Ujjivan Small Finance Bank Ltd
Financial Results for the quarter ended June 30, 2026
RESULTS
▲ Positive Development
LOW RISK
📅 Filed on BSE: 23 Jul 2026, 12:59 PM IST · BSE ID: 968b4be7-c6fa-467c-a282-6b51bb441fc4
View Original BSE Filing (PDF)
💡
In Simple Terms
The bank's board has officially approved its latest quarterly financial results, showing its profit and asset quality.
🤖 AI Summary
- Board of Directors approved unaudited financial results for the quarter ended June 30, 2026.
- Net profit after tax for Q1 FY27 was Rs. 31,654 Lakh.
- Gross Non-Performing Assets (NPAs) stood at 2.16% of gross advances as of June 30, 2026.
- Capital Adequacy Ratio (CAR) was reported at 20.36% for the quarter.
- Joint Statutory Auditors issued an unmodified Limited Review Report on the results.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Net profit for the period/ year
31,654 Rs. in Lakh
206.67%
Gross NPAs to Gross advances
2.16%
Capital Adequacy Ratio
20.36%
Basic EPS
1.63 Rs
207.55%
🏢 How This Affects the Company
The approval confirms the bank's financial performance for the quarter, including Rs. 31,654 Lakh net profit and a Capital Adequacy Ratio of 20.36%. Asset quality metrics, such as Gross NPAs at 2.16%, are officially reported.
👥 What This Means For Shareholders
✅
Action Required
No action is required from shareholders based on this approval of financial results.
👤
Who Is Affected
All shareholders are affected as the company's official financial performance for the quarter ended June 30, 2026, is now disclosed, reflecting a net profit after tax of Rs. 31,654 Lakh.
🔍
Management Signal
The Board's approval and timely disclosure of unaudited results and auditor's limited review signal adherence to regulatory compliance and financial transparency.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Release of the investor presentation for detailed Q1 FY27 analysis.
Review of the complete annual audited results for FY27.
RBI's regulatory updates impacting small finance banks.
LOW RISK
This filing is a routine disclosure of financial results with no new risks identified.
💡 Investor Takeaway
Ujjivan Small Finance Bank's Board approved Q1 FY27 unaudited results, showing a net profit after tax of Rs. 31,654 Lakh for the quarter ended June 30, 2026, and a Gross NPA ratio of 2.16%. This provides official confirmation of its latest financial health.
⚖️ Strengths & Concerns
✅ Positives
- Net profit after tax for the quarter ended June 30, 2026, increased to Rs. 31,654 Lakh from Rs. 10,322 Lakh in the prior year comparable quarter.
- Gross NPAs to Gross advances decreased to 2.16% as of June 30, 2026, compared to 2.52% as of June 30, 2025.
⚠️ Concerns
- Capital Adequacy Ratio decreased to 20.36% as of June 30, 2026, from 22.77% as of June 30, 2025.
- Provisions (other than tax) and contingencies were Rs. 12,732 Lakh for the quarter, still a notable expense.
📅 Company Track Record
Ujjivan Small Finance Bank previously reported Q4 FY26 net profit of Rs. 282 Crore, with a significant YoY increase. The bank's board met on July 3, 2026, to finalize the Q1 FY27 results, leading to this approval.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What was Ujjivan Small Finance Bank's net profit in Q1 FY27?
Ujjivan Small Finance Bank reported a net profit after tax of Rs. 31,654 Lakh for the quarter ended June 30, 2026.
What was the Gross NPA percentage for Ujjivan Small Finance Bank in Q1 FY27?
The Gross Non-Performing Assets (NPAs) for Ujjivan Small Finance Bank stood at 2.16% of Gross advances as of June 30, 2026.
What is the Capital Adequacy Ratio (CAR) of Ujjivan Small Finance Bank for Q1 FY27?
Ujjivan Small Finance Bank's Capital Adequacy Ratio (CAR) for the quarter ended June 30, 2026, was 20.36%.
What was the Basic EPS for Ujjivan Small Finance Bank in Q1 FY27?
The Basic Earnings Per Share (EPS) for Ujjivan Small Finance Bank was Rs. 1.63 for the quarter ended June 30, 2026.
Questions based on this BSE filing only. For information purposes.