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📋 Filing Types Available on ForgeUp Filings Sourced from BSE corporate announcements (equity segment). Companies covered are BSE-listed and most are also listed on NSE. We show only material filings.
Financial Results Orders Dividend Buyback Merger / Acquisition Board Meeting Outcome Fundraise (QIP / Rights / FPO) Regulatory / Court Order Credit Rating Change Promoter Pledge Update Management Change Joint Venture / MOU Delisting Bonus Shares Stock Split
Data sourced from BSE India corporate announcements. More categories will be added over time.
OnEMI Technology Solutions Ltd

OnEMI Technology Solutions: Q2 FY27 PAT Doubles to ₹125 Cr; AUM ₹9,317 Cr

RESULTS ▲ Positive Development LOW RISK
📅 Filed on BSE: 29 Oct 2026, 12:21 AM IST  ·  BSE ID: 27611eca-3d1e-4973-93c9-e41b913fb9ff
View Original BSE Filing (PDF)
💡
In Simple Terms
The lending company Kissht saw its managed loan book grow by 68% and its profit double in the last quarter.
🤖 AI Summary
  • OnEMI Technology Solutions reported Q2 FY27 AUM expanded 68% YoY and 16% QoQ to ₹9,317 Cr.
  • Profit After Tax (PAT) for Q2 FY27 stood at ₹125 Cr, increasing 100% YoY and 32% QoQ.
  • Cumulative customers served by the company crossed 12.80 Mn, up 22% compared to the prior year.
  • Diluted Earnings Per Share (EPS) for the quarter was ₹7.1, a 51% YoY increase from ₹4.7 in Q2 FY26.
  • Net Worth reached ₹2,377 Cr, up 103% YoY, with CRAR at 34.8% and Tier-1 at 33.7%.
🔢 Key Numbers — exact figures from BSE filing, not rounded
AUM
₹9,317 Cr
68%
Profit After Tax (PAT)
₹125 Cr
100%
Cumulative customers served
12.80 Mn
22%
Diluted EPS (Q2 FY27)
₹7.1
51%
Diluted BVPS (as of Sep-26)
₹130.7
Net Worth
₹2,377 Cr
103%
CRAR
34.8%
GNPA (Stage 3)
2.18%
NNPA
0.34%
Fundraise Post Quarter-End
₹832.2 Cr
🏢 How This Affects the Company
📈
Business Impact
The expansion of Assets Under Management (AUM) by 68% YoY to ₹9,317 Cr indicates sustained business growth and market penetration, especially in unsecured Personal Loans at 92.1% of AUM. Crossing 12.80 Mn cumulative customers suggests increased client base and adoption of its digital lending platform.
💰
Financial Impact
A 100% YoY increase in Profit After Tax (PAT) to ₹125 Cr directly strengthens the company's profitability. The post-quarter-end fundraise of ₹832.2 Cr through a preferential issue enhances capital position, contributing to a Net Worth of ₹2,377 Cr and a CRAR of 34.8%.
⚙️
Operational Impact
Maintaining 100% digital Personal Loan sourcing and expanding LAP through 107 branches demonstrates continued execution of its hybrid distribution model. The growth in off-book AUM to ₹5,118 Cr across 8+ partners reflects a capital-light, partnership-led origination model.
⚠️
Risk Impact
An improvement in GNPA (Stage 3) by 75 bps YoY to 2.18% and NNPA at 0.34% indicates controlled asset quality. A Stage 3 PCR at 84.55% and ECL coverage on Stage 2 assets at 77.6% reflects prudent provisioning, mitigating potential credit risks.
👥 What This Means For Shareholders
✅
Action Required
No immediate action is required by shareholders based on this financial results press release.
👤
Who Is Affected
All existing shareholders are affected by the company's financial performance, specifically the 100% YoY increase in PAT to ₹125 Cr and a 51% YoY rise in Diluted EPS to ₹7.1. New shareholders from the recent preferential issue also hold their shares with enhanced capital base.
🔍
Management Signal
Management prioritizes sustainable growth without compromising credit quality, evidenced by disciplined underwriting, robust collections, and a scalable technology-led platform.

For information only. Not investment advice. ForgeUp is not SEBI-registered.

👁 Watch List — track these upcoming events
Q3 FY27 financial results — check AUM growth trajectory and PAT margins.
Update on LAP portfolio scale-up and contribution to total AUM in FY27.
Status of credit cost reduction and GNPA targets for FY27.
LOW RISK Improved asset quality metrics and strong capital position mitigate immediate financial risks for the company.
💡 Investor Takeaway
OnEMI Technology Solutions (Kissht) reported Q2 FY27 Profit After Tax (PAT) at ₹125 Cr, a 100% increase YoY, and Assets Under Management (AUM) of ₹9,317 Cr, up 68% YoY. Diluted EPS for the quarter was ₹7.1, 51% higher than Q2 FY26's ₹4.7.
⚖️ Strengths & Concerns

✅ Positives

  • Profit After Tax (PAT) doubled 100% YoY to ₹125 Cr in Q2 FY27, indicating strong profitability growth.
  • Assets Under Management (AUM) expanded 68% YoY to ₹9,317 Cr, showcasing robust portfolio growth and market reach.

⚠️ Concerns

  • No specific weaknesses are highlighted in the provided press release based on the financial results for the quarter and half year ended September 30, 2026.
  • No specific weaknesses are highlighted in the provided press release based on the financial results for the quarter and half year ended September 30, 2026.
📅 Company Track Record
OnEMI Technology Solutions, incorporated in 2016, was listed on NSE & BSE on May 8, 2026. In Q1 FY27, AUM grew 61% to ₹8,001 Cr and PAT rose 59% to ₹95 Cr. This Q2 FY27 filing shows continued strong growth with AUM up 68% and PAT up 100% YoY.

Based on publicly available historical data. For context only.

❓ Frequently Asked Questions
What was OnEMI Technology Solutions' Profit After Tax (PAT) in Q2 FY27?
OnEMI Technology Solutions reported a Profit After Tax (PAT) of ₹125 Cr for Q2 FY27, representing a 100% increase year-on-year.
What is OnEMI Technology Solutions' Assets Under Management (AUM) for Q2 FY27?
The company's Assets Under Management (AUM) expanded to ₹9,317 Cr in Q2 FY27, reflecting a 68% increase year-on-year.
How many cumulative customers has OnEMI Technology Solutions served by Q2 FY27?
By Q2 FY27, OnEMI Technology Solutions had served 12.80 Mn cumulative customers, marking a 22% increase year-on-year.
What was the Diluted EPS for OnEMI Technology Solutions in Q2 FY27?
OnEMI Technology Solutions recorded a Diluted EPS of ₹7.1 for Q2 FY27, which is a 51% increase from ₹4.7 in Q2 FY26.
What is OnEMI Technology Solutions' Net Worth as of September 30, 2026?
As of September 30, 2026, OnEMI Technology Solutions' Net Worth stood at ₹2,377 Cr, an increase of 103% year-on-year.

Questions based on this BSE filing only. For information purposes.

⚠️ For Information Only — Not Investment Advice
ForgeUp Filings provides AI-generated summaries of public BSE exchange announcements (equity segment) for informational purposes only. Nothing here constitutes investment advice or a recommendation to buy, sell, or hold any security. ForgeUp is not a SEBI-registered investment advisor. All financial numbers are sourced directly from BSE filings and shown as-is. Past data is historical only. Please consult a qualified financial advisor before making investment decisions. Data sourced from BSE India public disclosures.
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