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📋 Filing Types Available on ForgeUp Filings Sourced from BSE corporate announcements (equity segment). Companies covered are BSE-listed and most are also listed on NSE. We show only material filings.
Financial Results Orders Dividend Buyback Merger / Acquisition Board Meeting Outcome Fundraise (QIP / Rights / FPO) Regulatory / Court Order Credit Rating Change Promoter Pledge Update Management Change Joint Venture / MOU Delisting Bonus Shares Stock Split
Data sourced from BSE India corporate announcements. More categories will be added over time.
Yes Bank Ltd

Yes Bank Reports Q1FY27 Net Profit of INR 1,071 Crs, Up 33.7% YoY

RESULTS ▲ Positive Development LOW RISK
📅 Filed on BSE: 18 Jul 2026, 01:49 PM IST  ·  BSE ID: 9c613d03-badb-4890-a51f-93486c5279b2
View Original BSE Filing (PDF)
💡
In Simple Terms
Yes Bank announced its first-quarter results, showing higher profits, increased loans and deposits, and better asset health.
🤖 AI Summary
  • Yes Bank reported Q1FY27 Net Profit of INR 1,071 Crs, up 33.7% Year-on-Year.
  • Return on Assets (RoA) was 0.9%, and Net Interest Margin (NIM) reached 2.7%.
  • Net Advances grew 18.3% Year-on-Year to INR 2,85,118 Crs, with Deposits up 14.3% Year-on-Year.
  • Asset quality improved, with GNPA ratio at 1.3% and NNPA ratio at 0.2%.
  • Bank received credit rating upgrades from Moody's, CareEdge, ICRA, and an inaugural rating from S&P Global.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Net Profit
INR 1,071 Crs
33.7%
Return on Assets (RoA)
0.9%
Net Interest Margin (NIM)
2.7%
Net Advances
INR 2,85,118 Crs
18.3%
Total Deposits
INR 3,15,373 Crs
14.3%
GNPA Ratio
1.3%
NNPA Ratio
0.2%
🏢 How This Affects the Company
📈
Business Impact
The bank demonstrated growth in its core lending business with an 18.3% YoY increase in Net Advances and a 27.5% YoY rise in Retail Assets Disbursement. Retail & Branch Led Deposits grew 10.8% YoY, comprising 59.2% of Total Deposits.
💰
Financial Impact
Net Profit increased by 33.7% YoY to INR 1,071 Crs, supported by a 17.5% YoY rise in Net Interest Income to INR 2,786 Crs. The Cost to Income ratio improved to 62.8% from 67.1% in Q1FY26.
⚙️
Operational Impact
Lower cost of deposits, down 50bps YoY to 5.4%, indicates improved efficiency in managing funding costs. Operating costs grew at 4.1% YoY, reflecting cost control efforts.
⚠️
Risk Impact
Asset quality strengthened with GNPA ratio at 1.3% (down 30 bps YoY) and NNPA ratio at 0.2% (down 10 bps YoY). Retail Slippages were at their lowest in 10 quarters at INR 843 Crs, indicating reduced credit risk.
👥 What This Means For Shareholders
✅
Action Required
No immediate action is required from shareholders based on this financial results disclosure.
👤
Who Is Affected
All shareholders are affected as the company's financial performance and credit ratings reflect on the underlying value of their holdings.
🔍
Management Signal
Management is focused on deepening the core banking business, sustaining profitability, and improving asset quality, as evidenced by the Q1FY27 results and strategic commentary.

For information only. Not investment advice. ForgeUp is not SEBI-registered.

👁 Watch List — track these upcoming events
Q2 FY27 financial results — review growth in NII and Net Profit.
Further updates on credit rating outlook from agencies.
CASA ratio trend — monitor for continued improvement in deposit mix.
LOW RISK The filing indicates improved financial metrics and credit ratings, suggesting reduced immediate financial risk.
💡 Investor Takeaway
Yes Bank's Q1FY27 Net Profit rose 33.7% YoY to INR 1,071 Crs. Net Advances grew 18.3% YoY to INR 2,85,118 Crs, and GNPA ratio reduced by 30 bps YoY to 1.3%. Multiple credit rating upgrades underscore an improving financial profile.
⚖️ Strengths & Concerns

✅ Positives

  • Net Profit increased by 33.7% Year-on-Year to INR 1,071 Crs, demonstrating improved profitability for Q1FY27.
  • Asset quality strengthened with GNPA ratio at 1.3% (down 30 bps YoY) and NNPA ratio at 0.2% (down 10 bps YoY).

⚠️ Concerns

  • CASA Ratio at 32.7% in Q1FY27 decreased from 35.1% in Q4FY26, indicating a slight shift in deposit mix.
  • Return on Assets (RoA) for Q1FY27 was 0.9%, a decrease from 1.0% reported in Q4FY26.
📅 Company Track Record
Yes Bank reported FY26 net profit of INR 3,476 Crs, up 44.5% YoY, with deposits at INR 3 lakh Crs and CASA at INR 1 lakh Crs. Q1FY27 results show continued profit growth (33.7% YoY) and improved asset quality from the prior fiscal year.

Based on publicly available historical data. For context only.

❓ Frequently Asked Questions
What was Yes Bank's Net Profit for Q1FY27?
Yes Bank reported a Net Profit of INR 1,071 Crs for Q1FY27, marking a 33.7% increase year-on-year.
How did Yes Bank's advances and deposits grow in Q1FY27?
Net Advances grew by 18.3% Year-on-Year to INR 2,85,118 Crs, and Total Deposits increased by 14.3% Year-on-Year to INR 3,15,373 Crs in Q1FY27.
What is Yes Bank's asset quality status in Q1FY27?
Yes Bank's Gross Non-Performing Asset (GNPA) ratio stood at 1.3%, down 30 bps Year-on-Year, and Net Non-Performing Asset (NNPA) ratio was 0.2%, down 10 bps Year-on-Year.
What was Yes Bank's Net Interest Margin (NIM) in Q1FY27?
Yes Bank's Net Interest Margin (NIM) for Q1FY27 was 2.7%, an increase of 20 bps Year-on-Year.
Did Yes Bank receive any credit rating upgrades in Q1FY27?
Yes Bank received credit rating upgrades from Moody's (to Ba1 from Ba2), CareEdge (to AA+ from AA-), and ICRA (to AA from AA-). S&P Global also assigned an inaugural 'BB+' rating.

Questions based on this BSE filing only. For information purposes.

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⚠️ For Information Only — Not Investment Advice
ForgeUp Filings provides AI-generated summaries of public BSE exchange announcements (equity segment) for informational purposes only. Nothing here constitutes investment advice or a recommendation to buy, sell, or hold any security. ForgeUp is not a SEBI-registered investment advisor. All financial numbers are sourced directly from BSE filings and shown as-is. Past data is historical only. Please consult a qualified financial advisor before making investment decisions. Data sourced from BSE India public disclosures.
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