SBI Life Insurance Company Ltd
Financial results for the quarter ended June 30, 2026
RESULTS
▲ Positive Development
MEDIUM RISK
📅 Filed on BSE: 24 Jul 2026, 02:51 PM IST · BSE ID: 07838e04-72f5-4b4c-a123-9cf4b82362df
View Original BSE Filing (PDF)
💡
In Simple Terms
SBI Life has released its latest quarterly financial results, showing an increase in profit and premium income for the period.
🤖 AI Summary
- Profit After Tax for Q1 FY27 was ₹72,493 Lakhs, compared to ₹59,437 Lakhs in Q1 FY26.
- Net premium income for the quarter ended June 30, 2026, totaled ₹20,07,821 Lakhs.
- Gross premium income across first year, renewal, and single premium categories increased.
- Solvency Ratio stood at 1.96 as of June 30, 2026, consistent with the prior year period.
- Basic Earnings Per Share (EPS) for the quarter was ₹7.23, up from ₹5.93 in Q1 FY26.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Profit/ (loss) after tax and Extraordinary Items
72,493 Lakhs
21.96%
Net premium income
20,07,821 Lakhs
16.88%
Expenses Management Ratio
12.05%
🏢 How This Affects the Company
The increase in gross premium income across all segments suggests continued business growth and market penetration for SBI Life.
Profit after tax increased to ₹72,493 Lakhs, contributing to accumulated profit carried to the balance sheet of ₹18,55,499 Lakhs.
The Expenses Management Ratio increased to 12.05% for Q1 FY27 from 10.75% in Q1 FY26, indicating higher operational costs relative to income.
The Solvency Ratio of 1.96 as of June 30, 2026, matches the prior year's comparable period, indicating stable capital adequacy.
👥 What This Means For Shareholders
✅
Action Required
No immediate action is required by shareholders based on this financial results filing.
👤
Who Is Affected
All shareholders are affected by the company's financial performance, with Basic EPS at ₹7.23 for the quarter ended June 30, 2026.
🔍
Management Signal
The Board of Directors approved the unaudited financial results, indicating management's official reporting of the company's performance for the period.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Q2 FY27 results — observe trends in net premium income and profit after tax
Investor Presentation for Q1 FY27 — for further business segment details
Next Board Meeting date — for any new material disclosures
MEDIUM RISK
Increasing Expenses Management Ratio and declining Yield on Investments (without unrealised gains) warrant monitoring.
💡 Investor Takeaway
SBI Life reported Q1 FY27 Profit After Tax of ₹72,493 Lakhs, up from ₹59,437 Lakhs in Q1 FY26. Net premium income grew to ₹20,07,821 Lakhs, with a Solvency Ratio of 1.96 as of June 30, 2026.
⚖️ Strengths & Concerns
✅ Positives
- Profit after tax increased to ₹72,493 Lakhs in Q1 FY27, up from ₹59,437 Lakhs in Q1 FY26.
- Net premium income rose to ₹20,07,821 Lakhs in Q1 FY27, from ₹17,17,850 Lakhs in Q1 FY26.
⚠️ Concerns
- Expenses Management Ratio increased to 12.05% in Q1 FY27, compared to 10.75% in Q1 FY26.
- Yield on Investments (on policyholders' fund) without unrealised gains decreased to 6.29% in Q1 FY27 from 8.73% in Q1 FY26.
📅 Company Track Record
SBI Life grew FY26 Gross Written Premium (GWP) by 19% to ₹1,012.9 billion. FY26 net premium income was ₹99,95,592 Lakhs (+19.0%), and PAT was ₹2,47,030 Lakhs (+2.4%).
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What was SBI Life Insurance Company Ltd's Profit After Tax for the quarter ended June 30, 2026?
SBI Life Insurance Company Ltd reported a Profit After Tax of ₹72,493 Lakhs for the quarter ended June 30, 2026.
What was SBI Life's net premium income for the first quarter of FY27?
Net premium income for SBI Life for the quarter ended June 30, 2026, was ₹20,07,821 Lakhs.
What is the Solvency Ratio of SBI Life Insurance Company Ltd as of June 30, 2026?
The Solvency Ratio for SBI Life Insurance Company Ltd as of June 30, 2026, is 1.96.
How did SBI Life's Basic Earnings Per Share (EPS) perform in Q1 FY27?
Basic Earnings Per Share for SBI Life was ₹7.23 for the quarter ended June 30, 2026, compared to ₹5.93 in Q1 FY26.
What was the Expenses Management Ratio for SBI Life in Q1 FY27?
The Expenses Management Ratio for SBI Life was 12.05% for the quarter ended June 30, 2026.
Questions based on this BSE filing only. For information purposes.