Satin Creditcare Network Ltd
Unaudited Financial Results (Standalone & Consolidated) for the quarter ended June 30, 2026 along with Limited Review Report
RESULTS
▲ Positive Development
MEDIUM RISK
📅 Filed on BSE: 30 Jul 2026, 04:25 PM IST · BSE ID: 7d75c2e2-8337-4794-90b9-a94fd0c20e0f
View Original BSE Filing (PDF)
💡
In Simple Terms
Satin Creditcare Network reported its quarterly financial results, with profit significantly up compared to the same quarter last year.
🤖 AI Summary
- Board approved unaudited standalone and consolidated financial results for the quarter ended June 30, 2026.
- Net Profit After Tax was ₹12,028.68 Lakhs for Q1 FY27, compared to ₹4,260.14 Lakhs in Q1 FY26.
- Total income reached ₹67,145.46 Lakhs in Q1 FY27, against ₹63,716.41 Lakhs in Q1 FY26.
- Company allotted non-convertible securities aggregating to ₹27,492.00 Lakhs via private placement.
- Issued 38,50,000 fully convertible warrants to Promoter Group entity for up to ₹10,010.00 Lakhs.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Net Profit After Tax (Q1 FY27)
12,028.68 Lakhs
182.35%
Net Profit After Tax (Q1 FY26)
4,260.14 Lakhs
Total Income (Q1 FY27)
67,145.46 Lakhs
5.38%
Total Income (Q1 FY26)
63,716.41 Lakhs
Interest Income (Q1 FY27)
63,202.99 Lakhs
13.72%
Interest Income (Q1 FY26)
55,578.88 Lakhs
Basic EPS (Q1 FY27)
10.94
182.70%
🏢 How This Affects the Company
The increase in interest income to ₹63,202.99 Lakhs for the quarter ended June 30, 2026, compared to ₹55,578.88 Lakhs in the prior year period, indicates growth in core lending operations. Deployment of capital through new non-convertible securities issuance and subsidiary investments supports future business expansion.
Net Profit After Tax increased to ₹12,028.68 Lakhs, up from ₹4,260.14 Lakhs in the comparable prior year quarter. The company's total income grew to ₹67,145.46 Lakhs. Finance costs increased to ₹26,888.82 Lakhs, reflecting borrowing for operations.
The company transferred loans with a book value of ₹81,888.66 Lakhs through direct assignment, indicating active portfolio management. Investments in subsidiaries Satin Technologies Limited and Satin Finserv Limited total ₹6,000.00 Lakhs, strengthening its group structure.
The increase in impairment of financial instruments to ₹10,014.89 Lakhs from ₹7,536.07 Lakhs in the previous quarter indicates higher credit risk recognition. However, it is lower than ₹13,463.63 Lakhs from the same quarter last year.
👥 What This Means For Shareholders
✅
Action Required
No action required from shareholders based on this financial results announcement.
👤
Who Is Affected
Existing shareholders are affected by the company's financial performance, with Basic and Diluted Earnings Per Share at ₹10.94 for Q1 FY27, up from ₹3.87 in Q1 FY26.
🔍
Management Signal
Management is focused on growth, as indicated by significant capital raising activities and investments in its wholly-owned subsidiaries for expansion.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Q2 FY27 financial results — check revenue and profit growth trends.
Updates on the utilization of funds from debenture and warrant issuances.
Performance of investments in Satin Technologies and Satin Finserv subsidiaries.
MEDIUM RISK
Increased impairment of financial instruments compared to the prior quarter indicates potential credit quality concerns.
💡 Investor Takeaway
Satin Creditcare Network reported a Q1 FY27 Net Profit After Tax of ₹12,028.68 Lakhs, up 182.35% from ₹4,260.14 Lakhs in Q1 FY26. Total income for the quarter reached ₹67,145.46 Lakhs. The Board approved the results and noted issuance of ₹27,492.00 Lakhs in new securities.
⚖️ Strengths & Concerns
✅ Positives
- Net Profit After Tax for Q1 FY27 increased significantly to ₹12,028.68 Lakhs compared to ₹4,260.14 Lakhs in Q1 FY26.
- Total income grew to ₹67,145.46 Lakhs in Q1 FY27 from ₹63,716.41 Lakhs in Q1 FY26, demonstrating revenue expansion.
⚠️ Concerns
- Impairment of financial instruments at ₹10,014.89 Lakhs in Q1 FY27 increased from ₹7,536.07 Lakhs in Q4 FY26.
- Finance costs increased to ₹26,888.82 Lakhs in Q1 FY27 from ₹25,085.23 Lakhs in Q4 FY26, impacting profitability.
📅 Company Track Record
Satin Creditcare Network Ltd's Q4 FY26 Net Profit After Tax was ₹13,694.81 Lakhs. This Q1 FY27 result of ₹12,028.68 Lakhs follows a strong previous quarter performance.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What was Satin Creditcare Network's Net Profit After Tax for Q1 FY27?
Satin Creditcare Network reported a Net Profit After Tax of ₹12,028.68 Lakhs for the quarter ended June 30, 2026.
What was the total income for Satin Creditcare Network in Q1 FY27?
The total income for Satin Creditcare Network for the quarter ended June 30, 2026, was ₹67,145.46 Lakhs.
How much capital did Satin Creditcare Network raise through non-convertible securities in Q1 FY27?
Satin Creditcare Network allotted non-convertible debentures and bonds aggregating to ₹27,492.00 Lakhs during the quarter ended June 30, 2026.
What were the basic earnings per share (EPS) for Satin Creditcare Network in Q1 FY27?
The basic earnings per share for Satin Creditcare Network for the quarter ended June 30, 2026, was ₹10.94.
Questions based on this BSE filing only. For information purposes.