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Company Filings, Explained Simply

AI-powered plain-English analysis of every important corporate announcement — financial results, order wins, dividends, mergers and more. Updated live.

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📋 Filing Types Available on ForgeUp Filings Sourced from BSE corporate announcements (equity segment). Companies covered are BSE-listed and most are also listed on NSE. We show only material filings.
Financial Results Orders Dividend Buyback Merger / Acquisition Board Meeting Outcome Fundraise (QIP / Rights / FPO) Regulatory / Court Order Credit Rating Change Promoter Pledge Update Management Change Joint Venture / MOU Delisting Bonus Shares Stock Split
Data sourced from BSE India corporate announcements. More categories will be added over time.
Punjab & Sind Bank
Punjab & Sind Bank Q2 FY27 Net Profit Rs. 41917 Lacs
RESULTS ▲ Positive Development LOW RISK
📅 Filed on BSE: 17 Oct 2026, 06:45 PM IST  ·  BSE ID: e958a6e9-21e5-4ad0-8cd4-725f5c855a57
View Original BSE Filing (PDF)
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In Simple Terms
Punjab & Sind Bank announced its second-quarter financial results for FY27, reporting a net profit of Rs. 41917 Lacs.
🤖 AI Summary
  • Punjab & Sind Bank Board approved Q2/Half Year reviewed unaudited financial results for September 30, 2026.
  • Net profit for the Quarter (Q2) ended September 30, 2026, was Rs. 41917 Lacs.
  • Total income for Q2 FY27 reported as Rs. 440827 Lacs, compared to Rs. 405909 Lacs in Q2 FY26.
  • Gross Non-Performing Assets (NPA) stood at 2.09% and Net NPA at 0.16% as of September 30, 2026.
  • Capital Adequacy Ratio (CRAR) as per Basel III was 16.55% as of September 30, 2026.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Net Profit (Q2 FY27)
Rs. 41917 Lacs
Total Income (Q2 FY27)
Rs. 440827 Lacs
Gross Non-Performing Assets (Sep 30, 2026)
2.09 %
Net Non-Performing Assets (Sep 30, 2026)
0.16 %
CRAR (Basel III) (Sep 30, 2026)
16.55 %
🏢 How This Affects the Company
📈
Business Impact
The bank reported growth in total income and sustained business segment revenues, with Retail Banking and Corporate/Wholesale Banking being key contributors.
💰
Financial Impact
Net profit for Q2 FY27 increased to Rs. 41917 Lacs. Asset quality metrics, including Gross and Net NPAs, show improvement compared to prior periods.
⚠️
Risk Impact
A decrease in Gross NPA to 2.09% and Net NPA to 0.16% indicates a reduction in credit risk compared to the previous year.
👥 What This Means For Shareholders
✅
Action Required
No action required from shareholders based on this financial results filing.
👤
Who Is Affected
All shareholders are affected by the bank's financial performance, specifically the increase in net profit and improved asset quality metrics.
🔍
Management Signal
The approval of financial results indicates management's commitment to regular disclosures and focus on financial health and asset quality improvement.

For information only. Not investment advice. ForgeUp is not SEBI-registered.

👁 Watch List — track these upcoming events
Q3 FY27 financial results – monitor sustained net profit and asset quality.
Regulatory updates – track any new directives from RBI impacting banking operations.
Business growth figures – assess advances and deposit growth in future disclosures.
LOW RISK Improved asset quality and stable capital adequacy reduce immediate financial risks.
💡 Investor Takeaway
Punjab & Sind Bank reported Q2 FY27 net profit of Rs. 41917 Lacs, an increase from Rs. 29452 Lacs in Q2 FY26. Gross NPA stood at 2.09% as of September 30, 2026, improving from 2.92% in Q2 FY26.
⚖️ Strengths & Concerns

✅ Positives

  • Net profit for Q2 FY27 grew to Rs. 41917 Lacs from Rs. 29452 Lacs in Q2 FY26.
  • Gross Non-Performing Assets (NPA) improved to 2.09% from 2.92% in Q2 FY26.

⚠️ Concerns

  • Provisions and Contingencies remained significant at Rs. 5211 Lacs in Q2 FY27, though lower than Rs. 14767 Lacs in Q2 FY26.
  • Return on Assets (Annualised) showed a slight decrease to 0.88% from 0.97% in Q2 FY26 for the half year ended September 30, 2026.
📅 Company Track Record
Punjab & Sind Bank's Q1 FY27 net profit increased 23.05% to Rs. 331 Cr (Rs. 33151 Lacs). FY26 business expanded by 14.98% to Rs. 2,63,750 Crore, with advances growing faster than deposits.

Based on publicly available historical data. For context only.

❓ Frequently Asked Questions
What was Punjab & Sind Bank's net profit in Q2 FY27?
Punjab & Sind Bank reported a net profit of Rs. 41917 Lacs for the Quarter (Q2) ended September 30, 2026.
What was Punjab & Sind Bank's total income in Q2 FY27?
The total income for Punjab & Sind Bank in Q2 FY27 was Rs. 440827 Lacs.
What were the Gross and Net NPA figures for Punjab & Sind Bank as of September 30, 2026?
As of September 30, 2026, Punjab & Sind Bank reported Gross Non-Performing Assets at 2.09% and Net Non-Performing Assets at 0.16%.
What is Punjab & Sind Bank's Capital Adequacy Ratio (CRAR) as per Basel III?
Punjab & Sind Bank's Capital Adequacy Ratio (CRAR) as per Basel III was 16.55% as of September 30, 2026.
What was Punjab & Sind Bank's operating profit in Q2 FY27?
Punjab & Sind Bank's operating profit for Q2 FY27 was Rs. 61745 Lacs.

Questions based on this BSE filing only. For information purposes.

⚠️ For Information Only — Not Investment Advice
ForgeUp Filings provides AI-generated summaries of public BSE exchange announcements (equity segment) for informational purposes only. Nothing here constitutes investment advice or a recommendation to buy, sell, or hold any security. ForgeUp is not a SEBI-registered investment advisor. All financial numbers are sourced directly from BSE filings and shown as-is. Past data is historical only. Please consult a qualified financial advisor before making investment decisions. Data sourced from BSE India public disclosures.
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