Aadhar Housing Finance Ltd
Unaudited Financial Results for the quarter ended June 30, 2026
RESULTS
▲ Positive Development
LOW RISK
📅 Filed on BSE: 31 Jul 2026, 03:56 PM IST · BSE ID: 86afb6d3-2927-4baf-aa70-7dcf3b27ee09
View Original BSE Filing (PDF)
💡
In Simple Terms
The company announced its first-quarter financial results, showing a net profit of Rs. 28,231 lakhs.
🤖 AI Summary
- Aadhar Housing Finance reported standalone Profit After Tax of Rs. 28,231 lakhs for Q1 FY27.
- Total standalone income for the quarter ended June 30, 2026, stood at Rs. 99,708 lakhs.
- The Board approved both unaudited standalone and consolidated financial results for Q1 FY27.
- 16,33,407 equity shares of Rs 10 each were allotted due to employee stock option exercises.
- Disclosures on utilization of issue proceeds for non-convertible securities and security cover were included.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Standalone Profit after tax (Q1 FY27)
Rs. 28,231 lakhs
18.97%
Total standalone income (Q1 FY27)
Rs. 99,708 lakhs
17.12%
Standalone Interest income (Q1 FY27)
Rs. 88,664 lakhs
16.65%
Debt Equity Ratio (as of June 30, 2026)
2.36
Net Profit Margin (%) (Q1 FY27)
28.31%
Gross Non-Performing Assets (GNPA) (%) (as of June 30, 2026)
1.32%
🏢 How This Affects the Company
Interest income, the primary revenue source, grew by Rs. 12,654 lakhs year-on-year, indicating continued expansion in its housing finance business.
The standalone Profit After Tax for Q1 FY27 increased to Rs. 28,231 lakhs from Rs. 23,730 lakhs in Q1 FY26, improving profitability. The Debt Equity Ratio stands at 2.36 and Net Profit Margin at 28.31%.
The allotment of 16,33,407 equity shares under the employee stock options plan impacts employee incentives and ownership structure.
The Gross Non-Performing Assets (GNPA) stood at 1.32% and Net Non-Performing Assets (NNPA) at 0.87% for the quarter ended June 30, 2026, indicating asset quality levels.
👥 What This Means For Shareholders
✅
Action Required
No action required from shareholders based on this financial results disclosure.
👤
Who Is Affected
Existing shareholders are affected by the company's financial performance, with Basic EPS at Rs. 6.47 and Diluted EPS at Rs. 6.36 for the quarter ended June 30, 2026.
🔍
Management Signal
The approval of quarterly results and employee stock option allotments indicates management's focus on financial transparency and employee incentive programs.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Q2 FY27 financial results — review sustained income and profit growth.
Further updates on utilization of issue proceeds for listed non-convertible securities.
Future disclosures regarding employee stock option grants and allotments.
LOW RISK
No new significant risks were identified; GNPA and NNPA ratios indicate controlled asset quality.
💡 Investor Takeaway
Aadhar Housing Finance reported a standalone Profit After Tax of Rs. 28,231 lakhs for Q1 FY27, an 18.97% increase from Rs. 23,730 lakhs in Q1 FY26. Total standalone income reached Rs. 99,708 lakhs, up 17.12% year-on-year, confirming continued business expansion.
⚖️ Strengths & Concerns
✅ Positives
- Standalone Profit After Tax increased by 18.97% to Rs. 28,231 lakhs in Q1 FY27 from Rs. 23,730 lakhs in Q1 FY26.
- Total standalone income rose by 17.12% to Rs. 99,708 lakhs in Q1 FY27 from Rs. 85,128 lakhs in Q1 FY26.
⚠️ Concerns
- Impairment on financial instruments increased by 18.52% to Rs. 3,167 lakhs in Q1 FY27 from Rs. 2,672 lakhs in Q1 FY26.
- Standalone Profit before tax decreased by 8.66% to Rs. 36,357 lakhs in Q1 FY27 from Rs. 39,799 lakhs in Q4 FY26.
📅 Company Track Record
Aadhar Housing Finance's previous Q1 FY27 filing on July 31, 2026, also highlighted standalone Net Profit up to Rs. 28,231 lakhs, consistent with the detailed results provided in this filing. The company shows a trend of increasing profit metrics.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What was Aadhar Housing Finance's standalone net profit for Q1 FY27?
Aadhar Housing Finance reported a standalone Profit After Tax of Rs. 28,231 lakhs for the quarter ended June 30, 2026.
How did Aadhar Housing Finance's total income perform in Q1 FY27?
Total standalone income for Aadhar Housing Finance in Q1 FY27 was Rs. 99,708 lakhs, an increase from Rs. 85,128 lakhs in Q1 FY26.
What was the Debt Equity Ratio for Aadhar Housing Finance as of June 30, 2026?
The Debt Equity Ratio for Aadhar Housing Finance as at June 30, 2026, was 2.36.
What were the GNPA and NNPA percentages for Aadhar Housing Finance in Q1 FY27?
Aadhar Housing Finance reported a Gross Non-Performing Assets (GNPA) of 1.32% and a Net Non-Performing Assets (NNPA) of 0.87% for the quarter ended June 30, 2026.
How many equity shares were allotted through employee stock options in Q1 FY27?
During the quarter ended June 30, 2026, Aadhar Housing Finance allotted 16,33,407 equity shares of Rs 10 each pursuant to employee stock option plan exercises.
Questions based on this BSE filing only. For information purposes.