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📋 Filing Types Available on ForgeUp Filings Sourced from BSE corporate announcements (equity segment). Companies covered are BSE-listed and most are also listed on NSE. We show only material filings.
Financial Results Orders Dividend Buyback Merger / Acquisition Board Meeting Outcome Fundraise (QIP / Rights / FPO) Regulatory / Court Order Credit Rating Change Promoter Pledge Update Management Change Joint Venture / MOU Delisting Bonus Shares Stock Split
Data sourced from BSE India corporate announcements. More categories will be added over time.
Bandhan Bank Ltd

Bandhan Bank Q2 FY27 Net Profit Rises to ₹62,175.05 lakhs

RESULTS ▲ Positive Development LOW RISK
📅 Filed on BSE: 28 Oct 2026, 04:06 PM IST  ·  BSE ID: 37a88629-a01a-4985-868c-8c53bbcb4641
View Original BSE Filing (PDF)
💡
In Simple Terms
Bandhan Bank announced its quarterly financial results, showing an increase in profit and changes in key banking metrics.
🤖 AI Summary
  • Bandhan Bank reported Net Profit after tax of ₹62,175.05 lakhs for Q2 FY27.
  • Interest Earned for the quarter ended September 30, 2026, totaled ₹5,75,355.86 lakhs.
  • Gross Non-Performing Assets (NPAs) were ₹4,91,903.38 lakhs, or 3.11% of Gross Advances.
  • Capital Adequacy Ratio stood at 18.27% as of September 30, 2026.
  • Basic Earnings Per Share (EPS) for Q2 FY27 was ₹3.86 (Face Value of ₹10/- each).
🔢 Key Numbers — exact figures from BSE filing, not rounded
Net Profit for the period
₹62,175.05 lakhs
455.77%
Interest Earned
₹5,75,355.86 lakhs
7.47%
Gross NPAs
₹4,91,903.38 lakhs
-29.97%
% of Gross NPAs to Gross Advances
3.11%
-38.19%
Capital Adequacy Ratio
18.27%
-0.09%
Basic EPS
₹3.86
459.42%
🏢 How This Affects the Company
📈
Business Impact
The Retail Banking segment reported an operating profit of ₹46,237.05 lakhs for Q2 FY27, a substantial increase from a loss of ₹4,776.08 lakhs in Q2 FY26, indicating improved performance in core lending activities to individuals and small businesses.
💰
Financial Impact
Net Profit after tax increased significantly to ₹62,175.05 lakhs for Q2 FY27 from ₹11,187.14 lakhs in Q2 FY26, driven by higher interest income and lower provisions. Gross NPAs decreased to 3.11% from 5.02% year-on-year, reducing credit risk exposure.
⚙️
Operational Impact
Other Operating Expenses showed a minor increase to ₹80,690.12 lakhs in Q2 FY27 compared to ₹74,737.51 lakhs in Q2 FY26, suggesting stable control over non-employee operational costs as the bank expands.
⚠️
Risk Impact
The percentage of Gross NPAs to Gross Advances decreased to 3.11% from 5.02% year-on-year, indicating a reduction in asset quality risk and potentially better loan recovery or underwriting practices.
👥 What This Means For Shareholders
✅
Action Required
No immediate action is required by shareholders based on this financial results filing.
👤
Who Is Affected
Shareholders are affected by the improved financial performance, reflected in a higher Basic EPS of ₹3.86 for Q2 FY27, compared to ₹0.69 in Q2 FY26.
🔍
Management Signal
The financial results reflect management's focus on improving asset quality and driving profitability in the core retail banking segment.

For information only. Not investment advice. ForgeUp is not SEBI-registered.

👁 Watch List — track these upcoming events
Q3 FY27 financial results for continued profit and asset quality trends.
Any updates on growth in advances for the Retail Banking segment.
Details on Wholesale Banking segment's path to profitability.
LOW RISK Improved net profit and reduced NPA percentages indicate lower financial and credit risks.
💡 Investor Takeaway
Bandhan Bank's Q2 FY27 Net Profit after tax rose to ₹62,175.05 lakhs from ₹11,187.14 lakhs in Q2 FY26. Gross NPAs reduced to 3.11% from 5.02% YoY, indicating improved asset quality. Retail Banking segment profitability saw substantial recovery.
⚖️ Strengths & Concerns

✅ Positives

  • Net Profit after tax for Q2 FY27 significantly increased to ₹62,175.05 lakhs from ₹11,187.14 lakhs in Q2 FY26.
  • Gross NPAs decreased to 3.11% of Gross Advances as of September 30, 2026, from 5.02% as of September 30, 2025.

⚠️ Concerns

  • Income on Investments declined to ₹59,665.70 lakhs in Q2 FY27 from ₹69,420.89 lakhs in Q2 FY26.
  • Wholesale Banking segment continued to report a loss before tax of ₹5,153.57 lakhs for Q2 FY27.
📅 Company Track Record
Bandhan Bank's Q1 FY27 Net Profit was ₹50,166.87 lakhs, with Gross Advances growing 16.4% YoY. This Q2 FY27 filing shows a continuation of profit growth and improvement in asset quality metrics compared to previous periods.

Based on publicly available historical data. For context only.

❓ Frequently Asked Questions
What was Bandhan Bank's net profit in Q2 FY27?
Bandhan Bank reported a Net Profit from ordinary activities after tax of ₹62,175.05 lakhs for the quarter ended September 30, 2026.
What was Bandhan Bank's Interest Earned in Q2 FY27?
The Interest Earned by Bandhan Bank for Q2 FY27 was ₹5,75,355.86 lakhs.
What were Bandhan Bank's Gross NPAs in Q2 FY27?
Gross NPAs for Bandhan Bank as of September 30, 2026, stood at ₹4,91,903.38 lakhs, which is 3.11% of Gross Advances.
What was Bandhan Bank's Capital Adequacy Ratio in Q2 FY27?
Bandhan Bank's Capital Adequacy Ratio was 18.27% as of September 30, 2026.
How did Bandhan Bank's Retail Banking segment perform in Q2 FY27?
The Retail Banking segment of Bandhan Bank reported a Segment Result (Profit Before Tax) of ₹46,237.05 lakhs for Q2 FY27, compared to a loss of ₹4,776.08 lakhs in Q2 FY26.

Questions based on this BSE filing only. For information purposes.

⚠️ For Information Only — Not Investment Advice
ForgeUp Filings provides AI-generated summaries of public BSE exchange announcements (equity segment) for informational purposes only. Nothing here constitutes investment advice or a recommendation to buy, sell, or hold any security. ForgeUp is not a SEBI-registered investment advisor. All financial numbers are sourced directly from BSE filings and shown as-is. Past data is historical only. Please consult a qualified financial advisor before making investment decisions. Data sourced from BSE India public disclosures.
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