Sundaram Finance Ltd has informed BSE about : <BR><BR>1. Result Press Release for the period ended June 30, 2026
RESULTS
▲ Positive Development
LOW RISK
📅 Filed on BSE: 03 Aug 2026, 06:29 PM IST · BSE ID: c701e723-40dd-47fb-bf44-483ce9ddea66
View Original BSE Filing (PDF)
💡
In Simple Terms
Sundaram Finance reported higher profits and loan growth for the quarter ended June 2026, alongside improved loan quality.
🤖 AI Summary
- Sundaram Finance reported a 22% increase in Q1FY27 Profit after Tax to Rs. 522 crores.
- Disbursements grew 22% to Rs. 8,947 crores, with AUM reaching Rs. 62,275 crores, up 17% from Q1FY26.
- Gross Stage 3 assets improved to 1.71% (1.91% in Q1FY26), and Net Stage 3 assets to 0.88% (1.08% in Q1FY26).
- Return on Assets (ROA) for Q1FY27 was 3.06% (2.91% in Q1FY26) and Capital Adequacy Ratio at 18.5%.
- Net interest income grew 19% to Rs. 925 crores from Rs. 781 crores in Q1FY26.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Profit after tax (Q1FY27)
Rs. 522 crores
22%
Disbursements (Q1FY27)
Rs. 8,947 crores
22%
Assets Under Management (AUM) (as on 30th June 2026)
Rs. 62,275 crores
17%
Net Interest Income (NII) (Q1FY27)
Rs. 925 crores
19%
Gross Stage 3 assets (as on 30th June 2026)
1.71%
Net Stage 3 assets (as on 30th June 2026)
0.88%
Return on Assets (ROA) (Q1FY27)
3.06%
Capital Adequacy Ratio (as of 30th June 2026)
18.5%
🏢 How This Affects the Company
The company demonstrated growth in its core lending business with a 22% increase in disbursements and a 17% growth in Assets Under Management, indicating expanded market presence.
Profit after tax increased by 22% to Rs. 522 crores for Q1FY27, supported by a 19% rise in Net Interest Income to Rs. 925 crores. Asset quality improved with lower Gross and Net Stage 3 assets.
Asset quality improved with a reduction in Gross Stage 3 assets to 1.71% and Net Stage 3 assets to 0.88%, decreasing credit risk compared to the prior year.
👥 What This Means For Shareholders
✅
Action Required
No action required from shareholders based on this financial results announcement.
👤
Who Is Affected
All shareholders are affected as the company reported improved financial performance with a 22% increase in Profit after Tax for Q1FY27.
🔍
Management Signal
Management indicates a commitment to steady, sustainable growth, best-in-class asset quality, and consistent profitability, emphasizing strong franchise and disciplined execution.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Q2 FY27 results — monitor continuation of growth in disbursements and AUM.
Updates on Gross/Net Stage 3 assets — observe sustained asset quality improvement.
Management commentary on macro-economic factors impacting demand and operations.
LOW RISK
Improved asset quality metrics and healthy capital adequacy ratio indicate lower immediate financial risk.
💡 Investor Takeaway
Sundaram Finance reported Q1FY27 profit after tax growth of 22% to Rs. 522 crores, with disbursements up 22% to Rs. 8,947 crores and AUM rising 17% to Rs. 62,275 crores. Asset quality improved, with Gross Stage 3 assets at 1.71%.
⚖️ Strengths & Concerns
✅ Positives
- Profit after tax increased by 22% to Rs. 522 crores in Q1FY27 from Rs. 429 crores in Q1FY26.
- Disbursements grew by 22% to Rs. 8,947 crores in Q1FY27 compared to Rs. 7,310 crores in Q1FY26.
⚠️ Concerns
- Cost to income ratio increased to 30.70% in Q1FY27 from 29.84% in Q1FY26, indicating higher operational costs relative to income.
- Capital Adequacy Ratio decreased to 18.5% (Tier I – 16.9%) as of 30th June 2026 from 20.0% (Tier I – 17.3%) as of 30th June 2025.
❓ Frequently Asked Questions
What was Sundaram Finance's Profit after Tax for Q1FY27?
Sundaram Finance reported a Profit after Tax of Rs. 522 crores for the quarter ended June 30, 2026, a 22% increase over Q1FY26.
How much did Sundaram Finance's disbursements grow in Q1FY27?
Disbursements for Sundaram Finance grew by 22% to Rs. 8,947 crores in Q1FY27, compared to Rs. 7,310 crores in Q1FY26.
What is Sundaram Finance's Assets Under Management (AUM) as of June 30, 2026?
Sundaram Finance's Assets Under Management (AUM) grew by 17% to Rs. 62,275 crores as of June 30, 2026.
What was the Gross Stage 3 assets percentage for Sundaram Finance in Q1FY27?
Gross Stage 3 assets for Sundaram Finance stood at 1.71% as of June 30, 2026, an improvement from 1.91% as of June 30, 2025.
What was Sundaram Finance's Capital Adequacy Ratio for Q1FY27?
Sundaram Finance reported a Capital Adequacy Ratio of 18.5% as of June 30, 2026.
Questions based on this BSE filing only. For information purposes.