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📋 Filing Types Available on ForgeUp Filings Sourced from BSE corporate announcements (equity segment). Companies covered are BSE-listed and most are also listed on NSE. We show only material filings.
Financial Results Orders Dividend Buyback Merger / Acquisition Board Meeting Outcome Fundraise (QIP / Rights / FPO) Regulatory / Court Order Credit Rating Change Promoter Pledge Update Management Change Joint Venture / MOU Delisting Bonus Shares Stock Split
Data sourced from BSE India corporate announcements. More categories will be added over time.
Home First Finance Company India Ltd

Home First Finance Q2 FY27 Net Profit ₹170 Cr, AUM Crosses ₹18,000 Cr

RESULTS ▲ Positive Development LOW RISK
📅 Filed on BSE: 27 Oct 2026, 06:05 PM IST  ·  BSE ID: 5e58e535-fbe6-41f2-96a0-6ed69b4acf65
View Original BSE Filing (PDF)
💡
In Simple Terms
Home First Finance reported strong quarterly profits and significant growth in its loan book and new loan disbursements.
🤖 AI Summary
  • Net Profit for Q2 FY27 stood at ₹170 Cr, increasing by 29.1% year-on-year.
  • Assets Under Management (AUM) reached ₹18,010 Cr, growing 27.0% year-on-year.
  • Disbursements achieved a new high of ₹1,705 Cr in Q2 FY27, up 32.2% year-on-year.
  • Gross Stage 3 (GNPA) improved to 1.7% in Q2 FY27, a 10 bps sequential decrease.
  • The company expanded its network to 181 branches and 379 total touchpoints.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Profit After Tax (PAT)
₹170 Cr
29.1%
Assets Under Mgmt (AUM)
₹18,010 Cr
27.0%
Disbursement
₹1,705 Cr
32.2%
Gross Stage 3 / POS (GNPA%)
1.7%
-20 bps
Total Income
₹567 Cr
18.4%
Net Total Income
₹343 Cr
23.9%
ROE (%)
14.9%
+150 bps
🏢 How This Affects the Company
📈
Business Impact
The company achieved its highest-ever quarterly disbursements of ₹1,705 Cr and expanded its branch network to 181, indicating continued business growth and market penetration.
💰
Financial Impact
Net Profit increased to ₹170 Cr with a healthy Return on Assets (RoA) at 4.2% and Return on Equity (RoE) at 14.9%, suggesting improved profitability and efficient capital deployment.
⚙️
Operational Impact
The addition of six branches and 26 net employees in customer-facing roles reflects operational expansion to support business growth and distribution network strengthening.
⚠️
Risk Impact
Gross Stage 3 (GNPA) decreased by 10 bps sequentially to 1.7%, indicating stable asset quality and contained early-stage delinquencies.
👥 What This Means For Shareholders
✅
Action Required
No immediate action is required from shareholders based on this financial results press release.
👤
Who Is Affected
All existing shareholders are affected by the company's financial and operational performance, including the 29.1% year-on-year increase in Net Profit to ₹170 Cr and the 27.0% year-on-year AUM growth to ₹18,010 Cr.
🔍
Management Signal
Management's statements indicate a focus on sustaining business momentum, maintaining asset quality, improving operating efficiency, and translating portfolio growth into sustainable earnings.

For information only. Not investment advice. ForgeUp is not SEBI-registered.

👁 Watch List — track these upcoming events
Q3 FY27 financial results — verify continued AUM and PAT growth.
Asset quality trends — monitor 1+ DPD and 30+ DPD ratios in subsequent quarters.
Branch network expansion — observe growth in total branches and touchpoints.
LOW RISK Stable asset quality and strong financial performance indicate low immediate risks.
💡 Investor Takeaway
Home First Finance Company India Ltd reported a Net Profit of ₹170 Cr for Q2 FY27, up 29.1% year-on-year. AUM reached ₹18,010 Cr, growing 27.0% year-on-year. Asset quality improved with Gross Stage 3 at 1.7%, down 10 bps sequentially.
⚖️ Strengths & Concerns

✅ Positives

  • Net Profit for Q2 FY27 grew by 29.1% year-on-year to ₹170 Cr, showcasing significant earnings growth.
  • Assets Under Management (AUM) expanded by 27.0% year-on-year to ₹18,010 Cr, reflecting strong portfolio growth.

⚠️ Concerns

  • Spread (Ex-Co-Lending) moderated by 10 bps sequentially and year-on-year, standing at 5.2% in Q2 FY27.
  • Capital Adequacy Ratio (CRAR) decreased to 39.8% in Sep’26 from 42.6% in Jun’26, reflecting business expansion.
📅 Company Track Record
Home First Finance reported Q1 FY27 Net Profit of ₹159.85 Cr (₹1,598.51 million), up 34.5% year-on-year, with AUM at ₹16,938 Cr. The current Q2 FY27 Net Profit of ₹170 Cr marks sequential growth, building on prior strong performance.

Based on publicly available historical data. For context only.

❓ Frequently Asked Questions
What was Home First Finance's Net Profit in Q2 FY27?
Home First Finance reported a Net Profit of ₹170 Cr in Q2 FY27, representing a 29.1% year-on-year increase from ₹132 Cr in Q2 FY26.
What is Home First Finance's Assets Under Management (AUM) as of September 30, 2026?
As of September 30, 2026, Home First Finance's Assets Under Management (AUM) reached ₹18,010 Cr, demonstrating a 27.0% year-on-year growth.
What were the disbursements for Home First Finance in Q2 FY27?
Disbursements for Home First Finance in Q2 FY27 reached an all-time high of ₹1,705 Cr, a growth of 32.2% year-on-year and 4.7% quarter-on-quarter.
How did Home First Finance's asset quality fare in Q2 FY27?
Home First Finance's asset quality remained strong, with Gross Stage 3 (GNPA) at 1.7% in Q2 FY27, a reduction of 10 bps quarter-on-quarter. The 1+ DPD and 30+ DPD metrics remained flat at 4.7% and 3.2% respectively.
What is Home First Finance's Return on Equity (ROE) in Q2 FY27?
Home First Finance reported a Return on Equity (ROE) of 14.9% in Q2 FY27, an increase of 150 bps year-on-year and 40 bps quarter-on-quarter.

Questions based on this BSE filing only. For information purposes.

⚠️ For Information Only — Not Investment Advice
ForgeUp Filings provides AI-generated summaries of public BSE exchange announcements (equity segment) for informational purposes only. Nothing here constitutes investment advice or a recommendation to buy, sell, or hold any security. ForgeUp is not a SEBI-registered investment advisor. All financial numbers are sourced directly from BSE filings and shown as-is. Past data is historical only. Please consult a qualified financial advisor before making investment decisions. Data sourced from BSE India public disclosures.
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