GMP IPO
📋 Filings Intelligence
About Contact
LIVE — Auto-updated every 10 mins · Equity segment
Company Filings, Explained Simply

AI-powered plain-English analysis of every important corporate announcement — financial results, order wins, dividends, mergers and more. Updated live.

—
Filed today
—
Companies tracked
NSE & BSE
Listed on
Sign in free to search by company
Filing Type
Market Cap
Sector
All Sectors

Latest Filings —

📋 Filing Types Available on ForgeUp Filings Sourced from BSE corporate announcements (equity segment). Companies covered are BSE-listed and most are also listed on NSE. We show only material filings.
Financial Results Orders Dividend Buyback Merger / Acquisition Board Meeting Outcome Fundraise (QIP / Rights / FPO) Regulatory / Court Order Credit Rating Change Promoter Pledge Update Management Change Joint Venture / MOU Delisting Bonus Shares Stock Split
Data sourced from BSE India corporate announcements. More categories will be added over time.
SBI Cards and Payment Services Ltd

SBI Cards reports Q1 FY2027 Net Profit of Rs. 664.46 Crores

RESULTS ▲ Positive Development LOW RISK
📅 Filed on BSE: 24 Jul 2026, 04:23 PM IST  ·  BSE ID: d204074a-4ebd-4099-bfa4-5d9bd023b1f1
View Original BSE Filing (PDF)
💡
In Simple Terms
SBI Cards reported quarterly financial results, showing a net profit of Rs. 664.46 Crores and 2.04% Gross NPA.
🤖 AI Summary
  • SBI Cards reported a net profit of Rs. 664.46 Crores for the quarter ended June 30, 2026.
  • Total revenue from operations reached Rs. 5,040.55 Crores for the quarter.
  • Gross Non-Performing Assets (NPA) stood at 2.04% as of June 30, 2026.
  • Net Non-Performing Assets (NPA) were recorded at 0.83% as of June 30, 2026.
  • Basic Earnings Per Share (EPS) for the quarter ended June 30, 2026, was Rs. 6.98.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Total revenue from operations
Rs. 5,040.55 Crores
3.36%
Net Profit for the period
Rs. 664.46 Crores
19.52%
Basic Earnings Per Share
Rs. 6.98
19.52%
Gross NPA (as of June 30, 2026)
2.04%
Net NPA (as of June 30, 2026)
0.83%
🏢 How This Affects the Company
📈
Business Impact
The company's revenue from operations increased to Rs. 5,040.55 Crores, indicating growth in its core credit card business.
💰
Financial Impact
Net profit for the quarter was Rs. 664.46 Crores. Gross NPA decreased to 2.04% from 2.41% as of March 31, 2026, and Net NPA decreased to 0.83% from 1.04% for the same period.
⚙️
Operational Impact
The company allotted 14,257 equity shares pursuant to employee stock option schemes, increasing paid-up equity capital to Rs. 951.61 Crores.
⚠️
Risk Impact
The reduction in both Gross and Net NPA percentages suggests improved asset quality, decreasing credit risk compared to the previous quarter.
👥 What This Means For Shareholders
✅
Action Required
No immediate action is required from shareholders based on this financial results filing.
👤
Who Is Affected
Existing shareholders are affected by the company's financial performance, with Basic EPS at Rs. 6.98 for the quarter ended June 30, 2026.
🔍
Management Signal
The management's approval of the unaudited financial results and continued employee stock option allotments indicate a focus on business growth and employee retention.

For information only. Not investment advice. ForgeUp is not SEBI-registered.

👁 Watch List — track these upcoming events
Q2 FY27 financial results — check for sustained revenue and profit growth.
Updates on asset quality — monitor further reduction in NPA percentages.
Regulatory compliance reports — verify continued adherence to NBFC-ULL norms.
LOW RISK Unaudited results show improved asset quality and stable growth, with no new significant risks identified.
💡 Investor Takeaway
SBI Cards reported Q1 FY2027 net profit of Rs. 664.46 Crores, an increase from Rs. 555.96 Crores in Q1 FY2026. Gross NPA stood at 2.04% as of June 30, 2026, down from 2.41% on March 31, 2026, indicating improved asset quality.
⚖️ Strengths & Concerns

✅ Positives

  • Net profit increased to Rs. 664.46 Crores in Q1 FY27 from Rs. 555.96 Crores in Q1 FY26, demonstrating growth.
  • Gross NPA reduced to 2.04% as of June 30, 2026, from 2.41% as of March 31, 2026, indicating improved asset quality.

⚠️ Concerns

  • Finance costs increased to Rs. 744.53 Crores in Q1 FY27 from Rs. 713.62 Crores in Q4 FY26.
  • Impairment on financial instruments remained substantial at Rs. 894.68 Crores for the quarter.
❓ Frequently Asked Questions
What was SBI Cards' Net Profit for the quarter ended June 30, 2026?
SBI Cards reported a Net Profit of Rs. 664.46 Crores for the quarter ended June 30, 2026.
What was SBI Cards' Total Revenue from operations for Q1 FY2027?
Total revenue from operations for SBI Cards was Rs. 5,040.55 Crores for the quarter ended June 30, 2026.
What was the Gross NPA of SBI Cards as of June 30, 2026?
The Gross Non-Performing Assets (NPA) of SBI Cards stood at 2.04% as of June 30, 2026.
How did SBI Cards' Net NPA compare to the previous quarter?
SBI Cards' Net NPA decreased to 0.83% as of June 30, 2026, from 1.04% as of March 31, 2026.
What was the Basic Earnings Per Share for SBI Cards in Q1 FY2027?
The Basic Earnings Per Share for SBI Cards was Rs. 6.98 for the quarter ended June 30, 2026.

Questions based on this BSE filing only. For information purposes.

You've read one filing

There are 32,000 more, and one of them is about a company you own

Follow a company and we'll email you the moment it files again — explained, not just forwarded. Free.

  • Follow companies and get filings by email
  • Save any filing to read later
  • Two full AI analyses every month, free

No card needed. Sign in with Google in two taps.

⚠️ For Information Only — Not Investment Advice
ForgeUp Filings provides AI-generated summaries of public BSE exchange announcements (equity segment) for informational purposes only. Nothing here constitutes investment advice or a recommendation to buy, sell, or hold any security. ForgeUp is not a SEBI-registered investment advisor. All financial numbers are sourced directly from BSE filings and shown as-is. Past data is historical only. Please consult a qualified financial advisor before making investment decisions. Data sourced from BSE India public disclosures.
🔍
Sign in to use filters
Sign in free with Google to filter filings by category, market cap and sector — takes 5 seconds.