Aadhar Housing Finance Ltd
Aadhar Housing Finance Q1 FY27 Standalone Net Profit at Rs. 28,231 lakhs
RESULTS
▲ Positive Development
MEDIUM RISK
📅 Filed on BSE: 31 Jul 2026, 03:50 PM IST · BSE ID: 3ac475bd-e5b9-46af-93a5-94ab39354d4d
View Original BSE Filing (PDF)
💡
In Simple Terms
The company's board approved its financial results, reporting a net profit of Rs. 28,231 lakhs for the recent quarter.
🤖 AI Summary
- Board approved unaudited Standalone and Consolidated Financial Results for the quarter ended June 30, 2026.
- Standalone Profit after tax reached Rs. 28,231 lakhs for the quarter ended June 30, 2026.
- Total standalone income was Rs. 99,708 lakhs for the quarter ended June 30, 2026.
- The company allotted 16,33,407 equity shares of Rs. 10 each under employee stock options plan.
- Debt Equity Ratio stood at 2.36 and Capital Adequacy Ratio (CRAR) was 43.39% as of June 30, 2026.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Standalone Profit after tax
28,231 lakhs
Standalone Total income
99,708 lakhs
Interest income
88,664 lakhs
Finance costs
37,639 lakhs
Capital Adequacy Ratio (CRAR)
43.39%
🏢 How This Affects the Company
The core housing finance business generated Rs. 88,664 lakhs in interest income, indicating continued loan book activity. Fees and commission income contributed Rs. 5,040 lakhs.
Profit after tax for the quarter ended June 30, 2026 was Rs. 28,231 lakhs. The company's Net Worth stood at Rs. 7,84,647 lakhs and Total Debts to Total Assets was 70.67%.
Employee benefits expense increased to Rs. 14,973 lakhs for the quarter ended June 30, 2026, including Rs. 1,399 lakhs for employee stock options granted.
Gross Non-Performing Assets (GNPA) stood at 1.32% and Net Non-Performing Assets (NNPA) at 0.87%, indicating asset quality metrics. The Provision Coverage Ratio was 34.12%.
👥 What This Means For Shareholders
✅
Action Required
No specific action is required from shareholders based on this financial results disclosure.
👤
Who Is Affected
Existing shareholders are affected by the company's financial performance, specifically the reported profit after tax of Rs. 28,231 lakhs, impacting their overall assessment of the company's value.
🔍
Management Signal
The approval of financial results indicates management's commitment to regular reporting and compliance with SEBI LODR Regulations regarding financial disclosures.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Q2 FY27 financial results — check for sustained profit growth and asset quality.
Updates on commercial paper listings — monitor capital raising activities.
Regulatory disclosures — observe any changes in compliance or operational guidelines.
MEDIUM RISK
Rising impairment on financial instruments and finance costs indicate potential pressures.
💡 Investor Takeaway
Aadhar Housing Finance reported a standalone Profit after tax of Rs. 28,231 lakhs for the quarter ended June 30, 2026, an increase from Rs. 23,730 lakhs in the comparable prior quarter. Total income was Rs. 99,708 lakhs. Key ratios include a Capital Adequacy Ratio of 43.39% and a Debt Equity Ratio of 2.36.
⚖️ Strengths & Concerns
✅ Positives
- Profit after tax for the quarter ended June 30, 2026, increased to Rs. 28,231 lakhs from Rs. 23,730 lakhs in the comparable prior quarter.
- Capital Adequacy Ratio (CRAR) of 43.39% and Liquidity Coverage Ratio (LCR) of 244.96% as of June 30, 2026, indicate robust capital and liquidity positions.
⚠️ Concerns
- Impairment on financial instruments increased to Rs. 3,167 lakhs for the quarter ended June 30, 2026, from Rs. 2,672 lakhs in the prior comparable quarter.
- Finance costs rose to Rs. 37,639 lakhs for the quarter ended June 30, 2026, compared to Rs. 33,194 lakhs in the same quarter last year.
📅 Company Track Record
Aadhar Housing Finance Ltd (BSE: 544176) was recently listed through an IPO in May 2024. This filing represents one of its initial quarterly financial disclosures post-listing, providing early public track record data.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What was Aadhar Housing Finance's standalone net profit for the quarter ended June 30, 2026?
Aadhar Housing Finance reported a standalone net profit after tax of Rs. 28,231 lakhs for the quarter ended June 30, 2026.
What was the total standalone income for Aadhar Housing Finance in Q1 FY27?
The total standalone income for Aadhar Housing Finance was Rs. 99,708 lakhs for the quarter ended June 30, 2026.
What is Aadhar Housing Finance's Capital Adequacy Ratio (CRAR) as of June 30, 2026?
Aadhar Housing Finance's Capital Adequacy Ratio (CRAR) was 43.39% as of June 30, 2026.
How many equity shares were allotted under Aadhar Housing Finance's ESOP during Q1 FY27?
Aadhar Housing Finance allotted 16,33,407 equity shares of Rs. 10 each pursuant to the exercise of employee stock options plan during the quarter ended June 30, 2026.
What were the Gross and Net NPA percentages for Aadhar Housing Finance as of June 30, 2026?
Aadhar Housing Finance reported a GNPA of 1.32% and NNPA of 0.87% for the quarter ended June 30, 2026.
Questions based on this BSE filing only. For information purposes.