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📋 Filing Types Available on ForgeUp Filings Sourced from BSE corporate announcements (equity segment). Companies covered are BSE-listed and most are also listed on NSE. We show only material filings.
Financial Results Orders Dividend Buyback Merger / Acquisition Board Meeting Outcome Fundraise (QIP / Rights / FPO) Regulatory / Court Order Credit Rating Change Promoter Pledge Update Management Change Joint Venture / MOU Delisting Bonus Shares Stock Split
Data sourced from BSE India corporate announcements. More categories will be added over time.
Bandhan Bank Ltd

Bandhan Bank Q2 FY27 Net Profit Rises to ₹6.2 bn, Gross Advances at ₹1,583.7bn

RESULTS ▲ Positive Development LOW RISK
📅 Filed on BSE: 28 Oct 2026, 04:18 PM IST  ·  BSE ID: 40c4f0dc-106c-4bcd-a01a-11f8e4d20085
View Original BSE Filing (PDF)
💡
In Simple Terms
Bandhan Bank's Q2 FY27 profit surged to ₹6.2 bn, with loans growing to ₹1,583.7bn and deposits up.
🤖 AI Summary
  • Bandhan Bank reported Net Profit After Tax (PAT) of ₹6.2 bn for Q2 FY27, demonstrating a 455.7% YoY growth.
  • Gross Advances reached ₹1,583.7bn as of September 30, 2026, increasing by 13.1% year-on-year.
  • Total Deposits stood at ₹1,726.9 bn for Q2 FY27, recording a 9.2% growth compared to the previous year.
  • The bank's Net Non-Performing Assets (NNPA) ratio improved to 0.9%, a decrease of 45 basis points YoY.
  • Capital Adequacy Ratio (CRAR) was 18.3% with a CET 1 ratio of 17.7% as of September 30, 2026.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Net Profit After Tax (PAT)
₹6.2 bn
455.7%
Gross Advances
₹1,583.7bn
13.1%
Total Deposits
₹1,726.9 bn
9.2%
NNPA Ratio
0.9%
-45 bps
GNPA Ratio
3.1%
-191 bps
Capital Adequacy Ratio (CRAR)
18.3%
Provision Coverage Ratio (PCR)
71.2%
🏢 How This Affects the Company
📈
Business Impact
The bank's portfolio diversification strategy shows increased secured mix and non-EEB book share, indicating a shift towards a more resilient lending portfolio. Growth in gross advances and deposits expands the bank's operational scale and customer base.
💰
Financial Impact
Net Profit After Tax increased significantly by 455.7% YoY to ₹6.2 bn, improving overall profitability. A lower NNPA ratio of 0.9% and higher Provision Coverage Ratio (PCR) of 71.2% point to stronger asset quality and reduced credit risk.
⚙️
Operational Impact
The increase in total banking outlets to 6,415, including 2,001 branches, indicates an expanding physical footprint across 35 States and UTs. Digital transactions constitute 98% of retail transactions, reflecting continued focus on digitization and efficiency.
⚠️
Risk Impact
The improvement in asset quality metrics such as GNPA and NNPA ratios, along with a higher PCR, suggests a reduction in credit risk. A stronger capital adequacy ratio (CRAR) of 18.3% enhances the bank's financial stability against potential shocks.
👥 What This Means For Shareholders
✅
Action Required
No immediate action is required from shareholders based on this earnings update presentation.
👤
Who Is Affected
All shareholders are affected by the company's financial performance, specifically the reported Net Profit After Tax of ₹6.2 bn and Gross Advances of ₹1,583.7bn.
🔍
Management Signal
The presentation signals management's focus on portfolio diversification, asset quality improvement, liability resilience through retail deposits, and operational efficiency through digitization and workforce upskilling.

For information only. Not investment advice. ForgeUp is not SEBI-registered.

👁 Watch List — track these upcoming events
Q3 FY27 financial results — monitor Net Profit After Tax and asset quality trends.
Update on Gross Advances and Total Deposits growth in the next quarter.
Developments regarding the CASA Ratio and its impact on funding costs.
LOW RISK Improved asset quality and robust capital adequacy indicate reduced financial risk for the bank.
💡 Investor Takeaway
Bandhan Bank reported robust Q2 FY27 results, with Net Profit After Tax increasing to ₹6.2 bn (455.7% YoY). Gross Advances grew to ₹1,583.7bn (13.1% YoY), and NNPA ratio improved to 0.9% (down 45 bps YoY), indicating strong operational and asset quality performance.
⚖️ Strengths & Concerns

✅ Positives

  • Net Profit After Tax (PAT) for Q2 FY27 increased to ₹6.2 bn, a 455.7% year-on-year growth.
  • Asset quality improved, with NNPA ratio at 0.9% and GNPA ratio at 3.1%, down 45 bps and 191 bps YoY respectively.

⚠️ Concerns

  • CASA Ratio decreased by 125 basis points YoY to 26.7% in Q2 FY27, indicating a shift in funding mix.
  • Cost/Income ratio stood at 57.5% in Q2 FY27, which impacts operational efficiency.
📅 Company Track Record
In Q1 FY27, Bandhan Bank's PAT was ₹50,166.87 lakhs, a 34.9% YoY increase. Gross Advances grew by 16.4% YoY in Q1 FY27. The Q2 FY27 results demonstrate a continuation of this positive trend in profitability and advances growth.

Based on publicly available historical data. For context only.

❓ Frequently Asked Questions
What was Bandhan Bank's Net Profit After Tax in Q2 FY27?
Bandhan Bank's Net Profit After Tax for Q2 FY27 was ₹6.2 bn, representing a 455.7% increase year-on-year.
What were Bandhan Bank's Gross Advances as of September 30, 2026?
As of September 30, 2026, Bandhan Bank's Gross Advances stood at ₹1,583.7bn, an increase of 13.1% year-on-year.
How did Bandhan Bank's asset quality perform in Q2 FY27?
Bandhan Bank's asset quality improved with the NNPA ratio at 0.9% (down 45 bps YoY) and GNPA ratio at 3.1% (down 191 bps YoY) for Q2 FY27.
What was Bandhan Bank's Total Deposits in Q2 FY27?
Bandhan Bank's Total Deposits for Q2 FY27 were ₹1,726.9 bn, marking a 9.2% increase year-on-year.
What is Bandhan Bank's Capital Adequacy Ratio (CRAR) in Q2 FY27?
Bandhan Bank's Capital Adequacy Ratio (CRAR) was 18.3% as of September 30, 2026, with a CET 1 ratio of 17.7%.

Questions based on this BSE filing only. For information purposes.

⚠️ For Information Only — Not Investment Advice
ForgeUp Filings provides AI-generated summaries of public BSE exchange announcements (equity segment) for informational purposes only. Nothing here constitutes investment advice or a recommendation to buy, sell, or hold any security. ForgeUp is not a SEBI-registered investment advisor. All financial numbers are sourced directly from BSE filings and shown as-is. Past data is historical only. Please consult a qualified financial advisor before making investment decisions. Data sourced from BSE India public disclosures.
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