Attached herewith the Press Release regarding a Press Release dated July 18, 2026 titled " IDBI Bank Limited- Financial Results for Q1 of FY 2027-27".
Kindly Acknowledge.
RESULTS
▲ Positive Development
LOW RISK
📅 Filed on BSE: 18 Jul 2026, 03:31 PM IST · BSE ID: b4a135e1-228e-48b7-ac25-56307aaf4711
View Original BSE Filing (PDF)
💡
In Simple Terms
IDBI Bank's profit grew by 5% in the first quarter of fiscal year 2027, with improved loan quality.
🤖 AI Summary
- IDBI Bank reported a net profit of ₹2,115 Crore for Q1 FY27, registering a 5% YoY growth.
- Net Interest Income (NII) stood at ₹3,486 Cr, demonstrating a 10% YoY growth.
- Total business reached ₹5,84,725 Cr, reflecting a 15% YoY increase.
- Gross NPA improved to 2.30% (a YoY reduction of 63 bps), and Net NPA was 0.16% (a YoY reduction of 5 bps).
🔢 Key Numbers — exact figures from BSE filing, not rounded
Net Profit
₹2,115 Crore
5%
Net Interest Income (NII)
₹3,486 Cr
10%
Total business
₹5,84,725 Cr
15%
Total Deposits
₹3,25,757 Cr
10%
Net Advances
₹2,58,968 Crore
22%
🏢 How This Affects the Company
The bank experienced a 15% YoY growth in total business to ₹5,84,725 Cr and a 22% YoY increase in Net Advances to ₹2,58,968 Crore, indicating expansion in its lending activities.
Net Profit increased by 5% YoY to ₹2,115 Crore, supported by a 10% YoY rise in Net Interest Income to ₹3,486 Cr. Cost of Deposit and Cost of Funds both reduced YoY.
The bank's focus on asset quality improvement is evident with Gross NPA decreasing by 63 bps YoY to 2.30% and Net NPA by 5 bps YoY to 0.16%.
The continued reduction in Gross and Net Non-Performing Assets and a Provision Coverage Ratio of 99.31% suggest a decreased credit risk profile for the bank.
👥 What This Means For Shareholders
✅
Action Required
No action is required from shareholders based on this financial results disclosure.
👤
Who Is Affected
All shareholders are affected by the bank's financial performance, specifically the 5% YoY increase in net profit to ₹2,115 Crore, contributing to the bank's overall value.
🔍
Management Signal
The management's focus appears to be on improving asset quality, expanding advances, and enhancing overall profitability, as reflected in the Q1 FY27 results.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Q2 FY27 financial results — check for sustained profit and NII growth.
Further updates on business growth and asset quality trends.
Board meeting outcomes for any future strategic initiatives.
LOW RISK
The filing indicates improving asset quality and stable capital adequacy, suggesting a low immediate risk.
💡 Investor Takeaway
IDBI Bank reported a Net Profit of ₹2,115 Crore for Q1 FY27, a 5% YoY increase from ₹2,007 Crore in Q1 FY26. Net Advances grew by 22% YoY to ₹2,58,968 Crore, while Gross NPA ratio improved to 2.30%.
⚖️ Strengths & Concerns
✅ Positives
- Net Profit surged to ₹2,115 Crore for Q1 FY27, recording a 5% YoY growth from ₹2,007 Crore in Q1 FY26.
- Gross NPA ratio improved significantly to 2.30% as on June 30, 2026, a reduction of 63 bps YoY.
📅 Company Track Record
In Q1 FY27, IDBI Bank's standalone net profit increased to ₹2,115.18 Crore. This follows FY26, where net profit was nearly flat at ₹7,513.36 Crore, despite revenue growth of +5.66%, due to a 15% surge in operating costs.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What was IDBI Bank's net profit in Q1 FY27?
IDBI Bank reported a net profit of ₹2,115 Crore for Q1 FY27, compared to ₹2,007 Crore in Q1 FY26.
How did IDBI Bank's Net Interest Income perform in Q1 FY27?
Net Interest Income (NII) for IDBI Bank stood at ₹3,486 Cr in Q1 FY27, marking a 10% YoY growth from ₹3,166 Crore in Q1 FY26.
What were IDBI Bank's Gross and Net NPA ratios as of June 30, 2026?
As of June 30, 2026, IDBI Bank's Gross NPA ratio improved to 2.30%, and Net NPA ratio stood at 0.16%.
What was the total business of IDBI Bank for Q1 FY27?
IDBI Bank's total business stood at ₹5,84,725 Cr as of June 30, 2026, representing a 15% YoY growth.
Questions based on this BSE filing only. For information purposes.