Attached herewith the Un-audited Financial Results of the Bank for the quarter ended June 30, 2026 and Limited Review Report submitted by the Statutory Auditors.
Kindly Acknowledge.
RESULTS
▲ Positive Development
LOW RISK
📅 Filed on BSE: 18 Jul 2026, 03:16 PM IST · BSE ID: 37885600-da7b-4689-96e8-1e89dceea66c
View Original BSE Filing (PDF)
💡
In Simple Terms
IDBI Bank announced its financial results for the latest quarter, reporting a net profit of Rs. 2,115.18 Crore.
🤖 AI Summary
- IDBI Bank reported unaudited standalone net profit of Rs. 2,115.18 Crore for the quarter ended June 30, 2026.
- Interest earned for Q1 FY27 was Rs. 7,541.44 Crore; total income reached Rs. 8,573.02 Crore.
- Gross Non-Performing Assets (NPAs) stood at Rs. 6,089.65 Crore, 2.30% of gross advances.
- Net NPAs were Rs. 435.50 Crore, representing 0.16% of net advances for the quarter.
- Basic Earnings Per Share (EPS) for Q1 FY27 was Rs. 1.97, not annualised.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Net Profit from Ordinary Activities after tax
2,115.18 Crore
5.37%
Interest earned
7,541.44 Crore
7.41%
Total Income
8,573.02 Crore
1.36%
Gross NPAs to Gross Advances
2.30 %
Net NPAs to Net Advances
0.16 %
🏢 How This Affects the Company
The bank's total income increased to Rs. 8,573.02 Crore, driven by higher interest earned, indicating growth in its core lending activities and other income streams.
Net profit for the quarter was Rs. 2,115.18 Crore. Gross NPAs at 2.30% and Net NPAs at 0.16% reflect asset quality metrics for the period.
Operating expenses were Rs. 2,349.93 Crore, suggesting ongoing expenditure levels to support banking operations and branch network.
Net NPA ratio of 0.16% indicates contained credit risk and effective management of non-performing assets for the quarter.
👥 What This Means For Shareholders
✅
Action Required
No action is required from shareholders based on this financial results filing.
👤
Who Is Affected
Shareholders are affected by the bank's financial performance, specifically the reported net profit of Rs. 2,115.18 Crore for the quarter ended June 30, 2026.
🔍
Management Signal
The Board of Directors has taken on record the unaudited financial results, signaling transparency and adherence to regulatory reporting standards.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Q2 FY27 results — monitor net profit and interest earned trends.
Credit growth figures — check for sustained advances expansion.
Asset quality — observe Gross and Net NPA movements in subsequent quarters.
LOW RISK
The bank reported stable asset quality with low Net NPAs and improved net profit for the quarter.
💡 Investor Takeaway
IDBI Bank's unaudited standalone net profit for Q1 FY27 stood at Rs. 2,115.18 Crore, an increase from Rs. 2,007.36 Crore in Q1 FY26. Total income was Rs. 8,573.02 Crore, with Gross NPAs at 2.30% of gross advances.
⚖️ Strengths & Concerns
✅ Positives
- Net profit from ordinary activities after tax increased to Rs. 2,115.18 Crore in Q1 FY27 from Rs. 2,007.36 Crore in Q1 FY26.
- Net NPA ratio remained low at 0.16% for Q1 FY27, indicating strong asset quality management.
- Total Income increased to Rs. 8,573.02 Crore in Q1 FY27 from Rs. 8,458.02 Crore in Q1 FY26
⚠️ Concerns
- Profit before Provisions & Contingencies decreased to Rs. 2,167.81 Crore in Q1 FY27 from Rs. 2,354.04 Crore in Q1 FY26.
- Interest earned slightly decreased to Rs. 7,541.44 Crore in Q1 FY27 from Rs. 7,798.47 Crore in Q4 FY26.
📅 Company Track Record
IDBI Bank's FY26 net profit was Rs. 7,513.36 Crore, with revenue growth of +5.66%, offset by operating cost surge of +15%. This Q1 FY27 filing provides the initial performance metrics for the new financial year.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What was IDBI Bank's standalone net profit for Q1 FY27?
IDBI Bank reported an unaudited standalone net profit of Rs. 2,115.18 Crore for the quarter ended June 30, 2026.
What was IDBI Bank's interest earned in Q1 FY27?
The bank's interest earned for the quarter ended June 30, 2026, was Rs. 7,541.44 Crore.
What were IDBI Bank's Gross and Net NPA ratios in Q1 FY27?
IDBI Bank's Gross NPAs were 2.30% of Gross Advances (Rs. 6,089.65 Crore) and Net NPAs were 0.16% of Net Advances (Rs. 435.50 Crore) for Q1 FY27.
What was the Basic Earnings Per Share (EPS) for IDBI Bank in Q1 FY27?
The Basic Earnings Per Share (EPS) for IDBI Bank for the quarter ended June 30, 2026, was Rs. 1.97, not annualised.
Questions based on this BSE filing only. For information purposes.