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Company Filings, Explained Simply

AI-powered plain-English analysis of every important corporate announcement — financial results, order wins, dividends, mergers and more. Updated live.

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📋 Filing Types Available on ForgeUp Filings Sourced from BSE corporate announcements (equity segment). Companies covered are BSE-listed and most are also listed on NSE. We show only material filings.
Financial Results Orders Dividend Buyback Merger / Acquisition Board Meeting Outcome Fundraise (QIP / Rights / FPO) Regulatory / Court Order Credit Rating Change Promoter Pledge Update Management Change Joint Venture / MOU Delisting Bonus Shares Stock Split
Data sourced from BSE India corporate announcements. More categories will be added over time.
IDFC First Bank Ltd

IDFC First Bank Q2 FY27 Net Profit Rs. 1,04,460 lakhs, Gross NPA at 1.32%

RESULTS ▲ Positive Development LOW RISK
📅 Filed on BSE: 24 Oct 2026, 05:01 PM IST  ·  BSE ID: d4813411-1568-4c10-8d26-4d32d5beba37
View Original BSE Filing (PDF)
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In Simple Terms
IDFC First Bank announced its latest quarterly financial results, showing an increase in profit and improved asset quality.
🤖 AI Summary
  • IDFC First Bank's Net Profit for Q2 FY27 was Rs. 1,04,460 lakhs, up from Rs. 35,231 lakhs YoY.
  • Gross Non-Performing Assets (NPAs) decreased to 1.32% as of September 30, 2026, from 1.86% YoY.
  • Interest Earned for Q2 FY27 rose to Rs. 11,92,175 lakhs, compared to Rs. 9,93,689 lakhs in Q2 FY26.
  • Capital Adequacy Ratio (Basel III) stood at 14.67% for the quarter ended September 30, 2026.
  • Basic Earnings per Share (EPS) for Q2 FY27 was Rs. 1.21, compared to Rs. 0.36 in Q2 FY26.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Net Profit/ (Loss) from Ordinary Activities after tax (Q2 FY27)
1,04,460 lakhs
Net Profit/ (Loss) from Ordinary Activities after tax (Q2 FY26)
35,231 lakhs
Interest Earned (Q2 FY27)
11,92,175 lakhs
Interest Earned (Q2 FY26)
9,93,689 lakhs
% of gross NPAs to gross advances (Q2 FY27)
1.32%
% of gross NPAs to gross advances (Q2 FY26)
1.86%
% of net NPAs to net advances (Q2 FY27)
0.40%
% of net NPAs to net advances (Q2 FY26)
0.52%
Capital adequacy ratio (Basel III) (Q2 FY27)
14.67%
Basic Earnings per share (Q2 FY27)
1.21
Basic Earnings per share (Q2 FY26)
0.36
🏢 How This Affects the Company
📈
Business Impact
The increase in Net Profit and Interest Earned reflects growth in the bank's core lending activities and overall business expansion. Reduced NPA ratios indicate improved loan book quality.
💰
Financial Impact
The bank recorded a Net Profit of Rs. 1,04,460 lakhs for the quarter, impacting its earnings positively. Gross NPAs decreased to 1.32% and Net NPAs to 0.40%, strengthening asset quality metrics.
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Risk Impact
The decline in Gross and Net NPA ratios suggests a reduction in credit risk associated with the bank's loan portfolio, contributing to improved financial stability.
👥 What This Means For Shareholders
✅
Action Required
No immediate action is required from shareholders based on this financial results filing.
👤
Who Is Affected
All shareholders are affected by the company's financial performance, with the Net Profit rising to Rs. 1,04,460 lakhs and EPS at Rs. 1.21 for Q2 FY27.
🔍
Management Signal
The financial results signal management's focus on profitability and asset quality improvement, reflected in increased net profit and reduced NPA ratios.

For information only. Not investment advice. ForgeUp is not SEBI-registered.

👁 Watch List — track these upcoming events
Q3 FY27 financial results — review sustained profit growth and asset quality.
RBI regulatory updates — monitor any changes impacting banking operations.
Investor presentation post Q3 FY27 results — look for management commentary.
LOW RISK The financial results show improving asset quality and sustained profitability.
💡 Investor Takeaway
IDFC First Bank reported a Net Profit of Rs. 1,04,460 lakhs for Q2 FY27, a significant increase from Rs. 35,231 lakhs in Q2 FY26. Gross NPAs decreased to 1.32% from 1.86% year-over-year, indicating improving asset quality. Interest Earned grew to Rs. 11,92,175 lakhs.
⚖️ Strengths & Concerns

✅ Positives

  • Net Profit significantly increased to Rs. 1,04,460 lakhs in Q2 FY27, compared to Rs. 35,231 lakhs in Q2 FY26.
  • Asset quality improved with Gross NPAs reducing to 1.32% and Net NPAs to 0.40% as of September 30, 2026.
📅 Company Track Record
IDFC First Bank's Q1 FY27 net profit grew 132.4% YoY to Rs. 1,075 crore (Rs. 1,07,496 lakhs), with Gross NPA at 1.51%. Provisional Loans & Advances for Q1 FY27 were ₹3,05,488 Crore, up 20.6% YoY, showing consistent growth in core business metrics.

Based on publicly available historical data. For context only.

❓ Frequently Asked Questions
What was IDFC First Bank's Net Profit in Q2 FY27?
IDFC First Bank reported a Net Profit of Rs. 1,04,460 lakhs for the quarter ended September 30, 2026, compared to Rs. 35,231 lakhs in the same period last year.
What were IDFC First Bank's Gross and Net NPA ratios in Q2 FY27?
As of September 30, 2026, IDFC First Bank's Gross NPAs were 1.32% of gross advances, and Net NPAs were 0.40% of net advances.
What was IDFC First Bank's Interest Earned in Q2 FY27?
IDFC First Bank's Interest Earned for Q2 FY27 was Rs. 11,92,175 lakhs, an increase from Rs. 9,93,689 lakhs in Q2 FY26.
What is IDFC First Bank's Capital Adequacy Ratio (Basel III) as of September 30, 2026?
The Capital Adequacy Ratio (Basel III) for IDFC First Bank was 14.67% as of September 30, 2026.

Questions based on this BSE filing only. For information purposes.

⚠️ For Information Only — Not Investment Advice
ForgeUp Filings provides AI-generated summaries of public BSE exchange announcements (equity segment) for informational purposes only. Nothing here constitutes investment advice or a recommendation to buy, sell, or hold any security. ForgeUp is not a SEBI-registered investment advisor. All financial numbers are sourced directly from BSE filings and shown as-is. Past data is historical only. Please consult a qualified financial advisor before making investment decisions. Data sourced from BSE India public disclosures.
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