declaration of financial results for march 2026
RESULTS
◆ Monitor Closely
MEDIUM RISK
📅 Filed on BSE: 14 Apr 2026, 02:58 PM IST · BSE ID: 50041bdf-7904-4a1f-967a-38447bc930cd
View Original BSE Filing (PDF)
💡
In Simple Terms
A small Delhi finance company reported FY26 profit of Rs. 54.95 Lakhs and doubled its cash reserves, turning profitable after a prior-year loss.
🤖 AI Summary
- FY26 net profit Rs. 54.95 Lakhs versus loss Rs. 0.84 Lakhs in FY25
- Total assets Rs. 1,411.43 Lakhs as at 31 March 2026 versus Rs. 1,364.89 Lakhs in FY25
- Loans portfolio Rs. 1,183.70 Lakhs; interest income FY26 Rs. 80.45 Lakhs
- Cash and equivalents jumped to Rs. 89.49 Lakhs from Rs. 2.52 Lakhs year-on-year
- Standalone results audited by M/s G A M S & Associates LLP with unmodified opinion
🔢 Key Numbers — exact figures from BSE filing, not rounded
Net profit for FY26
Rs. 54.95 Lakhs
From loss Rs. 0.84 Lakhs in FY25
Total assets as at 31 March 2026
Rs. 1,411.43 Lakhs
3.4% increase from Rs. 1,364.89 Lakhs in FY25
Loans portfolio
Rs. 1,183.70 Lakhs
1.5% increase from Rs. 1,165.70 Lakhs in FY25
Interest income for FY26
Rs. 80.45 Lakhs
Not comparable — nil interest income in FY25
Cash and cash equivalents
Rs. 89.49 Lakhs
From Rs. 2.52 Lakhs in FY25
Total expenses for FY26
Rs. 25.5 Lakhs
26.8% increase from Rs. 20.12 Lakhs in FY25
Other equity
Rs. 309.37 Lakhs
17.4% increase from Rs. 263.41 Lakhs in FY25
EPS (Basic and Diluted) FY26
Rs. 0.05 per share
🏢 How This Affects the Company
Company operates in a single business segment with loan portfolio of Rs. 1,183.70 Lakhs generating interest income of Rs. 80.45 Lakhs in FY26. Core lending business is active.
Net profit swing from loss Rs. 0.84 Lakhs (FY25) to profit Rs. 54.95 Lakhs (FY26). Total assets grew to Rs. 1,411.43 Lakhs. Cash reserves surged to Rs. 89.49 Lakhs from Rs. 2.52 Lakhs, indicating strong liquidity generation.
Employee benefits expenses increased to Rs. 3.96 Lakhs in FY26 from Rs. 4.37 Lakhs in FY25. Other expenses rose to Rs. 21.54 Lakhs from Rs. 15.75 Lakhs.
Asset quality and loan recovery mechanisms not detailed in P&L or balance sheet. Total financial liabilities remain minimal at Rs. 8.1 Lakhs.
👥 What This Means For Shareholders
✅
Action Required
No action required. Results are audited and disclosed under Regulation 33 LODR. No dividend announced in this filing.
👤
Who Is Affected
All equity shareholders holding 109,400,000 shares of face value Re. 10 each. Other equity increased to Rs. 309.37 Lakhs from Rs. 263.41 Lakhs, benefiting all shareholders pro-rata.
🔍
Management Signal
Board approval of audited results and continuation of lending operations indicates management confidence in operational recovery and asset quality.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Q1 FY27 results filing (due by August 2026) — confirm if quarterly profitability sustained
Half-yearly balance sheet update (by September 2026) — track loans portfolio growth and asset quality metrics
Annual dividend declaration (if any) at next Board meeting — check equity distribution policy
MEDIUM RISK
No historical track record disclosed in filing. Single business segment. Loan portfolio concentration and asset quality not detailed. Q4 FY26 posted loss.
💡 Investor Takeaway
Kapil Raj Finance posted FY26 net profit of Rs. 54.95 Lakhs versus prior-year loss of Rs. 0.84 Lakhs. Loans portfolio stands at Rs. 1,183.70 Lakhs. Cash reserves jumped to Rs. 89.49 Lakhs. Unaudited results show profitability but Q4 quarter closed with loss.
⚖️ Strengths & Concerns
✅ Positives
- Profitability turnaround: FY26 profit Rs. 54.95 Lakhs versus FY25 loss Rs. 0.84 Lakhs demonstrates operational recovery.
- Strong liquidity position: cash reserves surged to Rs. 89.49 Lakhs from Rs. 2.52 Lakhs, up 3,452% in absolute terms.
⚠️ Concerns
- Q4 FY26 standalone quarter posted loss Rs. 7.26 Lakhs, indicating weak sequential profitability in final quarter.
- Other expenses rose 36.8% to Rs. 21.54 Lakhs in FY26 from Rs. 15.75 Lakhs, suggesting cost pressures.
📅 Company Track Record
No previous filings available in system. Company incorporated 1985 (CIN L65929DL1985PLC022788) but limited public disclosure history. FY25 was loss-making; FY26 shows profitability recovery with zero interest income in FY25.
Based on publicly available historical data. For context only.