The biggest score drags How long negatives last Most derogatory items remain for seven years; Chapter 7 bankruptcy can last ten years, while hard inquiries typically affect scores for up to two years with the impact fading sooner. Late-payment damage is front‑loaded—largest initially, then diminishing as new positive history accumulates over months and years. Fastest […]
Quick definitions Which is better? When to choose each A practical hybrid Start with a 60–90 day snowball to clear two or three smallest balances, then switch to avalanche to maximize savings—this can combine motivation with math without materially delaying payoff when APRs are spread out. Keep minimums on all debts, automate payments, and channel
What a credit report includes A credit report is a detailed file of credit accounts and activity compiled by bureaus such as Experian, Equifax, and TransUnion (India: CIBIL, Equifax, Experian, CRIF Highmark), used by lenders to evaluate risk and price loans. Although layouts differ by bureau, the core sections are consistent: personal information, credit accounts,
What happened at listing Shares opened at ₹81.5–₹82.5 versus the ₹128–₹135 band, a 39–40% cut to issue price on NSE/BSE, far below the grey market’s near-par expectations around ₹132, signaling a late slide in sentiment and order depth. Category demand was adequate but not euphoric—overall 3.86–3.88x with NIIs ~7.39x, QIBs ~3.97x, and retail ~2.75x—leaving little
LG Electronics India: Day 2 picture Tata Capital: Day 3 picture What this means near term Key dates at a glance FAQs
Investment view Brokerages broadly recommend “Subscribe,” citing leadership across home appliances and consumer electronics, a vast offline network, and consistent financial momentum; grey-market premium near 24–28% implies a constructive debut setup, though GMP is unofficial and volatile. The offer is a 100% OFS by the Korean parent, so no primary cash enters the India entity;
Overview and stance LG Electronics India is bringing a ₹11,607 crore issue structured as a 100% offer for sale at a price band of ₹1,080–₹1,140, implying roughly ₹77,000–₹77,400 crore market cap at the top end, and opening for bids October 7–9 with tentative listing on October 14. The debut sentiment is buoyed by a grey
Allotment status update The basis of allotment typically goes live on the registrar’s portal first; applicants should check Bigshare Services using PAN, Application Number, or DP Client ID, and expect possible “No records found” until final synchronization completes across systems. BSE and NSE IPO pages reflect the same data after backend updates, which may lag
Allotment status: what to expect The registrar is set to publish the basis of allotment today; applicants will be able to view status on KFin Tech by entering PAN, application number, or DP ID once records are updated across portals. Parallel status checks will also appear on BSE and NSE IPO pages; delays of a
Big IPOs: Day-One Reality Check Mega IPOs capture headlines, but day-one performance often cuts through the hype, revealing how pricing, sentiment, and supply truly meet demand on the exchange floor. The recent Hyundai India listing and the earlier tech-era swings show that even iconic brands can slip at open if valuations run hot or the
Tata Capital’s ₹15,511.87 crore IPO runs Oct 6–8 at ₹310–₹326 with a 46‑share lot; allotment is Oct 9 and listing is Oct 13 on NSE/BSE. The offer comprises a fresh issue of 21.0 crore shares (₹6,846 crore) to augment Tier‑I capital and an OFS of 26.58 crore shares (₹8,665.87 crore) by Tata Sons and IFC.
Canara Robeco Asset Management Company Limited is launching a mainboard IPO on Oct 9–13, 2025, priced in the ₹253–₹266 band with a minimum lot of 56 shares, and the issue is a 100% Offer for Sale of 4.985 crore shares. IPO terms About the company Financials snapshot Status of filings and approvals How to apply
