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📋 Filing Types Available on ForgeUp Filings Sourced from BSE corporate announcements (equity segment). Companies covered are BSE-listed and most are also listed on NSE. We show only material filings.
Financial Results Orders Dividend Buyback Merger / Acquisition Board Meeting Outcome Fundraise (QIP / Rights / FPO) Regulatory / Court Order Credit Rating Change Promoter Pledge Update Management Change Joint Venture / MOU Delisting Bonus Shares Stock Split
Data sourced from BSE India corporate announcements. More categories will be added over time.
PNB Housing Finance Ltd

PNB Housing Finance Q1 FY27 Net Profit Rs. 557.34 Crore; AUM Rs. 93,021 Crore

RESULTS ▲ Positive Development LOW RISK
📅 Filed on BSE: 04 Aug 2026, 08:07 PM IST  ·  BSE ID: 9b9b86df-b9eb-44cc-bed2-4d737f64dd9a
View Original BSE Filing (PDF)
💡
In Simple Terms
PNB Housing Finance announced its Q1 FY27 financial results, reporting increased profits and loan portfolio growth.
🤖 AI Summary
  • PNB Housing Finance recorded a consolidated net profit of Rs. 557.34 crore for Q1 FY27, up 4% YoY.
  • Loan Assets totaled Rs. 89,670 crore as on June 30, 2026, marking a 15% increase year-on-year.
  • Assets Under Management reached INR 93,021 crore for Q1 FY27, demonstrating 13% YoY growth.
  • Gross Non-Performing Assets (GNPA) stood at 0.95% as of June 30, 2026, remaining below 1%.
  • Disbursements were Rs. 5,882 crore in Q1 FY27, an 18% YoY growth after an accounting change impact.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Net profit after tax (Q1 FY27)
557.34 crore
4%
Loan Assets (Q1 FY27)
89,670 crore
15%
Assets Under Management (Q1 FY27)
93,021 crore
13%
Disbursement (Q1 FY27)
5,882 crore
18%
Net Interest Income (Q1 FY27)
803 crore
6%
NIM (Q1 FY27)
3.50%
-24bps
GNPA (Q1 FY27)
0.95%
-11bps
Capital Risk Adequacy Ratio (June 30, 2026)
28.26%
🏢 How This Affects the Company
📈
Business Impact
The company's loan portfolio, especially retail and affordable housing segments, continues to expand, supporting asset under management growth to INR 93,021 crore.
💰
Financial Impact
Net profit increased by 4% YoY to Rs. 557.34 crore, and Net Interest Margin moderated by 19 bps QoQ to 3.50% due to increased leverage.
⚙️
Operational Impact
Opex to ATA improved to 0.99% in Q1 FY27 from 1.08% in Q4 FY26, indicating enhanced operational efficiency. The company added 12 new branches, bringing the total to 404.
⚠️
Risk Impact
Asset quality remains stable with GNPA at 0.95%, below 1%. Capital Risk Adequacy Ratio is healthy at 28.26%, with Tier I at 27.87% as of June 30, 2026.
👥 What This Means For Shareholders
✅
Action Required
No action is required from shareholders based on this financial performance press release.
👤
Who Is Affected
All existing shareholders are affected by the company's financial performance, which includes a net profit of Rs. 557.34 crore for Q1 FY27.
🔍
Management Signal
Management indicates a focus on strengthening distribution, digital capabilities, and maintaining asset quality while driving sustainable growth.

For information only. Not investment advice. ForgeUp is not SEBI-registered.

👁 Watch List — track these upcoming events
Q2 FY27 financial results — check loan growth and asset quality trends.
Updates on digital transformation initiatives and their impact on efficiency.
Announcements regarding branch network expansion and retail loan segment focus.
LOW RISK The company reported stable asset quality with GNPA below 1% and a healthy capital adequacy ratio.
💡 Investor Takeaway
PNB Housing Finance reported Q1 FY27 consolidated net profit of Rs. 557.34 crore, up 4% YoY. Loan Assets grew 15% YoY to Rs. 89,670 crore, and AUM increased 13% YoY to INR 93,021 crore. GNPA remained under 1% at 0.95%.
⚖️ Strengths & Concerns

✅ Positives

  • Net profit after tax for Q1 FY27 grew by 4% year-on-year to Rs. 557.34 crore, indicating sustained profitability.
  • Loan Assets increased 15% year-on-year to Rs. 89,670 crore, and Assets Under Management grew 13% YoY to INR 93,021 crore.

⚠️ Concerns

  • Net Interest Margin (NIM) moderated by 19 bps quarter-on-quarter to 3.50%, attributed to increased leverage in Q1 FY27.
  • Disbursement decreased by 37% quarter-on-quarter to Rs. 5,882 crore, impacted by a change in accounting recognition.
📅 Company Track Record
PNB Housing Finance's Q1 FY27 net profit of Rs. 557.34 crore follows FY26 net profit of Rs. 2,291.24 Crore, which was up 18.35% YoY. The company declared an INR 8 final dividend for FY26. PNB Housing Finance was listed on Indian stock exchanges on November 7, 2016.

Based on publicly available historical data. For context only.

❓ Frequently Asked Questions
What was PNB Housing Finance's net profit in Q1 FY27?
PNB Housing Finance reported a consolidated net profit of Rs. 557.34 crore for the quarter ended June 30, 2026.
How did PNB Housing Finance's Loan Assets perform in Q1 FY27?
Loan Assets for PNB Housing Finance stood at Rs. 89,670 crore as on June 30, 2026, marking a 15% year-on-year growth.
What is PNB Housing Finance's Assets Under Management (AUM) in Q1 FY27?
PNB Housing Finance's Assets Under Management (AUM) for Q1 FY27 reached INR 93,021 crore, reflecting a 13% year-on-year growth.
What was the Gross Non-Performing Assets (GNPA) for PNB Housing Finance in Q1 FY27?
The Gross Non-Performing Assets (GNPA) for PNB Housing Finance was 0.95% as of June 30, 2026.
What was PNB Housing Finance's Capital Risk Adequacy Ratio in Q1 FY27?
PNB Housing Finance's Capital Risk Adequacy Ratio remained healthy at 28.26% as on June 30, 2026.

Questions based on this BSE filing only. For information purposes.

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⚠️ For Information Only — Not Investment Advice
ForgeUp Filings provides AI-generated summaries of public BSE exchange announcements (equity segment) for informational purposes only. Nothing here constitutes investment advice or a recommendation to buy, sell, or hold any security. ForgeUp is not a SEBI-registered investment advisor. All financial numbers are sourced directly from BSE filings and shown as-is. Past data is historical only. Please consult a qualified financial advisor before making investment decisions. Data sourced from BSE India public disclosures.
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