OnEMI Technology Solutions Ltd
Press release in relation to the Unaudited Financial Results for the quarter ended June 30, 2026.
RESULTS
▲ Positive Development
LOW RISK
📅 Filed on BSE: 29 Jul 2026, 09:52 PM IST · BSE ID: 00221c51-f750-474e-8101-d77ce42a1d7b
View Original BSE Filing (PDF)
💡
In Simple Terms
OnEMI Technology Solutions announced its first quarter financial results for FY27, showing strong growth in its lending business and profits.
🤖 AI Summary
- OnEMI Technology Solutions reported Q1 FY27 Profit After Tax of ₹95 Cr, an increase of 59% YoY.
- Assets Under Management (AUM) expanded 61% YoY and 13% QoQ to ₹8,001 Cr.
- Cumulative customers served by the company crossed 12.25 Mn, up 26% YoY.
- The company's IPO was completed with listing on May 8, 2026, raising ₹850 Cr fresh issue.
- Approximately ₹637 Cr of IPO proceeds were infused as fresh equity into the NBFC subsidiary, Si Creva Capital.
🔢 Key Numbers — exact figures from BSE filing, not rounded
AUM (Q1 FY27)
₹8,001 Cr
61%
Profit After Tax (PAT) (Q1 FY27)
₹95 Cr
59%
Cumulative Customers Served
12.25 Mn
26%
Diluted EPS (Q1 FY27)
₹5.9
30%
🏢 How This Affects the Company
The company's AUM growth to ₹8,001 Cr and customer base expansion to 12.25 Mn indicates strengthened market position in digital lending. The capital-light, partnership-led origination model supports continued portfolio expansion.
Profit After Tax increased to ₹95 Cr, contributing to a Net Worth of ₹2,245 Cr and strong capital ratios. The IPO proceeds infusion into the NBFC subsidiary boosts lending capacity and financial stability.
Continued focus on 100% digital personal loan sourcing and LAP through 101 branches across 8 states indicates an optimized distribution strategy. Strong asset quality metrics like 96.82% Collection Efficiency (DPD 30) reflect robust operational processes.
Improved GNPA (Stage 3) by 139 bps YoY to 2.25% and NNPA at 0.36% suggests effective credit risk management. Enhanced ECL coverage on Stage 2 assets to 80.44% provides a buffer against potential credit losses.
👥 What This Means For Shareholders
✅
Action Required
No action is required from shareholders based on this financial results press release.
👤
Who Is Affected
Shareholders of OnEMI Technology Solutions are affected by the company's financial performance, with Q1 FY27 diluted EPS at ₹5.9 compared to ₹4.5 in Q1 FY26. The Net Worth increased to ₹2,245 Cr.
🔍
Management Signal
Management emphasizes consistent underwriting and collections discipline, with a focus on capital efficiency and shareholder value creation as a newly listed entity.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Q2 FY27 results — monitor AUM growth and PAT trends.
Progress on LAP segment scale-up in upcoming quarters.
Updates on deployment of remaining IPO proceeds as per prospectus.
LOW RISK
The filing indicates strong financial performance, robust asset quality, and healthy capitalisation post-IPO.
💡 Investor Takeaway
OnEMI Technology Solutions reported Q1 FY27 Profit After Tax of ₹95 Cr, a 59% YoY increase, and Assets Under Management (AUM) of ₹8,001 Cr, up 61% YoY. The company's IPO in May 2026 raised ₹850 Cr, with ₹637 Cr infused into its NBFC subsidiary.
⚖️ Strengths & Concerns
✅ Positives
- Profit After Tax (PAT) grew 59% YoY to ₹95 Cr for Q1 FY27, indicating strong profitability.
- Assets Under Management (AUM) expanded 61% YoY to ₹8,001 Cr, reflecting significant business growth.
⚠️ Concerns
- GNPA (Stage 3) showed a modest 13 bps sequential increase to 2.25%, despite a YoY improvement.
- NNPA increased by 6 bps QoQ to 0.36%, suggesting a slight sequential rise in net non-performing assets.
📅 Company Track Record
OnEMI Technology Solutions (Kissht) was incorporated in 2016 and recently listed on NSE and BSE on May 8, 2026, following its Initial Public Offering. The company's Q4 FY26 results were approved on May 27, 2026, preceding this Q1 FY27 performance update.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What was OnEMI Technology Solutions' Profit After Tax in Q1 FY27?
OnEMI Technology Solutions reported a Profit After Tax (PAT) of ₹95 Cr for Q1 FY27, representing a 59% increase year-on-year.
What was OnEMI Technology Solutions' Assets Under Management (AUM) for Q1 FY27?
The Assets Under Management (AUM) for OnEMI Technology Solutions expanded to ₹8,001 Cr in Q1 FY27, reflecting a 61% year-on-year growth.
How many cumulative customers has OnEMI Technology Solutions served?
OnEMI Technology Solutions has served over 12.25 Mn cumulative customers as of Q1 FY27, which is a 26% increase year-on-year.
When did OnEMI Technology Solutions complete its IPO and listing?
OnEMI Technology Solutions completed its Initial Public Offering and was listed on NSE & BSE on May 8, 2026.
What was OnEMI Technology Solutions' Net Worth as of June 2026?
The Net Worth of OnEMI Technology Solutions stood at ₹2,245 Cr as of June 2026, indicating a 107% year-on-year growth.
Questions based on this BSE filing only. For information purposes.