Indian Railway Finance Corporation Ltd
IRFC Q2 FY27 Results: Profit Rs. 1,958.48 Crore, Interim Dividend Rs. 1.00/Share
RESULTS
▲ Positive Development
LOW RISK
📅 Filed on BSE: 15 Oct 2026, 03:48 PM IST · BSE ID: 379e26a2-2834-46af-8adf-7cc7515d9464
View Original BSE Filing (PDF)
💡
In Simple Terms
The railway financing company reported higher profits for the quarter and announced a Rs. 1.00 per share interim dividend.
🤖 AI Summary
- Indian Railway Finance Corporation (IRFC) reported Profit for the period of Rs. 1,958.48 Crore for Q2 FY27.
- Profit for the period increased by 10.22% to Rs. 1,958.48 Crore for the quarter ended September 30, 2026, compared to Rs. 1,776.98 Crore in Q2 FY26.
- The Board of Directors declared an interim dividend of Rs. 1.00 per equity share for FY 2026-27.
- The record date for the interim dividend is set for Friday, October 23, 2026.
- The Board also approved the Policy for Transition to the NBFC Upper Layer Regulatory Framework.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Profit for the period (Q2 FY27)
Rs. 1,958.48 Crore
10.22%
Revenue from Operations (Q2 FY27)
Rs. 7,866.41 Crore
23.44%
Interim Dividend per share (FY27)
Rs. 1.00
Total Assets (As at Sep 30, 2026)
Rs. 527,976.59 Crore
4.35%
Interest Income (Q2 FY27)
Rs. 717.88 Crore
-37.38%
Lease Income (Q2 FY27)
Rs. 7,148.53 Crore
86.19%
🏢 How This Affects the Company
Revenue from operations, comprising Interest Income and Lease Income, totaled Rs. 7,866.41 Crore for Q2 FY27, indicating continued core operational activity.
The company's Profit for the period increased to Rs. 1,958.48 Crore for Q2 FY27. Total Assets stood at Rs. 527,976.59 Crore as of September 30, 2026.
The approval of the NBFC Upper Layer Regulatory Framework policy indicates adaptation to evolving financial sector regulations, potentially impacting future operational compliance.
👥 What This Means For Shareholders
✅
Action Required
Shareholders must ensure their bank account details are updated with their Depository Participant or the Company/RTA by October 23, 2026, for dividend payment.
👤
Who Is Affected
Shareholders whose names appear as beneficial owners or members by the close of business hours on Friday, October 23, 2026, are eligible for the Rs. 1.00 per equity share interim dividend.
🔍
Management Signal
The declaration of an interim dividend and approval of the NBFC Upper Layer Regulatory Framework policy indicates management's commitment to shareholder returns and regulatory compliance.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Payment of interim dividend — ensure credit within 30 days from October 15, 2026.
Q3 FY27 results — monitor Interest Income and Lease Income trends.
Further updates on NBFC Upper Layer Regulatory Framework implementation.
LOW RISK
The company maintains steady profit growth and shareholder returns.
💡 Investor Takeaway
IRFC reported a Profit for the period of Rs. 1,958.48 Crore for Q2 FY27, a 10.22% increase from Rs. 1,776.98 Crore in Q2 FY26. An interim dividend of Rs. 1.00 per equity share was declared, with the record date on October 23, 2026.
⚖️ Strengths & Concerns
✅ Positives
- Profit for the period increased by 10.22% YoY to Rs. 1,958.48 Crore for Q2 FY27 from Rs. 1,776.98 Crore.
- Interim dividend of Rs. 1.00 per equity share declared for FY2026-27, demonstrating capital return to shareholders.
⚠️ Concerns
- Interest Income declined 37.38% YoY to Rs. 717.88 Crore in Q2 FY27 from Rs. 1,147.56 Crore in Q2 FY26.
- Other financial assets decreased to Rs. 81,658.87 Crore as of September 30, 2026, from Rs. 234,743.96 Crore YoY.
📅 Company Track Record
IRFC reported a Net Profit of Rs. 7,009.17 Crore for FY26, which was a 7.79% YoY growth. This follows prior filings indicating consistent financial results and shareholder returns.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What was Indian Railway Finance Corporation's Profit for the period in Q2 FY27?
Indian Railway Finance Corporation reported a Profit for the period of Rs. 1,958.48 Crore for the quarter ended September 30, 2026.
What interim dividend did IRFC declare for FY2026-27?
IRFC declared an interim dividend of Rs. 1.00 per equity share of Rs. 10/- each for the financial year 2026-27.
What is the record date for IRFC's interim dividend?
The record date for determining eligibility of shareholders for the interim dividend is Friday, October 23, 2026.
How did IRFC's Revenue from Operations change in Q2 FY27?
IRFC's Total Revenue from Operations was Rs. 7,866.41 Crore in Q2 FY27, up from Rs. 6,371.89 Crore in Q2 FY26.
What was the year-over-year change in IRFC's Profit for the period in Q2 FY27?
IRFC's Profit for the period increased by 10.22% to Rs. 1,958.48 Crore in Q2 FY27, compared to Rs. 1,776.98 Crore in Q2 FY26.
Questions based on this BSE filing only. For information purposes.