Karur Vysya Bank Ltd has informed BSE regarding the Provisional business figures for the year ended March 31, 2026.
RESULTS
● No Immediate Change
LOW RISK
📅 Filed on BSE: 01 Apr 2026, 05:29 PM IST · BSE ID: a3b98dfd-6772-438d-b207-cb76d44ac532
View Original BSE Filing (PDF)
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In Simple Terms
Karur Vysya Bank reported its year-end business numbers—total lending and deposits grew double-digit percentages compared to last year.
🤖 AI Summary
- Total Business reached Rs. 2,14,409 Cr as of March 31, 2026, up 14.92% year-on-year
- Advances grew to Rs. 98,743 Cr, recording 16.87% YoY growth — strongest segment
- Total Deposits expanded to Rs. 1,15,666 Cr, up 13.31% year-on-year from Rs. 1,02,078 Cr
- CASA deposits increased to Rs. 31,122 Cr with 11.82% YoY growth
- Figures are provisional; subject to statutory audit completion before finalization
🔢 Key Numbers — exact figures from BSE filing, not rounded
Total Business
Rs. 2,14,409 Cr
14.92
Advances
Rs. 98,743 Cr
16.87
Total Deposits
Rs. 1,15,666 Cr
13.31
CASA Deposits
Rs. 31,122 Cr
11.82
Total Business QoQ Growth
1.31%
🏢 How This Affects the Company
Total Business of Rs. 2,14,409 Cr reflects balanced growth across lending and deposits. Advances growth of 16.87% outpaced deposit growth of 13.31%, indicating controlled loan expansion.
Balance sheet expanded with Advances at Rs. 98,743 Cr and Deposits at Rs. 1,15,666 Cr. CASA composition at Rs. 31,122 Cr (27% of deposits) shows stable low-cost funding base.
👥 What This Means For Shareholders
✅
Action Required
No immediate action required. Monitor audited results publication for final confirmation of provisional figures.
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Who Is Affected
All shareholders—results reflect aggregate balance-sheet performance. No differential impact by shareholder class.
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Management Signal
Management disclosed growth metrics early via provisional filing, signaling confidence in audit process and operational performance consistency.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Audited FY26 financial results publication—verify if provisional figures confirmed without material adjustments
Management guidance on FY27 business trajectory following audit completion and board approval
Dividend announcement linked to FY26 results—track for ex-date and payment schedule
LOW RISK
Provisional figures subject to audit. Q4 sequential slowdown (1.31%) warrants monitoring. No other material risks evident.
💡 Investor Takeaway
FY26 provisional figures show Total Business at Rs. 2,14,409 Cr (up 14.92% YoY) and Advances at Rs. 98,743 Cr (up 16.87% YoY). Deposit growth of 13.31% and CASA at Rs. 31,122 Cr indicate balanced balance-sheet growth. Figures remain provisional pending statutory audit.
⚖️ Strengths & Concerns
✅ Positives
- Advances growth of 16.87% year-on-year exceeds deposit growth, demonstrating strong credit deployment
- CASA deposits at Rs. 31,122 Cr represent 27% of total deposits, providing stable low-cost funding
⚠️ Concerns
- Quarter-on-quarter Total Business growth of only 1.31% signals slowing momentum in Q4 FY26
- CASA deposits declined 0.25% quarter-on-quarter despite 11.82% annual growth, indicating seasonal volatility