Bajaj Housing Finance Ltd
Unaudited standalone financial results for the quarter ended 30 June 2026
RESULTS
▲ Positive Development
LOW RISK
📅 Filed on BSE: 29 Jul 2026, 04:05 PM IST · BSE ID: 7e1e2ffc-57cb-4ac6-a873-ce97e9524101
View Original BSE Filing (PDF)
💡
In Simple Terms
Bajaj Housing Finance's recent financial report shows its first quarter profit increased to Rs. 715.28 crore.
🤖 AI Summary
- Bajaj Housing Finance reported unaudited Profit after tax of Rs. 715.28 crore for Q1 FY27.
- Total Income reached Rs. 3,063.05 crore for the quarter ended 30 June 2026.
- Interest income for Q1 FY27 stood at Rs. 2,856.07 crore.
- Basic and Diluted Earnings per share for the quarter were Rs. 0.86.
- The financial results were reviewed by the Audit Committee and approved by the Board on 29 July 2026.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Profit after tax
715.28 crore
22.63%
Total Income
3,063.05 crore
17.11%
Interest income
2,856.07 crore
14.50%
Earnings per share (Basic)
0.86 ₹
22.86%
Total expenses
2,134.31 crore
14.83%
🏢 How This Affects the Company
The company's revenue from operations increased to Rs. 3,063.02 crore, with interest income comprising Rs. 2,856.07 crore, indicating growth in its core lending activities.
Profit after tax increased to Rs. 715.28 crore for Q1 FY27 from Rs. 583.30 crore in Q1 FY26, demonstrating improved profitability. Total expenses for the quarter were Rs. 2,134.31 crore.
Impairment on financial instruments decreased to Rs. 16.10 crore in Q1 FY27 from Rs. 38.21 crore in Q1 FY26, suggesting improved asset quality or lower credit risk provisions for the period.
👥 What This Means For Shareholders
✅
Action Required
No immediate action is required from shareholders based on this financial results filing.
👤
Who Is Affected
All shareholders are affected as the reported financial performance directly influences the company's intrinsic value and future prospects, reflected in basic EPS of Rs. 0.86.
🔍
Management Signal
The financial results indicate management's focus on revenue growth and maintaining profitability, as evidenced by the increase in profit after tax.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Q2 FY27 financial results — assess sustained profit and revenue growth.
Management commentary on credit growth and asset quality trends.
Updates on funding costs and impact on net interest margins.
LOW RISK
Unaudited results show strong performance with no major flags identified in the limited review report.
💡 Investor Takeaway
Bajaj Housing Finance recorded a Profit after tax of Rs. 715.28 crore in Q1 FY27, a 22.63% increase from Rs. 583.30 crore in Q1 FY26. Total income for the quarter ended June 30, 2026, was Rs. 3,063.05 crore.
⚖️ Strengths & Concerns
✅ Positives
- Profit after tax increased by 22.63% to Rs. 715.28 crore in Q1 FY27 compared to Rs. 583.30 crore in Q1 FY26.
- Total Revenue from operations grew by 17.23% to Rs. 3,063.02 crore in Q1 FY27 from Rs. 2,612.83 crore in Q1 FY26.
⚠️ Concerns
- Finance costs increased by 17.59% to Rs. 1,888.49 crore in Q1 FY27 from Rs. 1,605.96 crore in Q1 FY26, impacting net profitability.
- Income on derecognised (assigned) loans decreased to Rs. 61.21 crore in Q1 FY27 from Rs. 79.22 crore in Q4 FY26.
📅 Company Track Record
Bajaj Housing Finance previously reported Q1 FY27 profit after tax of Rs. 715.28 crore in a filing on July 29, 2026, consistent with this detailed results disclosure. The current filing provides the complete unaudited financial statements for the quarter.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What was Bajaj Housing Finance's Profit after tax for Q1 FY27?
Bajaj Housing Finance reported a Profit after tax of Rs. 715.28 crore for the quarter ended June 30, 2026.
What was the Total Income for Bajaj Housing Finance in Q1 FY27?
The Total Income for Bajaj Housing Finance for Q1 FY27 was Rs. 3,063.05 crore, compared to Rs. 2,615.57 crore in Q1 FY26.
How did Bajaj Housing Finance's Interest income perform in Q1 FY27?
Bajaj Housing Finance's Interest income for Q1 FY27 was Rs. 2,856.07 crore, increasing from Rs. 2,492.59 crore in Q1 FY26.
What were the Earnings per share for Bajaj Housing Finance in Q1 FY27?
Basic and Diluted Earnings per share for Bajaj Housing Finance in Q1 FY27 were Rs. 0.86 each.
What was the change in Total expenses for Bajaj Housing Finance in Q1 FY27?
Total expenses for Bajaj Housing Finance increased to Rs. 2,134.31 crore in Q1 FY27 from Rs. 1,858.63 crore in Q1 FY26.
Questions based on this BSE filing only. For information purposes.