Approval of Standalone Un Audited Financial Results for Q1 FY 2027
RESULTS
▲ Positive Development
LOW RISK
📅 Filed on BSE: 28 Jul 2026, 02:31 PM IST · BSE ID: 86ff5f54-e63e-4a8b-9899-a3efbbf3c9fd
View Original BSE Filing (PDF)
💡
In Simple Terms
City Union Bank's directors have approved and released their latest quarterly financial report showing earnings and key performance.
🤖 AI Summary
- City Union Bank Board approved Standalone Unaudited Financial Results for Q1 FY2027 on July 28, 2026.
- Net Profit after tax for Quarter ended June 30, 2026, was Rs. 34237.32 Lakh.
- Gross NPA stood at 1.73% for Q1 FY2027, with Net NPA at 0.61%.
- Capital Adequacy Ratio (Basel III) reported as 21.73% as of June 30, 2026.
- Basic Earnings Per Share (EPS) for the quarter was Rs. 3.86 (not annualised).
🔢 Key Numbers — exact figures from BSE filing, not rounded
Net Profit / (Loss) for the period
34237.32 Lakh
11.92%
Interest earned
198498.50 Lakh
23.66%
% of Gross NPA
1.73
-42.27%
% of Net NPA
0.61
-49.17%
Capital Adequacy Ratio (%) - Basel III
21.73
-5.93%
🏢 How This Affects the Company
The bank reported a Net Profit after tax of Rs. 34237.32 Lakh for Q1 FY2027, an increase from Rs. 30591.95 Lakh in Q1 FY2026. Interest earned rose to Rs. 198498.50 Lakh in Q1 FY2027 from Rs. 160532.71 Lakh in Q1 FY2026.
The Gross NPA decreased to 1.73% in Q1 FY2027 from 2.99% in Q1 FY2026, indicating improved asset quality. Net NPA also decreased to 0.61% from 1.20% over the same period, reducing credit risk.
👥 What This Means For Shareholders
✅
Action Required
No immediate action required by shareholders based on this financial results filing.
👤
Who Is Affected
All shareholders are affected as the financial results provide an update on the bank's operational and financial health. The Earnings per share (Basic) for Q1 FY2027 is Rs. 3.86.
🔍
Management Signal
The approval and disclosure of financial results indicate management's commitment to regulatory compliance and transparency regarding the bank's performance.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Q2 FY2027 financial results — check for sustained profit growth and asset quality.
RBI regulatory updates — monitor any new guidelines impacting banking operations.
Next Board Meeting outcome — look for dividend declarations or significant business decisions.
LOW RISK
The filing reports stable financial performance with reduced NPA ratios.
💡 Investor Takeaway
City Union Bank's Board approved Q1 FY2027 results showing Net Profit after tax of Rs. 34237.32 Lakh, an 11.92% increase from Rs. 30591.95 Lakh in Q1 FY2026. Gross NPA reduced to 1.73% and Net NPA to 0.61%, reflecting improved asset quality.
⚖️ Strengths & Concerns
✅ Positives
- Net Profit after tax increased to Rs. 34237.32 Lakh in Q1 FY2027, up 11.92% from Rs. 30591.95 Lakh in Q1 FY2026.
- Gross NPA decreased to 1.73% and Net NPA to 0.61% in Q1 FY2027, both lower than 2.99% and 1.20% respectively in Q1 FY2026.
⚠️ Concerns
- Provisions (other than tax) and contingencies increased to Rs. 7800.00 Lakh in Q1 FY2027, up from Rs. 7000.00 Lakh in Q1 FY2026.
- Other Income decreased to Rs. 24358.94 Lakh in Q1 FY2027, a slight drop from Rs. 24387.69 Lakh in Q1 FY2026.
📅 Company Track Record
The current filing is in continuation of the July 16, 2026, intimation regarding the Board meeting scheduled for July 28, 2026, to approve the Q1 FY2027 financial results.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What was City Union Bank's Net Profit after tax for Q1 FY2027?
City Union Bank reported a Net Profit after tax of Rs. 34237.32 Lakh for the quarter ended June 30, 2026.
What were the Gross and Net NPA ratios for City Union Bank in Q1 FY2027?
For Q1 FY2027, City Union Bank's Gross NPA was 1.73% and Net NPA was 0.61%.
What was City Union Bank's Capital Adequacy Ratio (Basel III) as of June 30, 2026?
City Union Bank's Capital Adequacy Ratio (Basel III) was 21.73% as of June 30, 2026.
How much interest did City Union Bank earn in Q1 FY2027?
City Union Bank earned Rs. 198498.50 Lakh in interest for the quarter ended June 30, 2026.
What was the Basic EPS for City Union Bank in Q1 FY2027?
The Basic Earnings Per Share (EPS) for City Union Bank in Q1 FY2027 was Rs. 3.86 (not annualised).
Questions based on this BSE filing only. For information purposes.