Bajaj Housing Finance Ltd
Bajaj Housing Finance Allots Rs. 2,034.68 Crore NCDs at 8.25% Coupon
FUNDRAISE
▲ Positive Development
LOW RISK
📅 Filed on BSE: 12 Jun 2026, 02:41 PM IST · BSE ID: 050cfcda-c349-4b91-aa61-1ee286923b0b
View Original BSE Filing (PDF)
💡
In Simple Terms
The company issued new company bonds totaling over Rs. 2,000 crore to raise funds, with an annual interest cost of 8.25%.
🤖 AI Summary
- Bajaj Housing Finance raised Rs. 2,034.6788 crore via NCD allotment on private placement.
- NCDs carry a coupon rate of 8.25% per annum, with annual interest payments.
- The instrument has a residual tenure of 1,810 days, maturing on May 27, 2031.
- These secured debentures are backed by a first pari-passu charge on book debts/loan receivables.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Size of the issue
Rs. 2,034.6788 crore
Coupon/interest offered
8.25 % p.a.
Date of maturity
27 May 2031
Tenure of the instrument
1,810 days (Residual)
🏢 How This Affects the Company
The issuance of NCDs supports the company's funding requirements for its lending operations and growth initiatives.
This fundraise increases the company's debt capital, impacting its leverage ratios and interest expenses. The coupon rate of 8.25% sets a new benchmark for its borrowing costs.
👥 What This Means For Shareholders
✅
Action Required
No action is required from shareholders regarding this NCD allotment.
👤
Who Is Affected
This transaction directly affects debenture holders through the issuance of new debt instruments. Shareholders are indirectly impacted by the company's increased leverage and funding costs.
🔍
Management Signal
Management is actively utilizing debt markets to secure substantial funding, indicating a strategy focused on growth capitalization.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Company's quarterly financial results to assess impact on net interest margin.
Future debt issuances to monitor borrowing cost trends.
Update on loan book growth and asset quality metrics.
LOW RISK
Standard fundraise via NCDs, with defined terms and security provided.
💡 Investor Takeaway
Bajaj Housing Finance has raised Rs. 2,034.6788 crore through secured NCDs with a residual tenure of 1,810 days and an 8.25% coupon rate, to be repaid by May 27, 2031.
⚖️ Strengths & Concerns
✅ Positives
- Successfully raised a significant amount of Rs. 2,034.6788 crore through private placement of NCDs.
- Secured NCDs backed by a first pari-passu charge on book debts provide a degree of security to debenture holders.
⚠️ Concerns
- The coupon rate of 8.25% p.a. represents a borrowing cost, which will impact net interest margins.
- Increased debt levels as a result of this issuance require careful management of financial leverage.
📅 Company Track Record
Bajaj Housing Finance has recently undertaken similar private placements, raising Rs. 1,991.83 crore in June 2026, Rs. 955.00 crore in May 2026, and Rs. 1008.3292 crore in April 2026 via NCDs.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What is the total amount Bajaj Housing Finance raised from the NCD allotment on June 12, 2026?
Bajaj Housing Finance raised Rs. 2,034.6788 crore through the allotment of NCDs on June 12, 2026.
What is the interest rate (coupon) on the NCDs allotted by Bajaj Housing Finance?
The NCDs allotted by Bajaj Housing Finance carry a coupon rate of 8.25% per annum.
When do the NCDs allotted by Bajaj Housing Finance mature?
The NCDs allotted by Bajaj Housing Finance mature on May 27, 2031.
What is the security backing the NCDs issued by Bajaj Housing Finance?
The NCDs are secured by a first pari-passu charge on book debts/loan receivables.
Questions based on this BSE filing only. For information purposes.