?
As of 30 September 2026, Bajaj Housing Finance's total assets amounted to Rs. 1,43,211.53 crore.
What was the interest income for Bajaj Housing Finance in Q2 FY27?
Bajaj Housing Finance's interest income for the quarter ended 30 September 2026 (Q2 FY27) was Rs. 3,051.74 crore.
Questions based on this BSE filing only. For information purposes.