Suryoday Small Finance Bank Ltd
Please find attached herewith Unaudited Financial Results of the Bank for the Quarter ended June 30, 2026.
RESULTS
▲ Positive Development
MEDIUM RISK
📅 Filed on BSE: 23 Jul 2026, 05:30 PM IST · BSE ID: 280ebb48-7121-4b14-94e8-2c5b6a9cd8e2
View Original BSE Filing (PDF)
💡
In Simple Terms
Suryoday Small Finance Bank saw its net profit go up in the first three months of its financial year, with more interest earned.
🤖 AI Summary
- Suryoday Small Finance Bank reported an unaudited Net Profit of Rs. 7,518 Lakhs for the quarter ended June 30, 2026.
- Interest Earned for Q1 FY27 was Rs. 62,236 Lakhs, a 25.68% increase from Rs. 49,517 Lakhs in Q1 FY26.
- Gross NPAs were 6.60% and Net NPAs were 4.27% as of June 30, 2026.
- The Capital Adequacy Ratio stood at 20.03% for the quarter ended June 30, 2026.
- Operating Profit before Provisions and Contingencies reached Rs. 13,856 Lakhs for Q1 FY27.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Net Profit from Ordinary Activities after tax
7,518 Lakhs
112.98%
Interest Earned
62,236 Lakhs
25.68%
Gross NPAs to Gross Advances
6.60%
Net NPAs to Net Advances
4.27%
Capital Adequacy Ratio
20.03%
Operating Profit before Provisions and Contingencies
13,856 Lakhs
31.91%
🏢 How This Affects the Company
The bank's core revenue generation, indicated by Interest Earned, shows a notable increase, suggesting growth in its lending and investment activities.
Net profit has increased to Rs. 7,518 Lakhs for the quarter. While Gross NPAs rose in absolute terms, the percentage of Gross NPAs to Gross Advances saw a reduction year-over-year, indicating potential improvements in asset quality management.
The Gross NPA to Gross Advances ratio decreased from 8.46% to 6.60% year-over-year, indicating a reduction in the proportion of non-performing assets relative to total advances. However, absolute Gross NPAs increased from Rs. 91,752 Lakhs to Rs. 93,115 Lakhs quarter-over-quarter.
👥 What This Means For Shareholders
✅
Action Required
No action required from shareholders based on this financial results filing.
👤
Who Is Affected
All shareholders are affected by the company's financial performance, specifically the increase in Net Profit to Rs. 7,518 Lakhs and changes in asset quality metrics.
🔍
Management Signal
The approval of Q1 FY27 unaudited results indicates management's reporting of the bank's operational and financial health.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Q2 FY27 unaudited financial results — check for sustained profit growth and asset quality trends.
Press Release on Q1 FY27 results — look for further details and management commentary.
Investor Presentation on Q1 FY27 results — monitor for strategic outlook and guidance.
MEDIUM RISK
Sequential increase in absolute Gross and Net NPAs despite YoY improvement in ratios.
💡 Investor Takeaway
Suryoday Small Finance Bank's Q1 FY27 unaudited net profit reached Rs. 7,518 Lakhs, a 112.98% increase YoY. Interest Earned rose to Rs. 62,236 Lakhs, up 25.68% YoY. Gross NPAs improved to 6.60% of Gross Advances from 8.46% YoY.
⚖️ Strengths & Concerns
✅ Positives
- Net Profit from Ordinary Activities after tax increased to Rs. 7,518 Lakhs, up 112.98% YoY from Rs. 3,528 Lakhs.
- Gross NPAs to Gross Advances percentage improved to 6.60%, down from 8.46% in the prior year comparable quarter.
⚠️ Concerns
- Gross NPAs increased sequentially to Rs. 93,115 Lakhs from Rs. 86,478 Lakhs in the preceding quarter.
- Net NPAs increased sequentially to Rs. 76,955 Lakhs from Rs. 54,188 Lakhs in the preceding quarter.
📅 Company Track Record
Suryoday Small Finance Bank reported a net profit of Rs. 7,518 Lakhs for Q1 FY27, following a Q1 FY26 net profit of Rs. 3,528 Lakhs. The bank's Q4 FY26 net profit was Rs. 4,972 Lakhs, indicating sequential growth in profitability. FY26 Gross Advances were up 29.4% YoY.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What was Suryoday Small Finance Bank's net profit for Q1 FY27?
Suryoday Small Finance Bank reported a net profit of Rs. 7,518 Lakhs for the quarter ended June 30, 2026.
How much interest did Suryoday Small Finance Bank earn in Q1 FY27?
The bank's Interest Earned for Q1 FY27 was Rs. 62,236 Lakhs, increasing from Rs. 49,517 Lakhs in the comparable prior year quarter.
What were the Gross and Net NPA percentages for Suryoday Small Finance Bank in Q1 FY27?
As of June 30, 2026, the Gross NPAs to Gross Advances were 6.60%, and Net NPAs to Net Advances were 4.27%.
What was Suryoday Small Finance Bank's Capital Adequacy Ratio in Q1 FY27?
The Capital Adequacy Ratio for Suryoday Small Finance Bank was 20.03% for the quarter ended June 30, 2026.
Questions based on this BSE filing only. For information purposes.