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Company Filings, Explained Simply

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📋 Filing Types Available on ForgeUp Filings Sourced from BSE corporate announcements (equity segment). Companies covered are BSE-listed and most are also listed on NSE. We show only material filings.
Financial Results Orders Dividend Buyback Merger / Acquisition Board Meeting Outcome Fundraise (QIP / Rights / FPO) Regulatory / Court Order Credit Rating Change Promoter Pledge Update Management Change Joint Venture / MOU Delisting Bonus Shares Stock Split
Data sourced from BSE India corporate announcements. More categories will be added over time.
City Union Bank Ltd

City Union Bank Approves Q2 & H1 FY27 Unaudited Financial Results

RESULTS ▲ Positive Development LOW RISK
📅 Filed on BSE: 28 Oct 2026, 12:09 PM IST  ·  BSE ID: ffcf9ac6-074b-491e-bcb8-005247840c86
View Original BSE Filing (PDF)
💡
In Simple Terms
The bank's board approved its latest financial results, showing increased profits and improved asset quality for the quarter and half-year.
🤖 AI Summary
  • City Union Bank Board approved standalone unaudited financial results for Q2 and H1 FY2027.
  • Net Profit after tax for Q2 FY27 was Rs. 41591.21 lakh, increasing from Rs. 32858.55 lakh in Q2 FY26.
  • Gross NPA reduced to 1.44% as of September 30, 2026, from 2.42% as of September 30, 2025.
  • Capital Adequacy Ratio (Basel III) improved to 21.26% for the quarter ended September 30, 2026.
  • Limited Review Report from Statutory Central Auditors was enclosed with the financial results.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Net Profit / (Loss) for the period (Q2 FY27)
41591.21
Net Profit / (Loss) for the period (Q2 FY26)
32858.55
Net Profit / (Loss) for the period (H1 FY27)
79848.53
Net Profit / (Loss) for the period (H1 FY26)
53450.52
Gross NPA (as of Sep 30, 2026)
1.44
Gross NPA (as of Sep 30, 2025)
2.42
Capital Adequacy Ratio (Basel III) (as of Sep 30, 2026)
21.26
🏢 How This Affects the Company
📈
Business Impact
The reduction in Gross and Net NPA percentages indicates an improvement in asset quality, potentially freeing up resources previously allocated for provisioning and enhancing lending capacity.
💰
Financial Impact
Net Profit after tax increased for both the quarter and half-year periods. The Capital Adequacy Ratio (Basel III) strengthened, indicating a more robust financial position capable of supporting future growth.
⚙️
Operational Impact
The improved NPA ratios suggest more effective credit risk management and recovery processes, which streamlines banking operations and reduces the burden of managing stressed assets.
⚠️
Risk Impact
Decreased Gross and Net NPA percentages reduce credit risk exposure, while the higher Capital Adequacy Ratio provides a stronger buffer against unexpected losses and regulatory changes.
👥 What This Means For Shareholders
✅
Action Required
No immediate action is required by shareholders based on this financial results filing.
👤
Who Is Affected
All shareholders are affected by the company's financial performance, with the increased Net Profit after tax of Rs. 41591.21 lakh for Q2 FY27 reflecting on earnings per share.
🔍
Management Signal
The approval and disclosure of financial results indicate management's adherence to regulatory requirements and transparency regarding the bank's operational and financial health.

For information only. Not investment advice. ForgeUp is not SEBI-registered.

👁 Watch List — track these upcoming events
Q3 FY27 financial results — check for sustained growth in Net Profit and asset quality.
RBI regulatory updates — monitor for new guidelines impacting bank operations and capital.
Credit growth figures — observe advances growth rates in subsequent disclosures.
LOW RISK Improved asset quality and robust capital adequacy ratio indicate lower inherent risks for the bank.
💡 Investor Takeaway
City Union Bank reported Q2 FY27 Net Profit after tax of Rs. 41591.21 lakh, up from Rs. 32858.55 lakh in Q2 FY26. Gross NPA improved significantly to 1.44% as of September 30, 2026, from 2.42% year-on-year, confirming improved asset quality and financial health.
⚖️ Strengths & Concerns

✅ Positives

  • Net Profit after tax for Q2 FY27 increased to Rs. 41591.21 lakh from Rs. 32858.55 lakh in Q2 FY26.
  • Gross NPA percentage improved to 1.44% as of September 30, 2026, from 2.42% as of September 30, 2025.

⚠️ Concerns

  • Interest on balances with RBI and other Inter Bank funds for Q2 FY27 decreased to Rs. 5076.08 lakh from Rs. 7865.62 lakh in Q2 FY26.
  • Return on Assets (Annualised) remained largely stable at 1.62% for Q2 FY27, showing limited quarter-on-quarter growth.
📅 Company Track Record
City Union Bank previously reported a Net Profit of Rs. 34237.32 Lakh for Q1 FY2027 with Gross NPA at 1.73%. The Board of Directors had met on July 28, 2026, to approve these Q1 results, following an intimation on July 16, 2026.

Based on publicly available historical data. For context only.

❓ Frequently Asked Questions
What was City Union Bank's Net Profit after tax for Q2 FY2027?
City Union Bank reported a Net Profit after tax of Rs. 41591.21 lakh for the quarter ended September 30, 2026 (Q2 FY27).
How did City Union Bank's Gross NPA percentage change in Q2 FY2027?
The Gross NPA percentage for City Union Bank decreased to 1.44% as of September 30, 2026, from 2.42% as of September 30, 2025.
What was City Union Bank's Capital Adequacy Ratio (Basel III) for Q2 FY2027?
City Union Bank's Capital Adequacy Ratio (Basel III) stood at 21.26% for the quarter ended September 30, 2026.
What was City Union Bank's Net Profit after tax for the Half-Year (H1) FY2027?
City Union Bank reported a Net Profit after tax of Rs. 79848.53 lakh for the half-year ended September 30, 2026 (H1 FY27).

Questions based on this BSE filing only. For information purposes.

⚠️ For Information Only — Not Investment Advice
ForgeUp Filings provides AI-generated summaries of public BSE exchange announcements (equity segment) for informational purposes only. Nothing here constitutes investment advice or a recommendation to buy, sell, or hold any security. ForgeUp is not a SEBI-registered investment advisor. All financial numbers are sourced directly from BSE filings and shown as-is. Past data is historical only. Please consult a qualified financial advisor before making investment decisions. Data sourced from BSE India public disclosures.
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