Bajaj Housing Finance Ltd
Bajaj Housing Finance Q2 FY27 Net Profit Rs. 756.97 crore
RESULTS
▲ Positive Development
LOW RISK
📅 Filed on BSE: 16 Oct 2026, 04:08 PM IST · BSE ID: ae8807be-ed67-4e13-a8e0-fe57db9b82b1
View Original BSE Filing (PDF)
💡
In Simple Terms
The company announced its latest financial results, showing an increase in profit and revenue for the quarter and half year.
🤖 AI Summary
- Bajaj Housing Finance reported unaudited standalone net profit of Rs. 756.97 crore for Q2 FY27.
- Total revenue from operations for the quarter ended 30 September 2026 stood at Rs. 3,250.57 crore.
- Half year ended 30 September 2026 profit after tax was Rs. 1,472.25 crore.
- Total revenue from operations for the half year period reached Rs. 6,313.59 crore.
- Basic earnings per share for the quarter was Rs. 0.91, up from Rs. 0.77 a year ago.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Profit after tax (Q2 FY27)
756.97 crore
17.74
Total Revenue from operations (Q2 FY27)
3,250.57 crore
18.29
Profit after tax (Half Year FY27)
1,472.25 crore
20.06
Total Revenue from operations (Half Year FY27)
6,313.59 crore
17.77
Loans (As at 30.09.2026)
1,39,861.92 crore
🏢 How This Affects the Company
The increase in interest income to Rs. 3,051.74 crore for the quarter indicates growth in the company's lending activities.
Profit after tax for the quarter increased to Rs. 756.97 crore. Loans on the balance sheet grew to Rs. 1,39,861.92 crore as of September 30, 2026.
The increase in employee benefits expense to Rs. 162.43 crore suggests continued investment in human resources to support operations.
👥 What This Means For Shareholders
✅
Action Required
No specific action required from shareholders based on this financial results filing.
👤
Who Is Affected
All shareholders are affected by the company's financial performance, with basic EPS for the quarter increasing to Rs. 0.91.
🔍
Management Signal
The Board's approval and disclosure of unaudited financial results indicate adherence to regulatory requirements and transparency regarding financial performance.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Q3 FY27 financial results — check for sustained growth in interest income.
Future investor calls — listen for management commentary on loan growth.
Review of credit quality — assess impairment on financial instruments in subsequent filings.
LOW RISK
The filing reports stable growth in key financial metrics with unmodified audit opinion.
💡 Investor Takeaway
Bajaj Housing Finance reported a profit after tax of Rs. 756.97 crore for Q2 FY27, up from Rs. 642.96 crore in Q2 FY26. Total revenue from operations increased to Rs. 3,250.57 crore from Rs. 2,748.04 crore in the comparable prior period.
⚖️ Strengths & Concerns
✅ Positives
- Profit after tax for the quarter ended 30 September 2026 increased to Rs. 756.97 crore from Rs. 642.96 crore YoY.
- Interest income rose to Rs. 3,051.74 crore for the quarter, up from Rs. 2,614.44 crore in the prior year's comparable quarter.
⚠️ Concerns
- Net gain on fair value changes decreased to Rs. 24.19 crore for the quarter, down from Rs. 28.07 crore YoY.
- Income on derecognised (assigned) loans decreased to Rs. 31.59 crore for Q2 FY27 from Rs. 61.21 crore in the previous quarter (Q1 FY27).
📅 Company Track Record
In Q1 FY27, Bajaj Housing Finance reported a profit after tax of Rs. 715.28 crore. The company's Q2 FY27 net profit of Rs. 756.97 crore represents a continuation of the reported upward trend in profitability.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What was Bajaj Housing Finance's net profit in Q2 FY27?
Bajaj Housing Finance reported an unaudited standalone net profit of Rs. 756.97 crore for the quarter ended 30 September 2026.
What was the total revenue from operations for Bajaj Housing Finance in Q2 FY27?
Total revenue from operations for Bajaj Housing Finance in Q2 FY27 was Rs. 3,250.57 crore.
What was Bajaj Housing Finance's profit after tax for the half year ended 30 September 2026?
Profit after tax for Bajaj Housing Finance for the half year ended 30 September 2026 was Rs. 1,472.25 crore.
How much were Bajaj Housing Finance's loans as of September 30, 2026?
As of September 30, 2026, Bajaj Housing Finance's loans stood at Rs. 1,39,861.92 crore.
What was Bajaj Housing Finance's basic earnings per share for Q2 FY27?
Bajaj Housing Finance's basic earnings per share for the quarter ended 30 September 2026 was Rs. 0.91.
Questions based on this BSE filing only. For information purposes.