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Asset Reconstruction Co.(India) Limited IPO
Asset Reconstruction (ARC) · Stressed Assets Resolution · Corporate, SME & Retail Loans
📋 Mainline IPO
OFS Only
NSE, BSE
₹139
Upper Price
₹732.97 Cr
Issue Size
Sep 17, 2026
Listing Date
₹4,516.07 Cr
Market Cap (Pre)
📅 IPO Timetable
All dates tentative🟢
IPO Opens
Wednesday, 9 September 2026
Bidding starts — apply before close
🔒
IPO Closes
Friday, 11 September 2026
Last day to bid — closes at 5:00 PM IST
📊
Basis of Allotment
Tuesday, 15 September 2026
Allotment finalised by registrar
🔄
Refund & Share Credit
Wednesday, 16 September 2026
Unallotted funds returned; shares credited to demat
🏷️
Thursday, 17 September 2026
Trading begins from 10:00 AM IST
📋 IPO Details
IPO Open Date9 September 2026 (Wed)
IPO Close Date11 September 2026 (Fri)
Listing Date17 September 2026 (Thu)
Face Value₹10 per share
Price Band₹132 to ₹139
Issue Price (Upper Band)₹139 per share
Issue TypeBook Build — OFS Only
Lot Size107 shares
Total Issue Size5,27,31,946 shares (₹732.97 Cr)
Fresh Issue0 shares (₹0 Cr)
Offer for Sale (OFS)5,27,31,946 shares (₹732.97 Cr)
Pre-Issue Shares32,48,97,140
Post-Issue Shares32,48,97,140
Promoter Holding (Pre)89.68%
Market Cap (Pre-IPO)₹4,516.07 Cr
Listing ExchangeNSE, BSE
Lead ManagerIIFL Capital Services, IDBI Capital, JM Financial
RegistrarMUFG Intime India Pvt.Ltd.
💰 Lot Size & Minimum Investment
At upper price ₹139| Investor Type | Lots | Shares | Amount |
|---|---|---|---|
| Retail — Minimum | 1 | 107 | ₹14,873 |
| Retail — Maximum | 13 | 1,391 | ₹1,93,349 |
| S-HNI (sNII) — Min | 14 | 1,498 | ₹2,08,222 |
| S-HNI (sNII) — Max | 67 | 7,169 | ₹9,96,491 |
| B-HNI (bNII) — Min | 68 | 7,276 | ₹10,11,364 |
⚠️ Note: Investors can bid for a minimum of 107 shares and in multiples thereof. Retail individual investors can apply up to ₹2,00,000.
👥 Investor Reservation
Allocated portion of Net OfferNot more than 50%
QIB Portion
Not less than 35%
Retail Portion
Not less than 15%
NII Portion
📊 Subscription Status
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📈 Company Financials
Restated Standalone · ₹ Crore| Metric | 31 Mar 2026 | 31 Mar 2025 | 31 Mar 2024 |
|---|---|---|---|
| Total Assets | 4,460.85 | 3,263.82 | 2,795.34 |
| Total Income | 785.08 | 623.40 | 574.11 |
| PAT | 407.84 | 355.32 | 305.34 |
| EBITDA | 588.93 | 491.88 | 416.36 |
| Net Worth | 3,079.39 | 2,767.80 | 2,462.51 |
| Reserves & Surplus | 2,751.18 | 2,439.19 | 2,135.20 |
| Total Borrowing | 1,205.50 | 305.93 | 149.95 |
Income Growth
FY 2023–24₹574.11 Cr
FY 2024–25₹623.40 Cr
FY 2025–26₹785.08 Cr
🎯 Key Performance Indicators
13.95%
ROE
FY 2025–26
0.39
Debt/Equity
FY 2025–26
51.95%
PAT Margin
FY 2025–26
78.21%
EBITDA Margin
FY 2025–26
13.95%
RoNW
FY 2025–26
1.47x
Price/Book
FY 2025–26
94.78
NAV
FY 2025–26
206
Workforce
Employees
⚖️ Valuation & EPS
Pre-IPO EPS
₹12.55
FY26 earnings + pre-issue shares
P/E: 11.08xPost-IPO EPS
₹12.55
FY26 earnings + post-issue shares
P/E: 11.08xPrice to Book Value
1.47x
At upper price band ₹139
Market Cap (Pre-IPO)
₹4,516.07 Cr
At issue price ₹139
ℹ️
Pre-IPO EPS (₹12.55) based on pre-issue shares (32,48,97,140) and FY26 earnings. Since the entire IPO is an Offer for Sale (OFS), there is no fresh issuance of shares. Consequently, the post-issue share capital remains identical at 32,48,97,140 shares, resulting in an unchanged Post-IPO EPS (₹12.55) and an identical Market Cap of ₹4,516.07 Cr at the issue price of ₹139.
🎯 Objects of the Issue
Net proceeds utilisation1
The Asset Reconstruction Co.(India) Ltd. IPO is a 100% Offer for Sale (OFS). The company will not receive any funding, and the entire IPO proceeds will go directly to the selling shareholders.
₹732.97 Cr
Total Offer for Sale
₹732.97 Cr
🏢 About Asset Reconstruction Co.(India) Ltd.
Est. 2002 · Mumbai, Maharashtra · Asset Reconstruction CompanyAsset Reconstruction Company (India) Limited, incorporated in February 2002, holds the distinction of being India’s very first Asset Reconstruction Company (ARC). Certified by the Reserve Bank of India in 2003, the company is primarily engaged in acquiring distressed and non-performing assets from banks and financial institutions, subsequently implementing structured resolution strategies to optimize the recovery value of these assets.
The business operates comprehensively across three key vertical segments: Corporate Loans, SME & Other Loans, and an increasingly focused Retail Loans division. Deploying sophisticated legal mechanisms, data analytics, and an integrated collections infrastructure, ARCIL executes various restructuring, enforcement, and settlement strategies on single-credit and portfolio-based assets. With a commanding presence consisting of 13 offices deployed across 12 Indian states, the company sustains extensive strategic relationships with leading banks, NBFCs, and HFCs, actively supported by a network of registered valuers, collection agents, and empanelled legal counsel.
Brand Ecosystem
💼
Stressed Asset Acquisition
Purchasing single-credit and portfolio-based secured/unsecured loans from major financial institutions
⚖️
Resolution Strategies
Deploying targeted restructuring, enforcement, settlement, and collection mechanisms to maximize recovery
📍
Nationwide Operational Network
Commanding operational footprint with 13 regional offices distributed across 12 Indian states
🏦
Strong Institutional Tie-Ups
Entrenched strategic partnerships with major domestic banks, NBFCs, and housing finance companies
Competitive Strengths
🏆Distinguished legacy as India’s very first Asset Reconstruction Company with one of the largest national AUMs
📈Demonstrated track record of robust financial health, reflecting a 15% PAT growth and strong operating margins
🤝Deep-rooted acquisition relationships with premier banking, NBFC, and financial institutional networks
⚙️Highly specialized expertise in implementing diverse resolution strategies alongside a robust collections framework
Company Promoters
AI
Avenue India Resurgence Pte.Ltd.
Promoter, Asset Reconstruction Co.(India) Ltd.
SB
State Bank of India
Promoter, Asset Reconstruction Co.(India) Ltd.
📅 Key Dates
IPO Opens09 Sep 2026
IPO Closes11 Sep 2026
Allotment15 Sep 2026
Refund & Share Credit16 Sep 2026
Listing Day17 Sep 2026
💡 Quick Summary
Price Band₹132 – ₹139
Upper Price₹139 / share
Lot Size107 shares
Min. Investment (Retail)₹14,873
Issue Size₹732.97 Cr
ListingBSE, NSE
🏦 Registrar & Lead Manager
Lead Manager
IIFL Capital Services, IDBI Capital, JM Financial
📍 Registered Address
Asset Reconstruction Co.(India) Ltd.
The Ruby, 10th Floor, 29 Senapati Bapat Marg,
Dadar (West), Mumbai,
Maharashtra — 400028
📞 +91 22-66581300
[email protected]
The Ruby, 10th Floor, 29 Senapati Bapat Marg,
Dadar (West), Mumbai,
Maharashtra — 400028
📞 +91 22-66581300
[email protected]
🛡️ Regulatory Note: Mainline IPO investments are subject to SEBI regulations. Always read the Prospectus/RHP before applying. Consult a SEBI-registered advisor before investing.
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Disclaimer: This page presents publicly available information from the Asset Reconstruction Co.(India) Ltd. IPO RHP for informational purposes only. It does not constitute investment advice. IPO investments are subject to market risk. Please read all offer documents and consult a SEBI-registered advisor before investing.
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