PNB Gilts Q2 FY27 Net Profit Rs. 4,483.62 Lacs, down 58.78% YoY
RESULTS
▼ Concern Flagged
MEDIUM RISK
📅 Filed on BSE: 13 Oct 2026, 12:52 PM IST · BSE ID: 4bf9b8ac-e5d2-4771-b5b6-4df3bbf37845
View Original BSE Filing (PDF)
💡
In Simple Terms
PNB Gilts announced its latest quarterly financial results, showing a significant decrease in profit compared to the same period last year.
🤖 AI Summary
- PNB Gilts reported Q2 FY27 net profit of Rs. 4,483.62 Lacs, a 58.78% decrease from Q2 FY26.
- Total income for the quarter ended September 30, 2026, was Rs. 43,659.18 Lacs.
- Half-year net profit for September 30, 2026, stood at Rs. 12,553.42 Lacs, up 9.43% YoY.
- Basic and Diluted Earnings per share for Q2 FY27 was Rs. 2.49 (not annualised).
🔢 Key Numbers — exact figures from BSE filing, not rounded
Profit/ Loss for the period (Q2 FY27)
4,483.62 Lacs
Not comparable — prior period was a loss
Profit/ Loss for the period (Q1 FY27)
8,069.80 Lacs
Profit/ Loss for the period (Half-year ended 30-09-2026)
12,553.42 Lacs
9.43%
Profit/ Loss for the period (Half-year ended 30-09-2025)
11,471.77 Lacs
Total income (Q2 FY27)
43,659.18 Lacs
Not comparable — prior period was significantly different
Total income (Half-year ended 30-09-2026)
87,360.03 Lacs
0.78%
Basic EPS (Q2 FY27)
2.49 Rs.
Not comparable — prior period was negative EPS
🏢 How This Affects the Company
The substantial decline in net profit for the quarter, despite a slight increase in half-yearly profit, indicates a challenging operating environment for the company's facilitating trading in securities business.
Net profit for the quarter decreased by 58.78% to Rs. 4,483.62 Lacs, impacting quarterly earnings. The half-yearly net profit, however, grew by 9.43% to Rs. 12,553.42 Lacs, moderating the overall half-year financial performance.
The filing does not indicate any direct operational changes or shifts in workforce, capacity, or supply chain.
The significant quarterly profit decline, particularly when Q2 FY26 was a loss, suggests increased volatility in the company's financial performance, potentially indicating higher market-related risks.
👥 What This Means For Shareholders
✅
Action Required
No immediate action is required from shareholders based on this financial results filing.
👤
Who Is Affected
All shareholders are affected by the reported financial performance, specifically the Q2 FY27 basic and diluted EPS of Rs. 2.49.
🔍
Management Signal
The management's approval of these unaudited financial results signals transparency in reporting quarterly performance, including both positive and negative trends.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Q3 FY27 results — monitor for trends in net profit and total income.
Review of interest rates by RBI — potential impact on Gilts business.
Annual General Meeting — for any forward-looking commentary on performance.
MEDIUM RISK
The significant volatility in quarterly net profit, with a substantial YoY decline for the recent quarter, indicates market-related risks.
💡 Investor Takeaway
PNB Gilts reported a Q2 FY27 net profit of Rs. 4,483.62 Lacs, a 58.78% decrease compared to Rs. 8,069.80 Lacs in Q1 FY27. However, the half-year net profit for September 30, 2026, grew 9.43% to Rs. 12,553.42 Lacs year-on-year, indicating mixed performance.
⚖️ Strengths & Concerns
✅ Positives
- Half-year net profit for September 30, 2026, increased by 9.43% to Rs. 12,553.42 Lacs, compared to Rs. 11,471.77 Lacs in the prior half-year.
- Half-year total income for September 30, 2026, rose to Rs. 87,360.03 Lacs from Rs. 86,682.88 Lacs in the prior half-year.
⚠️ Concerns
- Quarterly net profit for September 30, 2026, decreased by 58.78% to Rs. 4,483.62 Lacs from Rs. 8,069.80 Lacs in the preceding quarter.
- Quarterly net profit swung from a loss of Rs. (4,535.30) Lacs in Q2 FY26 to a profit of Rs. 4,483.62 Lacs in Q2 FY27, indicating volatility.
📅 Company Track Record
PNB Gilts reported Q1 FY27 net profit declined 49.59% YoY to Rs. 8,069.80 Lacs, following FY26 net profit of Rs. 36,285.07 Lacs with 11.8% interest income growth. A Rs. 2 final dividend was recommended for FY26.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What was PNB Gilts' net profit for Q2 FY27?
PNB Gilts reported a net profit of Rs. 4,483.62 Lacs for the quarter ended September 30, 2026 (Q2 FY27).
How did PNB Gilts' Q2 FY27 net profit compare to the previous quarter?
The Q2 FY27 net profit of Rs. 4,483.62 Lacs represents a 58.78% decrease compared to the Rs. 8,069.80 Lacs reported in Q1 FY27.
What was PNB Gilts' total income for the half-year ended September 30, 2026?
PNB Gilts' total income for the half-year ended September 30, 2026, was Rs. 87,360.03 Lacs, compared to Rs. 86,682.88 Lacs in the prior half-year.
What was the Earnings per Share (EPS) for PNB Gilts in Q2 FY27?
The Basic and Diluted Earnings per Share for PNB Gilts in Q2 FY27 was Rs. 2.49.
Questions based on this BSE filing only. For information purposes.