Bandhan Bank Q1 FY27 Net Profit at Rs. 50,166.87 lakhs; CFO appointment approved
RESULTS
▲ Positive Development
MEDIUM RISK
📅 Filed on BSE: 21 Jul 2026, 04:12 PM IST · BSE ID: a161327d-ef2c-4ed8-a17d-fc78dc92f13a
View Original BSE Filing (PDF)
💡
In Simple Terms
Bandhan Bank reported its Q1 FY27 financial results and appointed a new interim Chief Financial Officer.
🤖 AI Summary
- Net Profit for Q1 FY27 (ended June 30, 2026) stood at Rs. 50,166.87 lakhs.
- Mr. Vinay Jain appointed interim CFO and KMP, effective September 26, 2026, until March 31, 2027.
- Term of Mr. Prakash E as interim Chief of Internal Vigilance extended up to September 30, 2026.
- 12th Annual General Meeting to be held on Monday, August 24, 2026, via Video-Conferencing.
- Record Date for dividend payment fixed as Monday, August 17, 2026.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Net Profit for the period (Q1 FY27)
50,166.87 lakhs
Net Profit for the period (Q1 FY26)
37,196.20 lakhs
Gross NPAs (Q1 FY27)
4,88,094.97 lakhs
% of Gross NPAs to Gross Advances (Q1 FY27)
3.15%
% of Gross NPAs to Gross Advances (Q1 FY26)
4.96%
Operating Profit before Provisions & Contingencies (Q1 FY27)
1,35,810.36 lakhs
Operating Profit before Provisions & Contingencies (Q1 FY26)
1,66,839.97 lakhs
Dividend Record Date
August 17, 2026
🏢 How This Affects the Company
Retail Banking segment revenue was Rs. 5,52,864.44 lakhs in Q1 FY27, up from Rs. 5,46,850.37 lakhs in Q1 FY26. Wholesale Banking revenue increased to Rs. 82,959.03 lakhs from Rs. 62,496.41 lakhs in the prior year quarter.
Net Profit from ordinary activities after tax increased to Rs. 50,166.87 lakhs for Q1 FY27 from Rs. 37,196.20 lakhs in Q1 FY26. Gross NPAs were 3.15% and Net NPAs were 0.93% for the quarter ended June 30, 2026.
The appointment of Mr. Vinay Jain as interim CFO provides continuity in key financial leadership following a previous resignation. Extension of interim CIV ensures ongoing vigilance functions.
👥 What This Means For Shareholders
✅
Action Required
Shareholders are not required to take immediate action based on this filing, but should note the dividend record date for eligibility.
👤
Who Is Affected
Shareholders holding Bandhan Bank shares on record date August 17, 2026, will be eligible for the dividend, if declared at the AGM.
🔍
Management Signal
The appointment of an interim CFO and extension of the interim CIV term indicates management's focus on maintaining leadership stability and vigilance functions.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
AGM on August 24, 2026 — confirmation of dividend declaration.
CFO transition on September 26, 2026 — effectiveness of interim appointment.
Q2 FY27 financial results — assessment of sustained profit and asset quality.
MEDIUM RISK
Changes in key managerial personnel and ongoing interim appointments create a degree of leadership transition risk.
💡 Investor Takeaway
Bandhan Bank reported Q1 FY27 net profit of Rs. 50,166.87 lakhs, a YoY increase from Rs. 37,196.20 lakhs. Gross NPAs decreased to 3.15% from 4.96%. Mr. Vinay Jain was appointed interim CFO, effective September 26, 2026. Dividend record date set for August 17, 2026.
⚖️ Strengths & Concerns
✅ Positives
- Net Profit from ordinary activities after tax increased to Rs. 50,166.87 lakhs in Q1 FY27 from Rs. 37,196.20 lakhs in Q1 FY26.
- Gross NPA percentage improved to 3.15% in Q1 FY27 from 4.96% in the comparable prior year quarter.
⚠️ Concerns
- Operating Profit before Provisions & Contingencies decreased to Rs. 1,35,810.36 lakhs in Q1 FY27 from Rs. 1,66,839.97 lakhs in Q1 FY26.
- Wholesale Banking segment reported a loss of Rs. (7,711.03) lakhs in Q1 FY27, compared to a loss of Rs. (4,220.24) lakhs in Q1 FY26.
📅 Company Track Record
Bandhan Bank's Q1 FY27 PAT of ₹5.0 bn (Rs. 50,000 lakhs) showed a 34.9% YoY increase, aligning with the Net Profit of Rs. 50,166.87 lakhs. Gross Advances grew 16.4% YoY as previously reported. Q4 FY26 PAT was ₹5.3 bn (Rs. 53,000 lakhs), with a dividend of ₹1.50/share approved and GNPA improving to 3.3%.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What was Bandhan Bank's net profit for the quarter ended June 30, 2026?
Bandhan Bank reported a Net Profit from ordinary activities after tax of Rs. 50,166.87 lakhs for the quarter ended June 30, 2026.
Who has been appointed as the interim Chief Financial Officer for Bandhan Bank?
Mr. Vinay Jain has been approved as the interim CFO and Key Managerial Personnel of Bandhan Bank, effective September 26, 2026, until March 31, 2027.
What is Bandhan Bank's Gross NPA ratio for Q1 FY27?
Bandhan Bank's percentage of Gross NPAs to Gross Advances for the quarter ended June 30, 2026, was 3.15%.
When is Bandhan Bank's Annual General Meeting scheduled?
The 12th Annual General Meeting of Bandhan Bank will be held on Monday, August 24, 2026, at 11:00 a.m. (IST).
What is the record date for Bandhan Bank's dividend, if declared?
The Record Date for the purpose of Dividend has been fixed as Monday, August 17, 2026.
Questions based on this BSE filing only. For information purposes.