PNB Gilts Q2 FY27 Net Profit Rs. 4,483.62 Lacs, down 58.78% QoQ
RESULTS
▼ Concern Flagged
MEDIUM RISK
📅 Filed on BSE: 13 Oct 2026, 12:56 PM IST · BSE ID: c5de0816-df12-4fac-bb33-2fe581942ee1
View Original BSE Filing (PDF)
💡
In Simple Terms
PNB Gilts' profit dropped by over half this quarter compared to last quarter, with total income also seeing a decrease.
🤖 AI Summary
- PNB Gilts reported a standalone net profit of Rs. 4,483.62 Lacs for the quarter ended September 30, 2026.
- This net profit marks a 58.78% decline compared to Rs. 8,069.80 Lacs in the previous quarter (June 30, 2026).
- Half-year net profit for H1 FY27 increased to Rs. 12,553.42 Lacs from Rs. 11,471.77 Lacs in H1 FY26.
- Total income for Q2 FY27 was Rs. 43,659.18 Lacs, down from Rs. 45,471.60 Lacs in Q1 FY27.
- Basic Earnings Per Share (EPS) for the quarter ended September 30, 2026, was Rs. 2.49.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Net Profit (Q2 FY27)
4,483.62 Lacs
Net Profit (Q1 FY27)
8,069.80 Lacs
Net Profit (Q2 FY26)
(4,535.30) Lacs
Net Profit (H1 FY27)
12,553.42 Lacs
9.43%
Net Profit (H1 FY26)
11,471.77 Lacs
Total Income (Q2 FY27)
43,659.18 Lacs
Total Income (H1 FY27)
87,360.03 Lacs
0.78%
Basic EPS (Q2 FY27)
2.49 Rs.
🏢 How This Affects the Company
Interest income remained largely stable at Rs. 43,433.37 Lacs in Q2 FY27, indicating consistent core operations in the primary dealer business.
The significant decrease in net profit quarter-on-quarter impacts earnings, despite a year-on-year increase in half-year net profit.
👥 What This Means For Shareholders
✅
Action Required
No immediate action is required by shareholders based on this financial results filing.
👤
Who Is Affected
All shareholders are affected by the reported financial performance, specifically the decline in quarterly net profit and the increase in half-yearly net profit.
🔍
Management Signal
Management considered and approved the unaudited financial results, indicating standard periodic financial reporting practices.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Q3 FY27 financial results — observe trends in net profit and total income.
Future dividend declarations — check for consistency with past payout practices.
Updates on recovery of exceptional items — track further amounts received.
MEDIUM RISK
The significant QoQ decline in net profit indicates volatility, though half-year performance improved.
💡 Investor Takeaway
PNB Gilts reported Q2 FY27 net profit of Rs. 4,483.62 Lacs, a 58.78% decline from Rs. 8,069.80 Lacs in Q1 FY27. Half-year net profit for H1 FY27, however, rose 9.43% to Rs. 12,553.42 Lacs compared to H1 FY26.
⚖️ Strengths & Concerns
✅ Positives
- Half-year net profit for H1 FY27 increased by 9.43% to Rs. 12,553.42 Lacs compared to Rs. 11,471.77 Lacs in H1 FY26.
- Total income for H1 FY27 grew by 0.78% to Rs. 87,360.03 Lacs compared to Rs. 86,682.88 Lacs in H1 FY26.
⚠️ Concerns
- Net profit declined by 58.78% quarter-on-quarter, from Rs. 8,069.80 Lacs in Q1 FY27 to Rs. 4,483.62 Lacs in Q2 FY27.
- Profit before tax for Q2 FY27 was Rs. 6,023.57 Lacs, a 44.36% decline from Rs. 10,826.24 Lacs in Q1 FY27.
📅 Company Track Record
PNB Gilts reported a Q1 FY27 net profit of Rs. 8,069.80 Lacs, which was a 49.59% decline YoY. For FY26, the company delivered a net profit of Rs. 36,285.07 Lacs with an 11.8% interest income growth and recommended a final dividend.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What was PNB Gilts' net profit for the quarter ended September 2026?
PNB Gilts reported a net profit of Rs. 4,483.62 Lacs for the quarter ended September 30, 2026.
How did PNB Gilts' net profit in Q2 FY27 compare to the previous quarter?
The net profit for Q2 FY27 was Rs. 4,483.62 Lacs, a 58.78% decline from Rs. 8,069.80 Lacs reported in the quarter ended June 30, 2026.
What was PNB Gilts' total income for the half-year ended September 2026?
PNB Gilts' total income for the half-year ended September 30, 2026, was Rs. 87,360.03 Lacs.
What was PNB Gilts' Basic Earnings Per Share (EPS) for Q2 FY27?
PNB Gilts' Basic Earnings Per Share (EPS) for the quarter ended September 30, 2026, was Rs. 2.49.
What were the exceptional items reported by PNB Gilts for Q2 FY27?
Exceptional items for the quarter ended September 30, 2026, totaled (17.77) Lacs, primarily from amounts received from SREI Equipments Finance Limited.
Questions based on this BSE filing only. For information purposes.