The Financial information included in the presentation is based on the audited financial results for the financial year ended 31 March 2026, which have already been disseminated to the ....
RESULTS
● No Immediate Change
LOW RISK
📅 Filed on BSE: 07 Jul 2026, 03:48 PM IST · BSE ID: 18a1bb81-569b-455a-bd57-7d604fe84e52
View Original BSE Filing (PDF)
💡
In Simple Terms
SRG Housing Finance shared a presentation summarizing its financial performance for the year ending March 2026.
🤖 AI Summary
- SRG Housing Finance released an investor presentation detailing audited financial results for FY26.
- The company reported Assets Under Management (AUM) of INR 1,042 Cr for the financial year ended March 31, 2026.
- Profit After Tax (PAT) stood at INR 33 Cr for FY26, supporting a Capital Adequacy Ratio of 38.62%.
- SRG Housing Finance expanded its operational network to 96 branches across 6 states and 1 UT, serving over 25,000 customers.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Capital Adequacy Ratio
38.62%
🏢 How This Affects the Company
The presentation highlights SRG Housing Finance's focus on underserved rural and semi-urban borrowers, indicated by 94% rural loan book and 79% self-employed customers.
The company reported INR 1,042 Cr AUM and INR 33 Cr PAT for FY26. It maintains a Capital Adequacy Ratio of 38.62%, supported by a Net Interest Margin (NIM) of 10.91%.
SRG Housing Finance operates through 96 branches across 6 states and 1 UT, employing over 980 individuals. Automated banking channels facilitate 97% of EMI collections.
The low LTV (<50%) on small-ticket secured loans and a GNPA of 1.77% suggest a disciplined risk management approach in its focused market segment.
👥 What This Means For Shareholders
✅
Action Required
No action is required from shareholders based on this investor presentation.
👤
Who Is Affected
Existing shareholders gain updated insights into the company's FY26 financial performance and operational reach, with AUM at INR 1,042 Cr and PAT at INR 33 Cr.
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Management Signal
The release of an investor presentation signals management's ongoing commitment to investor communication and transparency regarding company performance.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Q1 FY27 financial results — check for sustained AUM and PAT growth.
Future investor presentations — look for updates on strategic initiatives.
Changes in credit rating — monitor for any revisions to "A-(Stable)" by ACUITE.
LOW RISK
This is a summary of previously released results, not introducing new risks.
💡 Investor Takeaway
SRG Housing Finance presented its FY26 audited financial snapshot, confirming AUM of INR 1,042 Cr and PAT of INR 33 Cr. Key metrics include a Capital Adequacy Ratio of 38.62% and a NIM of 10.91%. The company has expanded to 96 branches.
⚖️ Strengths & Concerns
✅ Positives
- Assets Under Management (AUM) grew to INR 1,042 Cr in FY26, demonstrating a ~36% CAGR from FY14.
- Profit After Tax (PAT) reached INR 33 Cr in FY26, showing a ~32% CAGR from FY14.
⚠️ Concerns
- The Gross Non-Performing Assets (GNPA) stood at 1.77%, while Net Non-Performing Assets (NNPA) was 0.65% for FY26.
- Borrowing cost for FY26 was 10.95%, reflecting the cost of funds for the company.
📅 Company Track Record
SRG Housing Finance disclosed INR 976.44 Lakhs in related party transactions for FY26 Q4, as per a May 11, 2026 filing. The company announced its FY26 audited results on May 11, 2026, following a board meeting intimation on April 27, 2026.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What was SRG Housing Finance's Assets Under Management (AUM) for FY26?
SRG Housing Finance reported an AUM of INR 1,042 Cr for the financial year ended March 31, 2026.
What was SRG Housing Finance's Profit After Tax (PAT) for FY26?
The company's Profit After Tax (PAT) for FY26 was INR 33 Cr.
How many branches does SRG Housing Finance operate?
SRG Housing Finance operates through 96 branches across 6 states and 1 UT.
What is SRG Housing Finance's Capital Adequacy Ratio for FY26?
SRG Housing Finance maintained a Capital Adequacy Ratio of 38.62% for FY26.
What was the Gross Non-Performing Assets (GNPA) of SRG Housing Finance for FY26?
The Gross Non-Performing Assets (GNPA) for SRG Housing Finance stood at 1.77% for FY26.
Questions based on this BSE filing only. For information purposes.