ICICI Prudential Life Insurance Company Ltd
ICICI Prudential Life Q2 FY27 PAT at 37,422 fin Lakhs
RESULTS
▲ Positive Development
LOW RISK
📅 Filed on BSE: 13 Oct 2026, 01:30 PM IST · BSE ID: fc3e5ec7-a355-441a-8a46-9a0dc0ee1c75
View Original BSE Filing (PDF)
💡
In Simple Terms
The company announced its latest financial results, showing higher profits and premium income compared to last year.
🤖 AI Summary
- ICICI Life Insurance reported standalone unaudited Profit After Tax of 37,422 fin Lakhs for Q2 FY27.
- Q2 FY27 Net Premium Income reached 1,380,390 fin Lakhs, reflecting a 16.6% increase YoY.
- Gross First Year Premium for Q2 FY27 stood at 214,570 fin Lakhs, up 8.6% year-over-year.
- Mr. Sidharatha Mishra appointed as an Additional Director, ceasing Senior Management Personnel role October 14, 2026.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Profit/(loss) after tax and extraordinary items (Q2 FY27)
37,422 fin Lakhs
25.0%
Net premium income (Q2 FY27)
1,380,390 fin Lakhs
16.6%
First Year Premium (Q2 FY27)
214,570 fin Lakhs
8.6%
Profit/(loss) after tax and extraordinary items (H1 FY27)
76,040 fin Lakhs
26.4%
Net premium income (H1 FY27)
2,355,323 fin Lakhs
15.8%
🏢 How This Affects the Company
The increase in Net Premium Income to 1,380,390 fin Lakhs and Gross First Year Premium to 214,570 fin Lakhs for Q2 FY27 indicates growth in policy sales and customer base.
Profit After Tax rose to 37,422 fin Lakhs in Q2 FY27, representing a 25.0% increase year-over-year, which directly impacts shareholder earnings.
Mr. Sidharatha Mishra's transition from Senior Management Personnel to Additional Director alters the management structure and oversight.
👥 What This Means For Shareholders
✅
Action Required
No immediate action required from shareholders based on this financial results and management change disclosure.
👤
Who Is Affected
All shareholders are indirectly affected by the company's financial performance, specifically the 25.0% YoY increase in Profit After Tax to 37,422 fin Lakhs. The management change affects governance.
🔍
Management Signal
The Board's approval of the unaudited financial results indicates adherence to financial reporting timelines and oversight of performance. The management change signals a shift in executive responsibilities.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Q3 FY27 financial results — check for sustained growth in net premium income.
Board meeting outcomes — monitor any further management or directorate changes.
Investment income trends — observe performance in Policyholders' Account investments.
LOW RISK
Filing indicates positive financial performance with a management change that does not pose immediate risk.
💡 Investor Takeaway
ICICI Life Insurance reported Q2 FY27 Profit After Tax of 37,422 fin Lakhs, up 25.0% YoY from 29,926 fin Lakhs. Net Premium Income rose 16.6% to 1,380,390 fin Lakhs. Half-year PAT stood at 76,040 fin Lakhs, up 26.4% YoY.
⚖️ Strengths & Concerns
✅ Positives
- Profit After Tax (PAT) increased by 25.0% to 37,422 fin Lakhs for the quarter ended September 30, 2026, compared to 29,926 fin Lakhs in the prior year.
- Net Premium Income grew by 16.6% to 1,380,390 fin Lakhs in Q2 FY27 from 1,184,310 fin Lakhs in Q2 FY26.
⚠️ Concerns
- Income from investments (Net) for Policyholders' Account showed a deficit of (212,329) fin Lakhs for Q2 FY27, compared to a deficit of (22,667) fin Lakhs in Q2 FY26.
- Transfer of funds from Shareholders' Account to Policyholders' Account was (421) fin Lakhs in Q2 FY27, a decrease from 34,129 fin Lakhs in Q2 FY26.
📅 Company Track Record
In Q1 FY27 (ended July 15, 2026), ICICI Prudential Life reported PAT up 27.8% to ₹ 3.86 billion, with VNB up 24.9% to ₹ 5.71 billion. FY26 results approved a final dividend of ₹1.65 per share. This Q2 FY27 filing continues to show growth in profitability and premium income.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What was ICICI Life Insurance's Profit After Tax for Q2 FY27?
ICICI Life Insurance reported a standalone unaudited Profit After Tax of 37,422 fin Lakhs for the quarter ended September 30, 2026.
How did Net Premium Income change for ICICI Life Insurance in Q2 FY27?
Net Premium Income for ICICI Life Insurance increased to 1,380,390 fin Lakhs in Q2 FY27, up 16.6% from 1,184,310 fin Lakhs in Q2 FY26.
What was the Gross First Year Premium for ICICI Life Insurance in Q2 FY27?
The Gross First Year Premium for ICICI Life Insurance was 214,570 fin Lakhs for the quarter ended September 30, 2026.
What was ICICI Life Insurance's Profit After Tax for the half year ended September 30, 2026?
For the half year ended September 30, 2026, ICICI Life Insurance reported a Profit After Tax of 76,040 fin Lakhs, an increase of 26.4% from 60,135 fin Lakhs in the prior half year.
What management change was announced by ICICI Life Insurance?
Mr. Sidharatha Mishra will cease to be a Senior Management Personnel from October 14, 2026, upon his appointment as an Additional Director effective the same date.
Questions based on this BSE filing only. For information purposes.