Understanding a few core personal finance terms can make the difference between drifting with money and actually being in control of it. In 2026, with rising inflation, easy credit, and digital investing apps everywhere, these 10 concepts matter more than ever. 1. Net Worth Net worth is what you own minus what you owe. Tracking net worth […]
Methodhub Software Ltd. is coming out with a ₹103.02 crore public issue: a fresh issue of 45,10,309 shares (≈₹87.50 Cr) and offer for sale of 8,00,000 shares (≈₹15.52 Cr). Public offer opens Dec 5, 2025 and closes Dec 9, 2025. Tentative allotment on Dec 10, 2025, refunds/credit on Dec 11, 2025 and tentative BSE SME listing on Dec 12, 2025. Minimum retail
Flywings Simulator Training Centre Ltd. is launching a ₹57.05 crore IPO comprising a fresh issue of 23,63,400 shares (≈₹45.14 Cr at band) and an offer for sale of 4,74,000 shares (≈₹9.05 Cr). The public offer opens on December 5, 2025 and closes on December 9, 2025. Allotment is expected on Dec 10, 2025, refunds & credit on Dec 11,
Liquidity in finance refers to the ease and speed with which an asset or security can be converted into cash without significantly affecting its value. It measures how quickly and effortlessly an individual, business, or market participant can access cash to meet short-term financial obligations or take advantage of opportunities. Overview Why Liquidity is Important
India’s IPO policy has been updated with major SEBI reforms in September and March 2025, affecting offer size, timing, disclosures, investor rules, SME listings, and fund usage. These new guidelines aim to boost transparency, market stability, and broaden investor access. Overview SEBI’s sweeping IPO reforms in September 2025 recalibrate public listing norms for large-cap companies,
Muhurat trading is a special, time-window stock market session conducted by Indian exchanges on Diwali, observed as an auspicious start to the Hindu New Year and believed to bring prosperity for the investment year ahead. It’s a symbolic tradition where many investors and brokers place token buy orders, perform “Lakshmi Pujan,” and open new trading
Indian consumers are estimated to have spent about ₹1 lakh crore on Dhanteras 2025, marking the highest ever single-day festive spending as reported by the Confederation of All India Traders (CAIT), reflecting robust demand in categories like jewellery, electronics, automobiles, and household goods. Such headline estimates are typically based on trader network inputs and should
Buying suits stable, long-term living and equity building, while renting favors flexibility and lower upfront costs; the right choice depends on horizon, cash flow, and local price-to-rent dynamics. A simple rule: if you’ll stay 7–10+ years, have a solid emergency fund, and can keep overall housing costs under prudent ratios, buying often wins; otherwise, rent
Equity Linked Savings Schemes (ELSS) are diversified equity mutual funds that offer tax deductions under Section 80C of the Income Tax Act with a mandatory three-year lock-in, combining market-linked growth potential with tax savings in one product. They can be worth investing in for long-term, equity-suited investors seeking tax efficiency and disciplined holding periods, but
For first-time cardholders in 2025, the best beginner credit cards are those with zero/low annual fees, simple rewards on everyday spends, strong acceptance (including UPI on RuPay), and clear upgrade paths; start with low limits, pay in full monthly, and enable transaction controls to build a clean credit history over 6–12 months. Focus on fee
Term insurance provides pure protection for a fixed period at low premiums, while whole life insurance combines lifelong coverage with a cash value component at significantly higher premiums. The right choice depends on your need for affordable, high cover versus permanent protection and forced savings, as well as time horizon, liquidity needs, and tax planning
In 2025, lump sum can outperform when markets are rising steadily and you have a long horizon, while SIPs are typically better for volatility management, behavior control, and building wealth consistently from cash flows. The “best” approach depends on market regime, risk tolerance, time horizon, and liquidity; many investors blend both—deploy windfalls lump sum and
