Financial results for quarter ended 30th June, 2026
RESULTS
▲ Positive Development
LOW RISK
📅 Filed on BSE: 25 Jul 2026, 03:37 PM IST · BSE ID: f305f206-254b-4e78-8115-7d51af615075
View Original BSE Filing (PDF)
💡
In Simple Terms
The company's profit grew by 28.97% to ₹ 1,301.23 million, driven by increased interest income.
🤖 AI Summary
- SBFC Finance reported net profit for Q1 FY27 at ₹ 1,301.23 million, an increase of 28.97% YoY.
- Total revenue from operations for the quarter ended June 30, 2026, stood at ₹ 4,914.64 million.
- Interest income for Q1 FY27 was ₹ 4,596.07 million, contributing to total revenue.
- Basic Earnings Per Share (EPS) for the quarter ended June 30, 2026, was ₹ 1.18.
- The company maintains a 1.10x asset cover for its secured listed non-convertible debentures.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Net profit for the period/year
₹ 1,301.23 million
28.97%
Total income
₹ 4,915.65 million
26.52%
Interest income
₹ 4,596.07 million
29.50%
Basic Earnings per equity share
₹ 1.18
26.88%
Total expenses
₹ 3,174.43 million
25.55%
🏢 How This Affects the Company
The increase in interest income to ₹ 4,596.07 million suggests growth in the company's core lending operations.
Net profit for the period increased by 28.97% to ₹ 1,301.23 million, directly impacting overall earnings. The company maintains a security cover of 1.10x for its secured listed non-convertible debentures.
The transfer of 510 stressed loan accounts with an aggregate principal outstanding of ₹ 401.45 million indicates ongoing portfolio management.
The disclosure of stressed loan transfers reflects active management of credit risks in the loan portfolio.
👥 What This Means For Shareholders
✅
Action Required
No action is required from shareholders based on this financial results filing.
👤
Who Is Affected
All shareholders are affected as these results reflect the company's financial health and operational performance for the quarter ended June 30, 2026.
🔍
Management Signal
The approval of unaudited financial results and disclosures signifies management's commitment to regulatory compliance and transparent reporting of financial performance.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Q2 FY27 results — monitor continuation of net profit and revenue growth trends.
Updates on asset quality — observe changes in impairment on financial instruments.
Disclosure of borrowing limits — track any changes in company's debt raising plans.
LOW RISK
The financial results show healthy growth, and the company maintains sufficient security cover.
💡 Investor Takeaway
SBFC Finance reported net profit of ₹ 1,301.23 million for Q1 FY27, up 28.97% from ₹ 1,008.92 million in Q1 FY26. Total revenue from operations reached ₹ 4,914.64 million, primarily driven by interest income of ₹ 4,596.07 million.
⚖️ Strengths & Concerns
✅ Positives
- Net profit for the quarter ended June 30, 2026, increased by 28.97% to ₹ 1,301.23 million year-on-year.
- Interest income, the primary revenue source, grew to ₹ 4,596.07 million from ₹ 3,548.97 million year-on-year.
⚠️ Concerns
- Impairment on financial instruments increased to ₹ 416.87 million from ₹ 248.30 million year-on-year.
- Net gain on fair value changes decreased significantly to ₹ 24.15 million from ₹ 73.54 million year-on-year.
📅 Company Track Record
SBFC Finance previously reported a Q1 FY27 net profit increase of 28.97% to ₹ 1,301.23 million. The Board met in April 2026 to approve FY26 results and discuss higher borrowing limits. Board meetings are regularly held to approve quarterly financial results.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What was SBFC Finance's net profit for the quarter ended June 30, 2026?
SBFC Finance reported a net profit of ₹ 1,301.23 million for the quarter ended June 30, 2026.
What was the total revenue from operations for SBFC Finance in Q1 FY27?
Total revenue from operations for SBFC Finance was ₹ 4,914.64 million for the quarter ended June 30, 2026.
What was the Basic Earnings Per Share (EPS) for SBFC Finance for Q1 FY27?
The Basic Earnings Per Share for SBFC Finance was ₹ 1.18 for the quarter ended June 30, 2026.
How many equity shares were issued by SBFC Finance during the quarter ended June 30, 2026?
8,92,544 equity shares were issued to eligible employees pursuant to the exercise of outstanding vested options during the quarter ended June 30, 2026.
Questions based on this BSE filing only. For information purposes.