Satin Creditcare Network Ltd
Unaudited Financial Results (Standalone & Consolidated) for quarter ended June 30, 2026 along with Limited Review Report
RESULTS
▲ Positive Development
MEDIUM RISK
📅 Filed on BSE: 30 Jul 2026, 04:11 PM IST · BSE ID: 3d02066e-b8fa-4fff-a672-d0370f90abda
View Original BSE Filing (PDF)
💡
In Simple Terms
The company reported its first-quarter financial results, showing a notable increase in standalone profit compared to last year.
🤖 AI Summary
- Satin Creditcare Network reported standalone Net Profit After Tax of ₹12,028.68 Lakhs for Q1 FY27.
- Standalone total income for the quarter ended June 30, 2026, stood at ₹67,145.46 Lakhs.
- The unaudited financial results were approved by the Board of Directors on July 30, 2026.
- J C Bhalla & Co. provided a Limited Review Report with an unmodified opinion on the results.
- The trading window for company securities is closed until 48 hours post-announcement.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Standalone Net Profit After Tax (Q1 FY27)
₹12,028.68 Lakhs
182.36%
Standalone Net Profit After Tax (Q1 FY26)
₹4,260.14 Lakhs
Standalone Total Income (Q1 FY27)
₹67,145.46 Lakhs
5.38%
Standalone Total Income (Q1 FY26)
₹63,716.41 Lakhs
Basic EPS (Q1 FY27)
₹10.94
182.69%
Impairment of Financial Instruments (Q1 FY27)
₹10,014.89 Lakhs
-25.62%
🏢 How This Affects the Company
The substantial increase in interest income from ₹55,578.88 Lakhs to ₹63,202.99 Lakhs indicates growth in core lending operations and potentially wider customer reach.
Net Profit After Tax (Standalone) rose to ₹12,028.68 Lakhs, significantly improving the company's profitability compared to the prior year period. Total income also increased to ₹67,145.46 Lakhs.
The company executed multiple non-convertible security issuances aggregating to ₹8,446.00 Lakhs and USD 2,000 (₹19,046.00 Lakhs), indicating active capital raising to support operations and growth. Investments in subsidiaries Satin Technologies Limited and Satin Finserv Limited also show expansion activities.
The impairment of financial instruments increased to ₹10,014.89 Lakhs from ₹7,536.07 Lakhs in the prior quarter, indicating an elevated level of credit risk being provisioned for, although lower than ₹13,463.63 Lakhs in Q1 FY26.
👥 What This Means For Shareholders
✅
Action Required
No action is required from shareholders based on this financial results disclosure.
👤
Who Is Affected
All existing shareholders are affected by the company's financial performance, as reported by the standalone Net Profit After Tax of ₹12,028.68 Lakhs and Basic EPS of ₹10.94.
🔍
Management Signal
The Board's approval of the Q1 FY27 results and capital raising activities through NCDs and investments in subsidiaries signals a focus on growth and financial strengthening.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Q2 FY27 unaudited financial results — observe sustained profit growth and asset quality.
Updates on the preferential allotment of 38,50,000 warrants to Trishashna Holdings.
Details on further capital deployment in subsidiaries Satin Technologies, Satin Finserv, and Satin Growth Alternatives.
MEDIUM RISK
High impairment of financial instruments and rising finance costs indicate ongoing operational risks.
💡 Investor Takeaway
Satin Creditcare Network reported standalone Net Profit After Tax of ₹12,028.68 Lakhs for Q1 FY27, a 182.36% increase from ₹4,260.14 Lakhs in Q1 FY26. Total income reached ₹67,145.46 Lakhs, up 5.38% from ₹63,716.41 Lakhs YoY.
⚖️ Strengths & Concerns
✅ Positives
- Standalone Net Profit After Tax increased to ₹12,028.68 Lakhs in Q1 FY27 from ₹4,260.14 Lakhs in Q1 FY26, a 182.36% rise.
- Total standalone income grew to ₹67,145.46 Lakhs in Q1 FY27 from ₹63,716.41 Lakhs in Q1 FY26, a 5.38% increase.
⚠️ Concerns
- Impairment of financial instruments stood at ₹10,014.89 Lakhs, indicating ongoing credit risk concerns in Q1 FY27.
- Finance costs increased to ₹26,888.82 Lakhs in Q1 FY27 from ₹23,855.29 Lakhs in Q1 FY26, impacting overall profitability.
📅 Company Track Record
Satin Creditcare Network's Q4 FY26 Net Profit After Tax was Rs. 13,694.81 Lakhs, following a Q1 FY27 profit of ₹12,028.68 Lakhs. The company previously reported Q1 FY26 Net Profit After Tax of ₹4,260.14 Lakhs.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What was Satin Creditcare Network's standalone Net Profit After Tax for Q1 FY27?
Satin Creditcare Network reported a standalone Net Profit After Tax of ₹12,028.68 Lakhs for the quarter ended June 30, 2026.
How did Satin Creditcare Network's total standalone income perform in Q1 FY27?
The total standalone income for Satin Creditcare Network in Q1 FY27 was ₹67,145.46 Lakhs.
What was the Basic Earnings Per Share (EPS) for Satin Creditcare Network in Q1 FY27?
The Basic Earnings Per Share (EPS) for Satin Creditcare Network in Q1 FY27 was ₹10.94.
What was the impairment of financial instruments for Satin Creditcare Network in Q1 FY27?
The impairment of financial instruments for Satin Creditcare Network in Q1 FY27 was ₹10,014.89 Lakhs.
What capital raising activities did Satin Creditcare Network undertake in Q1 FY27?
Satin Creditcare Network allotted 8,446 subordinated NCDs aggregating to ₹8,446.00 Lakhs and 2,000 USD denominated bonds aggregating to ₹19,046.00 Lakhs in Q1 FY27.
Questions based on this BSE filing only. For information purposes.