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Company Filings, Explained Simply

AI-powered plain-English analysis of every important corporate announcement — financial results, order wins, dividends, mergers and more. Updated live.

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📋 Filing Types Available on ForgeUp Filings Sourced from BSE corporate announcements (equity segment). Companies covered are BSE-listed and most are also listed on NSE. We show only material filings.
Financial Results Orders Dividend Buyback Merger / Acquisition Board Meeting Outcome Fundraise (QIP / Rights / FPO) Regulatory / Court Order Credit Rating Change Promoter Pledge Update Management Change Joint Venture / MOU Delisting Bonus Shares Stock Split
Data sourced from BSE India corporate announcements. More categories will be added over time.
Indusind Bank Ltd

IndusInd Bank Q2FY27 Results: Net Profit Rs 1,242 cr, Advances up 11% YoY

RESULTS ▲ Positive Development LOW RISK
📅 Filed on BSE: 23 Oct 2026, 04:10 PM IST  ·  BSE ID: b0f473a5-367a-4008-a192-82f79e136233
View Original BSE Filing (PDF)
💡
In Simple Terms
IndusInd Bank announced its financial results, showing improved profits and growth in both loans and customer deposits.
🤖 AI Summary
  • IndusInd Bank recorded a Net Profit of ₹ 1,242crs for Q2 FY27, a turnaround from a loss of ₹ (437)crs in Q2 FY26.
  • Advances grew by 11% YoY to ₹ 3,63,104crs in Q2 FY27, with Deposits increasing 10% YoY to ₹ 4,28,832crs.
  • Operating Profit for Q2 FY27 was ₹ 2,874crs, marking a 40% YoY increase from ₹ 2047crs in Q2 FY26.
  • Gross Non-Performing Assets (GNPA) stood at 2.73% for Q2 FY27, down from 3.25% QoQ.
  • Net Interest Income (NII) for Q2 FY27 was ₹ 4,569crs, a 4% YoY increase from ₹ 4,409crs in Q2 FY26.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Net Profit
₹ 1,242crs
NM
Advances
₹ 3,63,104crs
11%
Deposits
₹ 4,28,832crs
10%
Operating Profit
₹ 2,874crs
40%
Gross Non-Performing Assets (GNPA)
2.73%
(51)bps
Net Interest Income (NII)
₹ 4,569crs
4%
Return on Assets (RoA)
0.87%
41bps
Return on Equity (RoE)
7.37%
367bps
🏢 How This Affects the Company
📈
Business Impact
The bank demonstrated business momentum with average total deposits increasing by 7% QoQ and average total loans by 9% QoQ, indicating expansion across segments.
💰
Financial Impact
Net Profit reached ₹ 1,242crs, a significant positive shift from a loss, supported by a 40% YoY rise in Operating Profit to ₹ 2,874crs and a 54% YoY decrease in Provisions & Contingencies to ₹ 1,223crs.
⚙️
Operational Impact
The moderation in stress pools, with GNPAs at 2.73% and NNPAs at 0.83%, reflects improved asset quality management and risk control processes.
⚠️
Risk Impact
A reduction in Gross Non-Performing Assets (GNPA) to 2.73% and Net Non-Performing Assets (NNPA) to 0.83% indicates a decrease in credit risk exposure.
👥 What This Means For Shareholders
✅
Action Required
No immediate action is required by shareholders based on this financial results filing.
👤
Who Is Affected
All shareholders are affected by the bank's financial performance, with the Net Profit of ₹ 1,242crs and an annualised EPS of ₹ 63.8 for Q2 FY27 indicating improved profitability.
🔍
Management Signal
Management's focus appears to be on business growth across segments, asset quality improvement, and profitability, as indicated by the reported metrics.

For information only. Not investment advice. ForgeUp is not SEBI-registered.

👁 Watch List — track these upcoming events
Q3 FY27 financial results — check sustained growth in advances and deposits
Net Interest Margin (NIM) trend — monitor for recovery after Q2 FY27 decline
Asset quality metrics — observe continued moderation in GNPAs and NNPAs
LOW RISK Improved asset quality metrics and strong profit recovery indicate reduced financial risk.
💡 Investor Takeaway
IndusInd Bank reported Q2 FY27 Net Profit of ₹ 1,242crs, a turnaround from a ₹ (437)crs loss in Q2 FY26. Advances grew 11% YoY to ₹ 3,63,104crs and Deposits 10% YoY to ₹ 4,28,832crs, while GNPA decreased to 2.73%.
⚖️ Strengths & Concerns

✅ Positives

  • Net Profit turned positive to ₹ 1,242crs in Q2 FY27, compared to a loss of ₹ (437)crs in the prior year period.
  • Advances increased 11% YoY to ₹ 3,63,104crs, and Deposits grew 10% YoY to ₹ 4,28,832crs, indicating business growth.

⚠️ Concerns

  • Net Interest Income (NII) decreased 2% QoQ to ₹ 4,569crs, reflecting a decline in Net Interest Margin (NIM) to 3.23% from 3.57% QoQ.
  • Cash and Balances with RBI significantly declined by 29% YoY to ₹ 18,073crs and 46% QoQ from ₹ 33,766crs.
❓ Frequently Asked Questions
What was IndusInd Bank's Net Profit for Q2 FY27?
IndusInd Bank reported a Net Profit of ₹ 1,242crs for the quarter ended September 30, 2026, compared to a loss of ₹ (437)crs in Q2 FY26.
How much did IndusInd Bank's Advances grow in Q2 FY27?
Advances for IndusInd Bank increased by 11% YoY to ₹ 3,63,104crs in Q2 FY27.
What were the Deposits of IndusInd Bank in Q2 FY27?
IndusInd Bank's Deposits stood at ₹ 4,28,832crs in Q2 FY27, marking a 10% YoY increase.
What was the Gross NPA of IndusInd Bank in Q2 FY27?
The Gross Non-Performing Assets (GNPA) for IndusInd Bank was 2.73% in Q2 FY27, down from 3.25% in Q1 FY27.
What is the Net Interest Income (NII) reported by IndusInd Bank for Q2 FY27?
IndusInd Bank reported a Net Interest Income (NII) of ₹ 4,569crs for Q2 FY27, a 4% YoY increase from ₹ 4,409crs in Q2 FY26.

Questions based on this BSE filing only. For information purposes.

⚠️ For Information Only — Not Investment Advice
ForgeUp Filings provides AI-generated summaries of public BSE exchange announcements (equity segment) for informational purposes only. Nothing here constitutes investment advice or a recommendation to buy, sell, or hold any security. ForgeUp is not a SEBI-registered investment advisor. All financial numbers are sourced directly from BSE filings and shown as-is. Past data is historical only. Please consult a qualified financial advisor before making investment decisions. Data sourced from BSE India public disclosures.
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