Indostar Capital Finance Ltd
Press Release to be Issued by the company in connection with the unaudited Standalone and Consolidated Financial Results for the quarter ended June 30, 2026
RESULTS
▲ Positive Development
MEDIUM RISK
📅 Filed on BSE: 29 Jul 2026, 08:16 PM IST · BSE ID: 6b3a0639-a1bd-48d3-b482-efab7ac553f8
View Original BSE Filing (PDF)
💡
In Simple Terms
Indostar Capital Finance reported higher loan disbursements and increased assets, with improved interest income for Q1 FY27.
🤖 AI Summary
- Indostar Capital Finance's Q1 FY27 disbursements were INR 1,235 crore, a 44% increase over Q1 FY26.
- Asset Under Management (AUM) reached INR 8,244 crore as of June 30, 2026, marking a 6% growth over Q1 FY26.
- Net Interest Income for Q1 FY27 stood at INR 219 crore, up 39% year-on-year.
- Pre-provision operating profit was INR 93 crore, and Profit after Tax amounted to INR 11 crore.
- Weighted average cost of funds declined to 9.9% in Q1 FY27 from 10.7% in Q1 FY26, an 80 basis points improvement.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Disbursements
INR 1,235 crore
44%
Net Interest Income
INR 219 crore
38.9%
Pre-provision operating profit
INR 92.9 crore
391.5%
Profit/(loss) after tax
INR 11.5 crore
535.4
Weighted average cost of funds
9.9%
Gross Stage 3 assets
4.84%
🏢 How This Affects the Company
The 44% growth in disbursements to INR 1,235 crore and a 6% increase in AUM to INR 8,244 crore indicates an expansion in the company's lending activities and portfolio size.
Net Interest Income increased by 39% YoY to INR 219 crore, supported by a reduction in the weighted average cost of funds to 9.9% from 10.7%. Profit after Tax was INR 11 crore for the quarter.
The company expanded its branch network to 468 branches across 24 states and union territories, adding 14 branches during the quarter. Micro LAP network expanded from 108 to 125 branches.
Gross Stage 3 assets stood at 4.84% and Net Stage 3 assets at 2.48% as of June 30, 2026.
👥 What This Means For Shareholders
✅
Action Required
No action is required from shareholders based on this financial results announcement.
👤
Who Is Affected
All shareholders are affected by the company's financial performance, which showed a 44% YoY increase in Q1 FY27 disbursements to INR 1,235 crore.
🔍
Management Signal
Management is focused on scaling the retail loan portfolio through branch expansion and digital transformation, while strengthening credit risk frameworks.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Q2 FY27 results — monitor continued growth in disbursements and AUM.
Updates on asset quality — track trends in Gross and Net Stage 3 assets.
Further branch expansion details — observe impact on operational costs and reach.
MEDIUM RISK
While growth is strong, the proportion of Gross Stage 3 assets at 4.84% needs monitoring.
💡 Investor Takeaway
Indostar Capital Finance reported Q1 FY27 disbursements of INR 1,235 crore, up 44% YoY. Net Interest Income increased 39% YoY to INR 219 crore, while Profit after Tax was INR 11 crore. AUM grew to INR 8,244 crore.
⚖️ Strengths & Concerns
✅ Positives
- Disbursements grew by 44% year-on-year to INR 1,235 crore in Q1 FY27, indicating strong loan book expansion.
- Net Interest Income increased 39% YoY to INR 219 crore, supported by an 80 basis points reduction in cost of funds.
⚠️ Concerns
- Pre-provision operating profit remained stable at INR 93 crore compared to Q4 FY26, showing -0.4% QoQ change.
- Gross Stage 3 assets stood at 4.84% and Net Stage 3 assets at 2.48% as of June 30, 2026, indicating a portion of assets in higher risk categories.
📅 Company Track Record
In Q4 FY26, Indostar reported Pre-provision operating profit up 51% YoY to ₹93 crore, with disbursements growing 21% YoY to ₹1,306 crore. Q1 FY27 PPOP is stable at ₹93 crore QoQ, while disbursements growth accelerated to 44% YoY.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What were Indostar Capital Finance's disbursements for Q1 FY27?
Indostar Capital Finance reported disbursements of INR 1,235 crore for Q1 FY27, representing a 44% growth over Q1 FY26.
What was the Asset Under Management (AUM) for Indostar Capital Finance as of June 30, 2026?
The Asset Under Management (AUM) for Indostar Capital Finance stood at INR 8,244 crore as of June 30, 2026, which is a 6% growth over Q1 FY26.
What was Indostar Capital Finance's Net Interest Income for Q1 FY27?
Indostar Capital Finance's Net Interest Income for Q1 FY27 was INR 219 crore, indicating a 39% increase year-on-year.
What was the Profit after Tax (PAT) for Indostar Capital Finance in Q1 FY27?
The Profit after Tax (PAT) for Indostar Capital Finance in Q1 FY27 stood at INR 11 crore.
What was the weighted average cost of funds for Indostar Capital Finance in Q1 FY27?
The weighted average cost of funds for Indostar Capital Finance declined to 9.9% in Q1 FY27 from 10.7% in Q1 FY26, an improvement of 80 basis points.
Questions based on this BSE filing only. For information purposes.