OnEMI Technology Solutions Ltd
Investor presentation on Unaudited Financial Results for the quarter ended June 30, 2026.
RESULTS
▲ Positive Development
LOW RISK
📅 Filed on BSE: 29 Jul 2026, 09:16 PM IST · BSE ID: 10b74135-c899-42b1-991b-0404a267b93e
View Original BSE Filing (PDF)
💡
In Simple Terms
The company published a presentation summarizing its financial performance for the last quarter, showing strong loan growth and profit increase.
🤖 AI Summary
- OnEMI Technology Solutions released an Investor Presentation on Unaudited Financial Results for Q1 FY27.
- Assets Under Management (AUM) reached ₹8,001 Cr, marking a 61% Year-on-Year increase.
- Profit After Tax (PAT) for the quarter ended June 30, 2026, was ₹95 Cr, up 59% YoY.
- The company's Gross Non-Performing Assets (GNPA) stood at 2.25% as of June 30, 2026.
- OnEMI Technology Solutions completed its listing on the NSE and BSE in May 2026.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Assets Under Management (AUM)
₹8,001 Cr
61%
Profit After Tax (PAT)
₹95 Cr
59%
Gross Non-Performing Assets (GNPA)
2.25%
-139 bps
Active Customers
3.49 Mn
111%
Return on Average Assets Under Management (RoAAUM)
5.05%
-23 bps
Return on Average Equity (RoAE)
21.20%
-168 bps
🏢 How This Affects the Company
OnEMI Technology Solutions demonstrated substantial business growth with Assets Under Management (AUM) increasing by 61% YoY to ₹8,001 Cr, indicating continued expansion of its lending portfolio.
The company reported a Profit After Tax (PAT) of ₹95 Cr, a 59% YoY increase, and a Return on Average Assets Under Management (RoAAUM) of 5.05%, reflecting improved profitability.
The business overview highlighted 12.25 Mn cumulative customers served and 3.49 Mn active customers, alongside an expansion of LAP branches to 101, showing operational scaling.
The Gross Non-Performing Assets (GNPA) stood at 2.25% with a 139 bps YoY improvement, suggesting effective risk management despite portfolio expansion.
👥 What This Means For Shareholders
✅
Action Required
No immediate action is required from shareholders based on this investor presentation filing.
👤
Who Is Affected
All shareholders are affected as the company's Q1 FY27 financial performance and operational metrics are disclosed, showing AUM at ₹8,001 Cr and PAT at ₹95 Cr.
🔍
Management Signal
Management is signaling continued focus on disciplined growth and profitability, evidenced by AUM increasing 61% YoY and PAT rising 59% YoY.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Q2 FY27 unaudited financial results — assess sustained growth in AUM and PAT.
Any updates on asset quality trends for the next quarter.
Developments regarding the expansion of LAP branches and new lending partners.
LOW RISK
Strong financial performance and asset quality improvement noted in Q1 FY27.
💡 Investor Takeaway
OnEMI Technology Solutions reported robust Q1 FY27 performance with Assets Under Management (AUM) at ₹8,001 Cr, a 61% YoY increase. Profit After Tax (PAT) grew 59% YoY to ₹95 Cr, demonstrating continued business expansion and improved profitability.
⚖️ Strengths & Concerns
✅ Positives
- Assets Under Management (AUM) grew 61% YoY to ₹8,001 Cr, indicating significant business expansion.
- Profit After Tax (PAT) increased 59% YoY to ₹95 Cr, demonstrating strong profitability growth.
⚠️ Concerns
- Gross Non-Performing Assets (GNPA) increased sequentially by 13 bps to 2.25% from the previous quarter.
- Return on Average Equity (RoAE) decreased by 168 bps YoY to 21.20%, indicating a lower return for shareholders' equity.
📅 Company Track Record
OnEMI Technology Solutions' Q1 FY27 consolidated net profit of Rs. 950.77 million (₹95.08 Cr) increased 59.18% from the prior year. The company's IPO occurred in May 2026, marking its recent listing on NSE and BSE. In FY26, the Board approved annual results, ESOP amendments, and a new wholly-owned subsidiary.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What was OnEMI Technology Solutions' Assets Under Management (AUM) in Q1 FY27?
OnEMI Technology Solutions' Assets Under Management (AUM) reached ₹8,001 Cr in Q1 FY27, representing a 61% Year-on-Year increase.
What was the Profit After Tax (PAT) for OnEMI Technology Solutions in Q1 FY27?
The Profit After Tax (PAT) for OnEMI Technology Solutions in Q1 FY27 was ₹95 Cr, which is a 59% increase compared to the prior year.
What was OnEMI Technology Solutions' Gross Non-Performing Assets (GNPA) in Q1 FY27?
OnEMI Technology Solutions reported a Gross Non-Performing Assets (GNPA) of 2.25% in Q1 FY27, reflecting a 139 bps YoY improvement.
When did OnEMI Technology Solutions get listed on the NSE and BSE?
OnEMI Technology Solutions completed its listing on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) in May 2026.
How many active customers does OnEMI Technology Solutions have as of Q1 FY27?
As of Q1 FY27, OnEMI Technology Solutions has 3.49 Mn active customers, marking a 111% YoY increase.
Questions based on this BSE filing only. For information purposes.