Overview Buying a home is one of the biggest financial decisions for Indian families, and rising property prices have made joint home loans increasingly popular. A joint home loan allows two or more individuals—usually spouses or close family members—to borrow together, increasing loan eligibility and sharing repayment responsibility. Beyond affordability, joint home loans also offer […]

Overview Commodities have always played a crucial role in investment portfolios. In 2026, with inflation risks, geopolitical tensions, and currency fluctuations, commodities like gold, silver, and oil are once again in focus. Unlike stocks or bonds, commodities derive value from real-world demand and supply, making them useful for diversification. This guide explains how to invest

Overview Distressed securities investing is often associated with high risk and high reward. It involves buying financial instruments of companies that are facing serious financial trouble but still have a chance of recovery. While this strategy can generate outsized returns, it is not suitable for everyone. In 2026, with economic cycles tightening, higher interest rates,

Overview For Indian investors, government-backed investment schemes remain one of the safest ways to grow and protect wealth. Backed by sovereign guarantee, these schemes are especially popular among conservative investors, retirees, salaried individuals, and those planning long-term financial goals. In 2026, rising market volatility and interest rate uncertainty have renewed interest in government investment schemes.

Overview When you look at a stock quote, you’ll see many numbers—market price, 52-week high, market cap, and face value. For beginners, face value is often the most confusing. Many assume it reflects a stock’s true worth or future potential, which is not correct. In reality, face value is an accounting concept with limited relevance

Overview Initial Public Offerings (IPOs) attract retail investors with the promise of quick listing gains and long-term growth. However, one often misunderstood aspect of IPO investing is the lock-in period. While retail investors usually enjoy full liquidity after listing, lock-in rules for promoters and certain shareholders can significantly influence post-listing price movements. In 2026, with

Overview Real estate has traditionally required large capital, long holding periods, and hands-on management. REITs, or Real Estate Investment Trusts, have changed that equation. In India, REITs allow investors to earn income from commercial real estate without buying physical property. As the Indian market matures and rental-focused assets gain prominence, REITs are becoming an increasingly

Overview Paying tax on investment gains is unavoidable, but smart tax planning can significantly reduce the amount you owe. One often-overlooked strategy is using capital losses to offset gains and lower your tax liability. In 2026, with increased participation in stocks, mutual funds, ETFs, and digital assets, understanding how capital losses work has become essential