Secured cards require a refundable security deposit (often via a fixed deposit in India) and are designed to build or rebuild credit; unsecured cards need no deposit and typically offer higher limits and better rewards but require stronger credit to qualify. Here are the practical differences and how to choose. How they work Typical limits […]
Stocks are ownership and can compound wealth over decades but swing more; bonds are loans to issuers that pay interest and sit higher in the capital stack, offering stability and income with lower long‑term upside. Here are the essentials and when each makes sense. What they are Risk and return Income and growth Market structure
The best Demat apps balance low brokerage, reliability, fast UPI/ASBA flows for IPOs/SGBs, and strong research or charting; below are the top choices by use‑case with charge highlights and platform strengths as per 2025 comparisons. Best overall and for traders Best for beginners and long‑term investors Lowest‑cost options focus What to compare before choosing Quick
A “good” credit score depends on the scoring model and country. In India (CIBIL/Experian 300–900 scale), lenders generally view 750+ as strong and 700–749 as good; globally on FICO/VantageScore (300–850), “good” starts near 670–661, with 740+ often getting top‑tier rates. India: CIBIL/Experian ranges (300–900) Context: Indian lenders rely heavily on bureau data (CIBIL, Experian, CRIF,
Smart money habits built in the teenage years compound for decades—start with a simple system for earning, saving, spending, and investing, then add responsibilities as confidence grows. Here is a concise, parent‑and‑teen‑friendly playbook with steps and trusted resources. Open a teen‑friendly bank account Learn budgeting basics Start saving early Earn something of your own Begin
Getting started with just ₹1,000 is absolutely doable in 2025 thanks to micro‑SIPs, low minimums, and digital on‑ramps; the key is to automate, diversify cheaply, and keep fees low. Here’s a quick, practical plan tailored to Indian investors. Step 1: Pick one goal and build a ₹1,000 habit Step 2: Choose a simple vehicle (start
Urban Company IPO: Final Book, GMP, Allotment, Listing Final subscription (time‑stamped) GMP update Allotment and listing timeline How to check allotment What to do next Bottom line: The final book closed at 108.98x overall with very strong QIB demand, while GMP prints hovered in the ₹43–₹50 band into Sep 12—verify allotment on Sep 15 and
VMS TMT Limited, a Gujarat-based manufacturer of thermo-mechanically treated (TMT) steel bars, is opening a mainboard IPO next week. Here is a concise, reader-friendly breakdown of key dates, price band, lot size, issue structure, business profile, strengths, risks, and how to apply—so bidding decisions are quick and confident. Key IPO details What the company does
JD Cables Limited, a Kolkata-based manufacturer of power cables and conductors approved by multiple State Electricity Boards, is set to open its SME IPO in the second half of September 2025. Here’s a concise, reader-friendly breakdown of key dates, the price band, lot size, offer structure, business profile, strengths, risks, and how to apply—so bidding
Euro Pratik Sales Ltd., a leading brand in decorative wall panels and laminates with an asset‑light model, opens a mainboard IPO in mid‑September 2025. Here’s a concise, reader‑friendly breakdown of key dates, price band, lot size, business model, strengths, risks, and how to apply—so bidding decisions are quick and confident. Key IPO details What the
Incorporated in 2015, JD Cables manufactures power and control cables, aerial bunched cables, service wires, and conductors such as AAC, AAAC, and ACSR for T&D applications. Operations run through two units in Howrah and Hooghly, West Bengal; the company reported robust growth in FY2025 and had 28 permanent employees as of May 31, 2025. JD
Incorporated in 2013, VMS TMT manufactures thermo‑mechanically treated steel bars and trades scrap and binding wires, with operations centered in Gujarat. The plant is near Bavla, Ahmedabad, supporting a distribution network of 3 distributors and 227 dealers as of July 31, 2025; the company also markets under a license to use the Kamdhenu NXT brand
