RBL Bank Limited informs the exchange about intimation under SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.
REGULATORY
◆ Monitor Closely
MEDIUM RISK
📅 Filed on BSE: 03 Jul 2026, 04:36 PM IST · BSE ID: 42583574-0821-4694-be2a-d1a284ad0dce
View Original BSE Filing (PDF)
💡
In Simple Terms
RBL Bank's customer deposits are up 11% from last year, but have dropped this quarter after a recent share sale.
🤖 AI Summary
- RBL Bank provisional Q1 FY27 deposits: Rs. 1,24,813 Crore, up 11% YoY.
- Gross advances reached Rs. 96,688 Crore, a 21% increase year-on-year.
- Total deposits decreased 10% sequentially from Rs. 1,39,018 Crore (Q4 FY26).
- CASA deposits saw a 22% sequential decline to Rs. 36,462 Crore.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Total Deposits (30-Jun-26 Provisional)
Rs. 1,24,813 Crore
11%
Total Deposits (30-Jun-25)
Rs. 1,12,734 Crore
Total Deposits (31-Mar-26)
Rs. 1,39,018 Crore
(10%)
Deposits <Rs. 3crore (30-Jun-26 Provisional)
Rs. 65,364 Crore
13%
CASA (30-Jun-26 Provisional)
Rs. 36,462 Crore
0%
CASA (31-Mar-26)
Rs. 46,723 Crore
(22%)
CASA Ratio (30-Jun-26 Provisional)
29.2%
Liquidity Coverage Ratio* (30-Jun-26 Provisional)
152%
Gross Advances (30-Jun-26 Provisional)
Rs. 96,688 Crore
21%
Gross Advances (30-Jun-25)
Rs. 80,073 Crore
Gross Advances (31-Mar-26)
Rs. 1,17,344 Crore
2%
Wholesale Advances Growth
37% YoY & 10% QoQ
Commercial Banking Advances Growth
34% YoY & 10% QoQ
Retail:Wholesale Advances Mix
55:45
🏢 How This Affects the Company
The bank's deposit base has expanded year-on-year, supported by wholesale and retail growth, while managing liquidity post-preferential allotment.
While YoY deposit growth is positive, a sequential decline in total deposits and CASA requires monitoring. The Liquidity Coverage Ratio remains robust at 152%.
The bank tactically chose not to renew certain wholesale deposits, reflecting a strategic management of its liability profile.
👥 What This Means For Shareholders
✅
Action Required
No immediate action is required from shareholders based on this provisional update.
👤
Who Is Affected
All shareholders are informed of the bank's provisional Q1 FY27 deposit and advance figures.
🔍
Management Signal
Management is providing proactive updates on key metrics following a significant corporate event, signalling transparency.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Official Q1 FY27 financial results announcement.
Management commentary on deposit growth strategy.
Update on Emira tes NBD stake acquisition completion.
MEDIUM RISK
Sequential decline in deposits and CASA, and impact of strategic deposit renewal management.
💡 Investor Takeaway
RBL Bank reported provisional Q1 FY27 figures with YoY growth in deposits (11% to Rs. 1,24,813 Crore) and advances (21% to Rs. 96,688 Crore), alongside a robust LCR of 152%.
⚖️ Strengths & Concerns
✅ Positives
- Total deposits grew 11% YoY to Rs. 1,24,813 Crore, indicating sustained customer confidence.
- Gross advances increased 21% YoY to Rs. 96,688 Crore, with strong wholesale growth of 37% YoY.
⚠️ Concerns
- Total deposits declined 10% sequentially from Rs. 1,39,018 Crore (Q4 FY26).
- CASA deposits fell 22% sequentially to Rs. 36,462 Crore, impacting the CASA ratio to 29.2%.
📅 Company Track Record
Previously, RBL Bank's government approval for Emirates NBD acquiring up to 74% stake was announced on May 15, 2026. RBI also approved Articles of Association amendments on May 7, 2026.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What were RBL Bank's total deposits for the quarter ended June 30, 2026?
RBL Bank's provisional total deposits for the quarter ended June 30, 2026, were Rs. 1,24,813 Crore, an 11% increase year-on-year.
How did RBL Bank's gross advances perform in the quarter ended June 30, 2026?
Gross advances stood at Rs. 96,688 Crore as of June 30, 2026, showing a 21% year-on-year growth.
What was the CASA ratio for RBL Bank as of June 30, 2026?
The CASA ratio for RBL Bank as of June 30, 2026, was 29.2%.
Did RBL Bank's total deposits increase or decrease quarter-on-quarter?
RBL Bank's total deposits decreased by 10% quarter-on-quarter, from Rs. 1,39,018 Crore on March 31, 2026, to Rs. 1,24,813 Crore on June 30, 2026.
Questions based on this BSE filing only. For information purposes.