Vaibhav Vyapaar IPO 2026: Price, Dates, Lot Size, GMP, Review & Key Details

By /
Vaibhav Vyapaar Limited IPO
VV
Vaibhav Vyapaar Limited IPO
Digital Lending NBFC · LoanFront App · Personal Loans · Kolkata, West Bengal
📋 NSE SME IPO Fresh Issue Only NSE SME
₹52
Upper Price
₹40.54 Cr
Issue Size
Oct 21, 2026
Listing Date
₹106.01 Cr
Market Cap (Pre)
📅 IPO Timetable
All dates tentative
🟢
IPO Opens
Tuesday, 13 October 2026
Bidding starts — apply before close
🔒
IPO Closes
Thursday, 15 October 2026
Last day to bid — closes at 5:00 PM IST
📊
Basis of Allotment
Friday, 16 October 2026
Allotment finalised by registrar
🔄
Refund & Share Credit
Monday, 19 October 2026
Unallotted funds returned; shares credited to demat
🏷️
Wednesday, 21 October 2026
Trading begins from 10:00 AM IST
📋 IPO Details
IPO Open Date13 October 2026 (Tue)
IPO Close Date15 October 2026 (Thu)
Listing Date21 October 2026 (Wed)
Face Value₹5 per share
Price Band₹50 to ₹52
Issue Price (Upper Band)₹52 per share
Issue TypeBook Build — Fresh Issue Only
Lot Size2,000 shares (Min App: 2 Lots / 4,000 Shares)
Total Issue Size77,96,000 shares (₹40.54 Cr)
Fresh Issue77,96,000 shares (₹40.54 Cr)
Offer for Sale (OFS)0 shares (₹0 Cr)
Market Maker Portion3,90,000 shares (₹2.03 Cr)
Net Offered to Public74,06,000 shares (₹38.51 Cr)
Pre-Issue Shares2,03,86,423
Post-Issue Shares2,81,82,423
Promoter Holding (Pre → Post)99.99% → 72.34%
Market Cap (Pre-IPO)₹106.01 Cr
Listing ExchangeNSE SME
Lead ManagerGetFive Advisors Pvt.Ltd.
RegistrarKfin Technologies Ltd.
💰 Lot Size & Minimum Investment
At upper price ₹52
Investor TypeLotsSharesAmount
Retail — Minimum24,000₹2,08,000
Retail — Maximum24,000₹2,08,000
S-HNI (sNII) — Min36,000₹3,12,000
S-HNI (sNII) — Max918,000₹9,36,000
B-HNI (bNII) — Min1020,000₹10,40,000
⚠️ Note: Investors can bid for a minimum of 4,000 shares (2 lots) and in multiples of 2,000 shares thereafter. Market Maker reservation comprises 3,90,000 shares.
👥 Investor Reservation
Allocated portion of Net Offer
49.88% (36.94 L Sh)
QIB Portion
35.05% (25.96 L Sh)
Retail Portion
15.07% (11.16 L Sh)
NII Portion
📊 Subscription Status
Loading…
📈 Company Financials
Restated Standalone · ₹ Crore
Metric31 Jul 202631 Mar 202631 Mar 202531 Mar 2024
Total Assets96.1684.2355.0461.18
Total Income18.1537.6425.3425.46
PAT3.011.971.480.45
EBITDA7.5110.847.075.38
Net Worth47.2029.1927.2225.74
Reserves & Surplus37.0021.1423.1921.71
Total Borrowing37.9046.8022.6626.76
Income Growth
FY 2023–24₹25.46 Cr
FY 2024–25₹25.34 Cr
FY 2025–26₹37.64 Cr
🎯 Key Performance Indicators
6.99%
ROE (Mar 26)
7.87% (Jul 26)
1.60
Debt/Equity
0.80 (Jul 26)
26.99%
ROCE (Mar 26)
12.44% (Jul 26)
5.36%
PAT Margin
16.70% (Jul 26)
29.47%
EBITDA Margin
41.72% (Jul 26)
6.75%
RoNW (Mar 26)
6.37% (Jul 26)
2.87x
Price/Book
2.25x (Jul 26)
₹18.13
NAV (Mar 26)
₹23.15 (Jul 26)
⚖️ Valuation & EPS
Pre-IPO EPS
₹0.97
FY26 earnings + pre-issue shares
P/E: 53.61x
Post-IPO EPS
₹3.20
Annualised earnings basis
P/E: 16.25x
Price to Book Value
2.87x
At upper price band ₹52
Market Cap (Pre-IPO)
₹106.01 Cr
At issue price ₹52
ℹ️ Pre-IPO EPS (₹0.97) based on pre-issue shares (2,03,86,423) and FY26 restated PAT (₹1.97 Cr). Post-IPO EPS (₹3.20) accounts for annualized 4M FY27 PAT (₹3.01 Cr) over post-issue equity of 2,81,82,423 shares following the fresh issuance of 77,96,000 equity shares. Post-IPO Market Cap expands to ₹146.55 Cr at the upper issue price of ₹52.
🎯 Objects of the Issue
Net proceeds utilisation
1
Augment the capital base of the company to meet future capital requirements arising out of growth in business
₹32.00 Cr
2
General Corporate Purpose
Balance
Total Fresh Issue Goal ₹40.54 Cr
🏢 About Vaibhav Vyapaar Ltd.
Est. 2009 · Kolkata, West Bengal · Digital Lending NBFC · LoanFront App

Vaibhav Vyapaar Limited, incorporated in February 2009, is an RBI-registered Non-Banking Financial Company (NBFC) engaged in digital retail lending. The enterprise specializes in offering unsecured short-term personal credit to salaried and self-employed individuals across urban, semi-urban, and tier-2/tier-3 geographies throughout India.

The business operates through its proprietary mobile lending platform, “LoanFront”, which facilitates paperless, end-to-end digital origination, biometric KYC verification, algorithmic underwriting, automated documentation, instant disbursals, and flexible collections. The company was acquired in October 2019 by CapFront Technologies Private Limited to scale its fintech lending infrastructure. Its lending ecosystem combines direct portfolio lending with strategic co-lending partnerships with other institutional NBFCs, while also monetizing proprietary tech stack solutions. As of July 31, 2026, the company managed Assets Under Management (AUM) of ₹812.41 crore, supported by an experienced team of 56 professionals across tech, credit risk, and customer operations.

Brand Ecosystem
📱
LoanFront Digital App
Proprietary app supporting instant digital origination, paperless KYC, and direct disbursal for unsecured credit.
🤝
Co-Lending & Direct Credit
Hybrid capital deployment model combining balance-sheet lending with co-lending partnerships with peer NBFCs.
⚙️
Fintech SaaS & API Services
Licensing proprietary credit verification and risk assessment technology modules to external lending institutions.
📊
₹812+ Cr Active AUM
Strong loan book serving first-time borrowers and underserved salaried cohorts across semi-urban India.
Competitive Strengths
🏆Full-stack in-house digital lending infrastructure driving low acquisition costs and paperless onboarding.
🧠Advanced algorithmic credit assessment and risk engine fine-tuned over six years of platform operations.
🎯Focused targeting of credit-underserved salaried and self-employed demographics across Tier-2/3 regions.
📈Healthy financial growth, reporting a 48% increase in FY26 revenues and expanding net worth to ₹47.20 Cr.
Company Promoters
IG
Itha Venkata Raghava Gowrinath
Promoter, Vaibhav Vyapaar Ltd.
CT
CapFront Technologies Pvt.Ltd.
Corporate Promoter, Vaibhav Vyapaar Ltd.
📅 Key Dates
IPO Opens13 Oct 2026
IPO Closes15 Oct 2026
Allotment16 Oct 2026
Refund & Share Credit19 Oct 2026
Listing Day21 Oct 2026
💡 Quick Summary
Price Band₹50 – ₹52
Upper Price₹52 / share
Lot Size2,000 shares
Min. Investment (Retail)₹2,08,000 (2 Lots)
Issue Size₹40.54 Cr
ListingNSE SME
🏦 Registrar & Lead Manager
Registrar
Kfin Technologies Ltd.
📞 040-79615565
[email protected]
Lead Manager
GetFive Advisors Pvt.Ltd.
📍 Registered Address
Vaibhav Vyapaar Ltd.
Arch Square-X2, Unit-1406, 14th Floor,
EP-GP Block, Sector V, Bidhannagar,
Bidhan Nagar CK Market, North 24 Parganas, Saltlake,
Kolkata, West Bengal — 700091
📞 9986611345
[email protected]
🛡️ Regulatory Note: SME IPO investments are subject to SEBI regulations and higher lot size restrictions. Always read the Prospectus/RHP before applying. Consult a SEBI-registered advisor before investing.
⚠️ Disclaimer: This page presents publicly available information from the Vaibhav Vyapaar IPO RHP for informational purposes only. This format is generated adhering to the required structure as specified in the IPO NEW FORMAT source file. It does not constitute investment advice. IPO investments are subject to market risk. Please read all offer documents and consult a SEBI-registered advisor before investing.
📊
Track Vaibhav Vyapaar IPO 2026: Price, Dates, Lot Size, GMP, Review & Key Details GMP
Check real-time grey market premium, daily GMP history & estimated listing price.
Check GMP →

Leave a Comment

Your email address will not be published. Required fields are marked *

Scroll to Top