AAVAS Financiers Q1 FY27 Net Profit Rises 22.95% to INR 17,126.81 Lakh
RESULTS
▲ Positive Development
LOW RISK
📅 Filed on BSE: 21 Jul 2026, 05:55 PM IST · BSE ID: cd3b5e2b-d922-4446-8420-7b0f36bf584f
View Original BSE Filing (PDF)
💡
In Simple Terms
AAVAS Financiers reported its financial results for the first quarter of FY27, showing a profit of INR 17,126.81 Lakh.
🤖 AI Summary
- AAVAS Financiers Board approved Q1 FY27 Unaudited Financial Results, with Net Profit at INR 17,126.81 Lakh.
- Total revenue from operations reached INR 70,871.77 Lakh for the quarter ended June 30, 2026.
- Basic Earnings Per Share (EPS) was INR 21.60 for Q1 FY27, compared to INR 17.59 in Q1 FY26.
- The company reported a Capital Risk Adequacy Ratio (CRAR) of 44.66% and Gross NPA of 1.11% as of June 30, 2026.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Profit for the period
17,126.81 Lakh
22.95%
Total revenue from operations
70,871.77 Lakh
12.93%
Basic Earnings per equity share
21.60 INR
22.80%
Gross Non-Performing Assets (GNPA)
1.11%
Capital Risk Adequacy Ratio (CRAR)
44.66%
🏢 How This Affects the Company
The company's core housing finance operations generated INR 61,647.41 Lakh in interest income for Q1 FY27, a key driver of total revenue from operations.
Net profit after tax for Q1 FY27 was INR 17,126.81 Lakh, contributing to a Net Worth of INR 5,21,955.75 Lakh and a CRAR of 44.66%.
The company assigned 3,801 loan accounts amounting to INR 43,533 Lakh, indicating ongoing portfolio management activities.
Gross Non-Performing Assets (GNPA) at 1.11% and Net Non-Performing Assets (NNPA) at 0.71% reflect the company's asset quality as of June 30, 2026.
👥 What This Means For Shareholders
✅
Action Required
No action is required from shareholders based on this financial results disclosure.
👤
Who Is Affected
All shareholders are affected by the company's financial performance, with the Q1 FY27 Net Profit reaching INR 17,126.81 Lakh.
🔍
Management Signal
The approval of the Q1 FY27 financial results by the Board signals management's continued focus on operational performance and compliance with regulatory disclosures.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Q2 FY27 results — monitor net profit and revenue from operations.
Updates on asset quality — check GNPA and NNPA trends.
Review details of future loan assignments and co-lending activities.
LOW RISK
The financial results indicate stable performance with controlled GNPA and robust CRAR.
💡 Investor Takeaway
AAVAS Financiers reported Unaudited Financial Results for Q1 FY27, with Net Profit at INR 17,126.81 Lakh, a 22.95% increase from INR 13,923.34 Lakh in Q1 FY26. Basic EPS rose to INR 21.60. The company maintained a CRAR of 44.66% and GNPA of 1.11%.
⚖️ Strengths & Concerns
✅ Positives
- Net Profit for Q1 FY27 increased to INR 17,126.81 Lakh from INR 13,923.34 Lakh in Q1 FY26, a 22.95% YoY growth.
- Capital Risk Adequacy Ratio (CRAR) stood strong at 44.66% as of June 30, 2026, indicating sound capitalisation.
⚠️ Concerns
- Fees and commission income for Q1 FY27 was INR 2,556.36 Lakh, a decrease from INR 3,361.16 Lakh in Q4 FY26.
- Total revenue from operations for Q1 FY27 was INR 70,871.77 Lakh, a slight sequential decrease from INR 71,468.16 Lakh in Q4 FY26.
📅 Company Track Record
AAVAS Financiers reported Q1 FY27 Net Profit of INR 17,126.81 Lakh, a 22.95% increase from INR 13,923.34 Lakh in Q1 FY26. Prior filings for Q1 FY27 indicated a 23.0% and 22.95% rise in Net Profit respectively, aligning with the current disclosure.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What was AAVAS Financiers' Net Profit for Q1 FY27?
AAVAS Financiers reported a Net Profit for the period of INR 17,126.81 Lakh for the quarter ended June 30, 2026.
What was the total revenue from operations for AAVAS Financiers in Q1 FY27?
Total revenue from operations for AAVAS Financiers in Q1 FY27 was INR 70,871.77 Lakh.
What is the Basic Earnings Per Share (EPS) for AAVAS Financiers in Q1 FY27?
The Basic Earnings Per Share for AAVAS Financiers in Q1 FY27 was INR 21.60.
What is AAVAS Financiers' Gross Non-Performing Assets (GNPA) as of June 30, 2026?
As of June 30, 2026, AAVAS Financiers' Gross Non-Performing Assets (GNPA) stood at 1.11%.
What was AAVAS Financiers' Capital Risk Adequacy Ratio (CRAR) in Q1 FY27?
AAVAS Financiers' Capital Risk Adequacy Ratio (CRAR) was 44.66% for the quarter ended June 30, 2026.
Questions based on this BSE filing only. For information purposes.